Credit Education Blog | Learn What Is Credit and How It Works

Search in blogs

Thank you! Your submission has been received!

Oops! Something went wrong while submitting the form.

Days Past Due (DPD) in CIBIL Report - Credit Score

Credit scores are an indicator of financial health and reflect your creditworthiness. Deciphering the CIBIL report is vital and comes with understanding its elements and factors.

Raghuvamshi Kanukruthi

3.1.24

Credit Education

How to increase CIBIL score - 10 Easy Tips

Credit scores are the backbone of your financial health. A bad CIBIL score can impact your future loans and lines of credit. Here are some steps that you can take to start repairing your credit score.

Beverly Noronha

15.10.22

Credit Education

How to Read a CIBIL Report

A CIBIL report is a credit report that is published by TransUnion CIBIL, which is a credit bureau. A credit report is a document that shows a credit score - a score that is relevant while applying for loans. CIBIL is one of the three major credit bureaus in India, with the other two being Experian and Equifax. But before deep diving into ‘how to read a CIBIL credit report’, it’s best to understand what a credit score is and why it is important.

Lavanya Khare

14.10.22

Credit Education

Understanding CIBIL DPD (Days Past Due)

What does DPD stand for in a credit report? Read on to find out all about CIBIL DPD and how it can impact your loan applications.

Lavanya Khare

14.10.22

Credit Education

What’s Causing Your Credit Score to Drop?

Take charge of your credit score right now by understanding the common and uncommon factors that can cause it to drop.

Beverly Noronha

14.10.22

Credit Education

How Can a Good or Bad Credit Score Affect You?

Can your credit score range have an impact on your education loan interest rate? Yes, it can make it tougher to get an education loan with a bad credit score. Read on to understand the benefits of a good CIBIL score and how you can turn a bad CIBIL score around.

Beverly Noronha

13.10.22

Credit Education

What’s a Credit Score Anyway? Here’s Why It's Important and How You Can Calculate It

When you apply for a loan, the lender will first check your credit score. Higher credit scores can increase your chances of getting loans and reduce interest rates on personal loans. Learn about the different factors that affect your credit score and how a CIBIL score is calculated.

Beverly Noronha

10.10.22

Credit Education

Top 8 Education Loan Rejection Reasons in India

Understand the common reasons why banks reject student loans and the alternatives available in the event of education loan application rejection.

Beverly Noronha

12.9.22

Credit Education

What is a Credit Score?

A credit score is an important aspect of the loan process. It comes into play when potential lenders need to gauge the creditworthiness of a borrower. The credit score is depicted on a scale; for example, a CIBIL credit score ranges from 300-900 (with 900 being the best and highest).

Lavanya Khare

12.9.22