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It is challenging to secure a loan of 7.5 lakhs without a co-applicant for a Bachelor's degree in India. Most banks require a co-applicant with a stable income to ensure the repayment of the loan. However, some non-banking financial companies (NBFCs) may offer unsecured loans without a co-applicant, but interest rates may be higher. You may also explore government-backed education loan schemes that provide collateral-free loans, though a co-applicant may still be required. Contact multiple banks and NBFCs to see if any can accommodate your specific situation.

Yes, you can apply for an education loan for MBBS at Kemerovo State Medical University in Russia. Most Indian banks offer loans for international MBBS programs. Since your father works in a government job, he can be the co-applicant, which may help in securing the loan. You will need to provide proof of admission, a detailed fee structure, and financial documents. Loans above 7.5 lakhs may require collateral, and you should compare different banks for the best terms.

Yes, you can apply for an education loan to cover the costs of externships at university hospitals in the U.S. Many Indian banks offer loans for short-term medical training programs. To secure a loan of 10 lakhs, you'll need to provide proof of admission to the externships, a detailed fee structure, and financial documents from a co-applicant. For loans above 7.5 lakhs, collateral is usually required, though some banks offer unsecured loans depending on your academic background. Compare banks for the best interest rates, and check if your loan offers a moratorium period to delay repayments until after your externship.

Yes, you can apply for an education loan to study in Canada after completing your 12th. Most banks offer unsecured loans up to 7.5 lakhs without collateral, but for higher loan amounts, collateral may be required. The loan will cover tuition fees, travel expenses, accommodation, and other related costs. Major Indian banks like SBI, HDFC, and Axis Bank offer competitive interest rates, so it is advisable to compare offers. You'll need proof of admission, a fee structure, and co-applicant financial details. Some banks may offer moratorium periods, so you only start repaying after you complete your studies.