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Raghuvamshi Kanukruthi
Apr 29, 2024

Explore the updated 2024 college list on Vidya Lakshmi Portal. Find top colleges for easy education loan applications. Start planning today!

About Vidya Lakshmi Portal

The Indian government developed the Vidya Lakshmi Portal as a resource for students seeking an education loan to study in India or overseas. On the Vidya Laxmi Portal, students can review the specifics of 139 student loan programs provided by 45 Indian banks.

To finance their goal of studying overseas, many students take out education loans from banks or other financial institutions. Examining and contrasting the many student loan options accessible to overseas students can be challenging. In August 2015, the Indian government created the Vidya Lakshmi Portal to address this problem with pupils. The Ministry of Finance, the Ministry of Education, and the Indian Banks Association (IBA) are the organizations developing the Vidyalaxmi Portal.

Students found it easier to investigate school loans with the Vidya Laxmi platform than it was in the past. In addition to providing information about student loans, the Vidya Lakshmi Portal allows students to apply for and monitor the status of their loan applications.

College list via the Vidya Lakshmi Portal

You can take the following actions to view the list of colleges on the Vidya Lakshmi portal:

  1. After the webpage opens, you must visit the official Vidya Lakshmi portal website. • Next, click the "Search for Loan Schemes" link on the homepage.
  2. In addition, you can provide your information, including the name of the course, your nation, state, and preferred banks.
  3. Typically, to view the list of loan programs offered for your course and location, you must click the "Search" option.
  4. In addition, the loan amount, moratorium period, and interest rate can be used to refine the results.
  5. Click the "View Details" button under the loan program name to see a list of universities that qualify for that program.
  6. The names and addresses of the institutions the bank has approved for that loan plan are listed in a section titled "List of Colleges." 

Course Details

  1. Please make sure the following is under this section.
  2. The start date is at most two years.
  3. The completion date must be at most ten years.
  4. The course duration should be entered using the provided dropdown menu and formatted YY-MM.
  5. The number of years for the course fee will be activated according to the course length. "Click Here for institute details ." display screen with outcomes.
  6. The below page will appear. 

  1. Select the country, State name, and institute name and press search. 
  2. The following list will appear. 

College List

Sr. No. State College Name
1 Andaman and Nicobar DR.B.R. AMBEDKAR INSTITUTE OF TECHNOLOGY
2 Andhra Pradesh MAHARAJAHS PG COLLEGE
3 Arunachal Pradesh RAJIV GANDHI UNIVERSITY, ITANAGAR
4 Assam MANGALDAI COLLEGE
5 Bihar DR RAM NARESH SINGH YADAV MAHADALIT DEGREE, COLLEGE-ARWAL
6 Chandigarh GOVT POST GRADUATE COLLEGE FOR GIRLS,SECTOR-42
7 Chhattisgarh COLLEGE OF INFORMATION TECH. & APPLIED SOCIAL SCIENCE BILASPUR
8 Dadra & Nagar Haveli DR B B A GOVERNMENT POLYTECHNIC
9 Daman & Diu GOVERNMENT POLYTECHNIC, DAMAN-658
10 Delhi ZAKIR HUSAIN COLLEGE
11 Goa AGNEL POLYTECHNIC, VERNA
12 Gujarat SCHOOL OF NURSING Vishvakalyan Society IDAR
13 Haryana APEEJAY STYA UNIVERSITY, SOHNA
14 Himachal Pradesh SHOOLINI UNIVERSITY OF BIO TECHNOLOGY AND MANAGEMENT SCIENCES, OACHGHAT, SOLAN
15 Jammu and Kashmir AHMAD INSTITUTE OF HEALTH SCIENCES
16 Jharkhand MAULANA AZAD COLLEGE
17 Karnataka THE KARNATAKA STATE DR. GANGUBAI HANGAL UNIVERSITY OF MUSIC AND DRAMA.
18 Karnataka AL-AMEEN COLLEGE OF LAW
19 Kerala SREE NARAYANA GURU COLLEGE, CHELANNUR
20 Lakshadweep CALICUT UNIVERSITY CENTRE, KADAMAT
21 Madhya Pradesh MADHYA PRADESH
22 Maharashtra SARDAR PATEL COLLEGE
23 Manipur CENTRAL AGRICULTURAL UNIVERSITY, IMPHAL
24 Meghalaya MAHATMA GANDHI UNIVERSITY, TURA, WEST GARO HILLS
25 Mizoram MIZORAM UNIVERSITY, AIZWAL
26 Nagaland DIPLOMA (ELECTRONICS & COMMUNICATION ENGINEERING E.C.E)-3YEARS
27 Odisha JJARSGUDA BLACK DIAMOND COLLEGE OF ENGINEERING AND TECHNOLOGY, OR BDCET
28 Puducherry NATIONAL INSTITUTE OF TECHNOLOGY PUDUCHERRY
29 Punjab GRD COLLEGE FOR WOMEN, PHAGWARA
30 Rajasthan BHAGWANT UNIVERSITY, AJMER
31 Sikkim GANGTOK, RANIPOOL - COLLEGE OF AGRICULTURAL ENGINEERING AND POST-HARVEST TECHNOLOGY
32 Tamil Nadu SARAH TUCKER COLLEGE, PERUMALPURAM, PALAYAMKOTTAI - 627 011
33 Telangana GOUTHAMI SAI DEGREE & PG COLLEGE OPP: SHIVALAYAM, MARKANDEYA COLONY, GODAVARIKHANI
34 Tripura REGIONAL CENTRE(IGNOU)
35 Uttar Pradesh AMITY UNIVERSITY
36 Uttarakhand DOON INSTITUTE OF MANAGEMENT & TECHNOLOGY
37 West Bengal INDIRA GANDHI TEACHERS TRAINING INSTITUTE

Propelld offers low-interest and quick loans, saving you the hassle and time wasted searching for student loans. With Propelld, you can access loans with ease and speed without the need to navigate through complex processes or wait for lengthy approval times. Say goodbye to the frustration of hunting for the right loan option and hello to a straightforward solution tailored to your needs.

Vidya Lakshmi Portal College List - Updated Colleges (2024)

Raghuvamshi Kanukruthi
April 29, 2024
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Shivam Bhardwaj
March 15th 2022

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About Vidya Lakshmi Portal

The Indian government developed the Vidya Lakshmi Portal as a resource for students seeking an education loan to study in India or overseas. On the Vidya Laxmi Portal, students can review the specifics of 139 student loan programs provided by 45 Indian banks.

To finance their goal of studying overseas, many students take out education loans from banks or other financial institutions. Examining and contrasting the many student loan options accessible to overseas students can be challenging. In August 2015, the Indian government created the Vidya Lakshmi Portal to address this problem with pupils. The Ministry of Finance, the Ministry of Education, and the Indian Banks Association (IBA) are the organizations developing the Vidyalaxmi Portal.

Students found it easier to investigate school loans with the Vidya Laxmi platform than it was in the past. In addition to providing information about student loans, the Vidya Lakshmi Portal allows students to apply for and monitor the status of their loan applications.

College list via the Vidya Lakshmi Portal

You can take the following actions to view the list of colleges on the Vidya Lakshmi portal:

  1. After the webpage opens, you must visit the official Vidya Lakshmi portal website. • Next, click the "Search for Loan Schemes" link on the homepage.
  2. In addition, you can provide your information, including the name of the course, your nation, state, and preferred banks.
  3. Typically, to view the list of loan programs offered for your course and location, you must click the "Search" option.
  4. In addition, the loan amount, moratorium period, and interest rate can be used to refine the results.
  5. Click the "View Details" button under the loan program name to see a list of universities that qualify for that program.
  6. The names and addresses of the institutions the bank has approved for that loan plan are listed in a section titled "List of Colleges." 

Course Details

  1. Please make sure the following is under this section.
  2. The start date is at most two years.
  3. The completion date must be at most ten years.
  4. The course duration should be entered using the provided dropdown menu and formatted YY-MM.
  5. The number of years for the course fee will be activated according to the course length. "Click Here for institute details ." display screen with outcomes.
  6. The below page will appear. 

  1. Select the country, State name, and institute name and press search. 
  2. The following list will appear. 

College List

Sr. No. State College Name
1 Andaman and Nicobar DR.B.R. AMBEDKAR INSTITUTE OF TECHNOLOGY
2 Andhra Pradesh MAHARAJAHS PG COLLEGE
3 Arunachal Pradesh RAJIV GANDHI UNIVERSITY, ITANAGAR
4 Assam MANGALDAI COLLEGE
5 Bihar DR RAM NARESH SINGH YADAV MAHADALIT DEGREE, COLLEGE-ARWAL
6 Chandigarh GOVT POST GRADUATE COLLEGE FOR GIRLS,SECTOR-42
7 Chhattisgarh COLLEGE OF INFORMATION TECH. & APPLIED SOCIAL SCIENCE BILASPUR
8 Dadra & Nagar Haveli DR B B A GOVERNMENT POLYTECHNIC
9 Daman & Diu GOVERNMENT POLYTECHNIC, DAMAN-658
10 Delhi ZAKIR HUSAIN COLLEGE
11 Goa AGNEL POLYTECHNIC, VERNA
12 Gujarat SCHOOL OF NURSING Vishvakalyan Society IDAR
13 Haryana APEEJAY STYA UNIVERSITY, SOHNA
14 Himachal Pradesh SHOOLINI UNIVERSITY OF BIO TECHNOLOGY AND MANAGEMENT SCIENCES, OACHGHAT, SOLAN
15 Jammu and Kashmir AHMAD INSTITUTE OF HEALTH SCIENCES
16 Jharkhand MAULANA AZAD COLLEGE
17 Karnataka THE KARNATAKA STATE DR. GANGUBAI HANGAL UNIVERSITY OF MUSIC AND DRAMA.
18 Karnataka AL-AMEEN COLLEGE OF LAW
19 Kerala SREE NARAYANA GURU COLLEGE, CHELANNUR
20 Lakshadweep CALICUT UNIVERSITY CENTRE, KADAMAT
21 Madhya Pradesh MADHYA PRADESH
22 Maharashtra SARDAR PATEL COLLEGE
23 Manipur CENTRAL AGRICULTURAL UNIVERSITY, IMPHAL
24 Meghalaya MAHATMA GANDHI UNIVERSITY, TURA, WEST GARO HILLS
25 Mizoram MIZORAM UNIVERSITY, AIZWAL
26 Nagaland DIPLOMA (ELECTRONICS & COMMUNICATION ENGINEERING E.C.E)-3YEARS
27 Odisha JJARSGUDA BLACK DIAMOND COLLEGE OF ENGINEERING AND TECHNOLOGY, OR BDCET
28 Puducherry NATIONAL INSTITUTE OF TECHNOLOGY PUDUCHERRY
29 Punjab GRD COLLEGE FOR WOMEN, PHAGWARA
30 Rajasthan BHAGWANT UNIVERSITY, AJMER
31 Sikkim GANGTOK, RANIPOOL - COLLEGE OF AGRICULTURAL ENGINEERING AND POST-HARVEST TECHNOLOGY
32 Tamil Nadu SARAH TUCKER COLLEGE, PERUMALPURAM, PALAYAMKOTTAI - 627 011
33 Telangana GOUTHAMI SAI DEGREE & PG COLLEGE OPP: SHIVALAYAM, MARKANDEYA COLONY, GODAVARIKHANI
34 Tripura REGIONAL CENTRE(IGNOU)
35 Uttar Pradesh AMITY UNIVERSITY
36 Uttarakhand DOON INSTITUTE OF MANAGEMENT & TECHNOLOGY
37 West Bengal INDIRA GANDHI TEACHERS TRAINING INSTITUTE

Propelld offers low-interest and quick loans, saving you the hassle and time wasted searching for student loans. With Propelld, you can access loans with ease and speed without the need to navigate through complex processes or wait for lengthy approval times. Say goodbye to the frustration of hunting for the right loan option and hello to a straightforward solution tailored to your needs.

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Frequently Asked Questions

Can I apply for NBFC Education Loans through the Vidyalakshmi Portal?

The Vidya Lakshmi Portal is exclusively intended for private or nationalized Indian banks. The platform constantly updates its listings with new banks and loan programs. Students can use the platform to directly apply for education loan subsidies and select from a range of interest rate options. Therefore, before looking for any unsecured student loans offered by NBFCs, it is generally advantageous to consider all of the student loan choices from authorized banks on the platform.

What number of banks does the VIdyalakshmi Portal offer, and what are the possibilities for education loans?

The Vidya Lakshmi Portal lists 36 banks offering domestic and international student loan services. Together, these banks provide 110 student loan programs with interest rates varying from 7.00% to 18% depending on the specific requirements needed to be eligible for a student loan. Students can apply for up to three loan programs by filling out the Common Education Loan Application Form (CELAF).

Can we switch the Vidya Lakshmi portal's branch?

After submitting your application form, you cannot change banks via the portal. You must request that the relevant bank close or reject your application to accomplish this.

Can I transfer colleges following a student loan?

Suppose students wish to switch universities after receiving the loan sanction letter from the bank. In that case, they must fill out a new loan application and follow the instructions outlined in scenario one. Students are now expected to pay a modification fee of INR 10,000 + GST.

What limitations apply to student loans?

The loan limit depends on whether an education loan is taken out for postsecondary study in India or outside. Scheduled Commercial Banks (under Priority Sector Lending) offer education loans to students up to INR 10 lakhs for study in India and up to INR 20 lakhs for studies abroad.

What is the duration of the Vidya Lakshmi education loan?

Usually, banks will contact you soon after you apply. You have 15 days to respond to the bank's call if the loan exceeds INR 7.5 lakhs.

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