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Yes, it is possible to get an education loan without collateral for your MBBS at Georgia University, but it depends on the bank’s policies. Most banks offer unsecured loans up to 7.5 lakhs without collateral. For higher amounts, collateral may be required, such as property or financial assets. You will need to submit proof of admission, a fee structure, and financial documents from the co-applicant. Some banks offer special loan schemes for MBBS students, so it’s advisable to compare offers

Yes, it is possible to get an education loan without collateral for your Bachelor's degree in Ireland, but it depends on the bank’s policies. Most banks offer unsecured loans up to 7.5 lakhs. For amounts higher than that, collateral may be required. To apply, you’ll need to provide proof of admission, a fee structure, and financial documents from the co-applicant. Compare banks for the best loan offers, as interest rates and terms can vary. Some banks may offer special schemes for students attending universities in Ireland.

For a co-applicant and collateral to be approved for an education loan, the co-applicant must typically be a close family member, such as a parent or guardian, with a stable income and a good credit history. Banks will require income proof, tax returns, and bank statements from the co-applicant. As for collateral, it can be immovable property, fixed deposits, or other financial assets. The bank will assess the value of the collateral before approving the loan. In general, loans above 7.5 lakhs require collateral, and the collateral value should match or exceed the loan amount.

If you have fully repaid your education loan but it is still reflecting on your CIBIL report, you can request the bank to update your loan status. First, contact the bank where you took the loan and ask them to provide a No Dues Certificate and report the loan closure to CIBIL. It may take a few weeks for CIBIL to update your credit report. If the issue persists, you can file a dispute with CIBIL by submitting proof of loan closure and the No Dues Certificate.