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Vidya Lakshmi College List

Complete College List for Vidya Lakshmi Portal 2025

Written By
Raghuvamshi Kanukruthi
&
Reviewed By
Updated On:
Mar 2, 2026
|
5
mins read
Raghuvamshi Kanukruthi
Updated On:
Mar 2, 2026

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About Vidya Lakshmi Portal

The Indian government developed the Vidya Lakshmi Portal as a resource for students seeking an education loan to study in India or overseas. On the Vidya Laxmi Portal, students can review the specifics of 139 student loan programs provided by 45 Indian banks.

In addition to providing information about student loans, facilitating the loan disbursal, the Vidya Lakshmi Portal also allows students to apply for and monitor the status of their loan applications.

In this blog you will read about:

  1. The step by step process to check the college list on Vidya Lakshmi Portal. 
  2. The courses available under the colleges. 
  3. You have a list of colleges under vidya lakshmi portal in downloadable pdf form.

How to Check Vidya Lakshmi Portal College List?

You can take the following actions to view the list of colleges on the Vidya Lakshmi portal:

  1. After the webpage opens, you must visit the official Vidya Lakshmi portal website. • Next, click the "Search for Loan Schemes" link on the homepage.
  2. In addition, you can provide your information, including the name of the course, your nation, state, and preferred banks.
  3. Typically, to view the list of loan programs offered for your course and location, you must click the "Search" option.
  4. In addition, the loan amount, moratorium period, and interest rate can be used to refine the results.
  5. Click the "View Details" button under the loan program name to see a list of universities that qualify for that program.
  6. The names and addresses of the institutions the bank has approved for that loan plan are listed in a section titled "List of Colleges." 

You might also want to know about the Vidya Lakshmi Portal interest rates

Course Details

Course Details

  1. Please make sure the following is under this section.
  2. The start date is at most two years.
  3. The completion date must be at most ten years.
  4. The course duration should be entered using the provided dropdown menu and formatted YY-MM.
  5. The number of years for the course fee will be activated according to the course length. "Click Here for institute details ." display screen with outcomes.
  6. The below page will appear. 

  1. Select the country, State name, and institute name and press search. 
  2. The following list will appear. 

Read complete details about the Vidya Laksmi Education Loan, the Portal, process to apply loan and all other details here. 

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Vidya Lakshmi Portal College List

Sr. No.

State

College Name

1

Andaman and Nicobar

DR.B.R. AMBEDKAR INSTITUTE OF TECHNOLOGY

2

Andhra Pradesh

MAHARAJAHS PG COLLEGE

3

Arunachal Pradesh

RAJIV GANDHI UNIVERSITY, ITANAGAR

4

Assam

MANGALDAI COLLEGE

5

Bihar

DR RAM NARESH SINGH YADAV MAHADALIT DEGREE, COLLEGE-ARWAL

6

Chandigarh

GOVT POST GRADUATE COLLEGE FOR GIRLS,SECTOR-42

7

Chhattisgarh

COLLEGE OF INFORMATION TECH. & APPLIED SOCIAL SCIENCE BILASPUR

8

Dadra & Nagar Haveli

DR B B A GOVERNMENT POLYTECHNIC

9

Daman & Diu

GOVERNMENT POLYTECHNIC, DAMAN-658

10

Delhi

ZAKIR HUSAIN COLLEGE

11

Goa

AGNEL POLYTECHNIC, VERNA

12

Gujarat

SCHOOL OF NURSING Vishvakalyan Society IDAR

13

Haryana

APEEJAY STYA UNIVERSITY, SOHNA

14

Himachal Pradesh

SHOOLINI UNIVERSITY OF BIO TECHNOLOGY AND MANAGEMENT SCIENCES, OACHGHAT, SOLAN

15

Jammu and Kashmir

AHMAD INSTITUTE OF HEALTH SCIENCES

16

Jharkhand

MAULANA AZAD COLLEGE

17

Karnataka

THE KARNATAKA STATE DR. GANGUBAI HANGAL UNIVERSITY OF MUSIC AND DRAMA.

18

Karnataka

AL-AMEEN COLLEGE OF LAW

19

Kerala

SREE NARAYANA GURU COLLEGE, CHELANNUR

20

Lakshadweep

CALICUT UNIVERSITY CENTRE, KADAMAT

21

Madhya Pradesh

MADHYA PRADESH

22

Maharashtra

SARDAR PATEL COLLEGE

23

Manipur

CENTRAL AGRICULTURAL UNIVERSITY, IMPHAL

24

Meghalaya

MAHATMA GANDHI UNIVERSITY, TURA, WEST GARO HILLS

25

Mizoram

MIZORAM UNIVERSITY, AIZWAL

26

Nagaland

DIPLOMA (ELECTRONICS & COMMUNICATION ENGINEERING E.C.E)-3YEARS

27

Odisha

JJARSGUDA BLACK DIAMOND COLLEGE OF ENGINEERING AND TECHNOLOGY, OR BDCET

28

Puducherry

NATIONAL INSTITUTE OF TECHNOLOGY PUDUCHERRY

29

Punjab

GRD COLLEGE FOR WOMEN, PHAGWARA

30

Rajasthan

BHAGWANT UNIVERSITY, AJMER

31

Sikkim

GANGTOK, RANIPOOL - COLLEGE OF AGRICULTURAL ENGINEERING AND POST-HARVEST TECHNOLOGY

32

Tamil Nadu

SARAH TUCKER COLLEGE, PERUMALPURAM, PALAYAMKOTTAI - 627 011

33

Telangana

GOUTHAMI SAI DEGREE & PG COLLEGE OPP: SHIVALAYAM, MARKANDEYA COLONY, GODAVARIKHANI

34

Tripura

REGIONAL CENTRE(IGNOU)

35

Uttar Pradesh

AMITY UNIVERSITY

36

Uttarakhand

DOON INSTITUTE OF MANAGEMENT & TECHNOLOGY

37

West Bengal

INDIRA GANDHI TEACHERS TRAINING INSTITUTE

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Vidya Lakshmi Portal College List 2024- Download PDF

Apart from the above mentioned colleges, below is the complete list of Vidya Lakshmi Portal Colleges in download pdf form: 

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Selection of Colleges for the Vidya Lakshmi Portal

Vidya Lakshmi Portal is a government initiative designed to help students access financial support for higher education, including scholarships and loans. It allows students to explore different colleges and courses, empowering them to make informed decisions about their academic paths.

Here is how the colleges are picked up in the Vidya Lakshmi Portal college list: 

1. Colleges are chosen according to the most recent National Institutional Ranking Framework (NIRF) rankings. 

2. This includes all higher education institutions (both public and private) that are ranked within the top 100 in overall, category-specific, or domain-specific rankings.

 3. Additionally, state government higher education institutions ranked between 101-200 in NIRF are also included. All central government institutions qualify as well. 

4. The list of eligible colleges will be refreshed each year based on the latest NIRF rankings.

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Frequently Asked Questions

Can I apply for NBFC education loans through the Vidya Lakshmi Portal?

No, the Vidya Lakshmi Portal is designed for applications to private and nationalized Indian banks, not NBFCs.

What types of banks are listed on the Vidya Lakshmi Portal?

The portal lists 36 banks, including private and nationalized banks, offering both domestic and international education loan programs.

How many education loan programs are available through the portal?

There are 110 education loan programs available, with interest rates ranging from 7% to 18% depending on eligibility and bank policies.

How many loan programs can a student apply for through the portal?

Students can apply for up to three loan programs simultaneously using the Common Education Loan Application Form (CELAF).

Can I switch the bank branch after submitting my application on the portal?

No, once submitted, the bank selection cannot be changed on the portal. You must request the bank to reject or close the application to apply elsewhere.

Can I transfer colleges after my student loan is sanctioned?

Yes, but you must submit a new loan application. A modification fee of INR 10,000 + GST may apply.

What is the maximum loan amount for studying in India through the portal?

Scheduled Commercial Banks typically offer up to INR 10 lakhs for higher education within India.

What is the maximum loan amount for studying abroad?

Banks provide loans up to INR 20 lakhs for students pursuing studies abroad, subject to eligibility.

How long do I have to respond to a bank’s call for loans above INR 7.5 lakhs?

You generally have 15 days to respond after the bank contacts you regarding your application.

What documents are required to apply through Vidya Lakshmi Portal?

Common documents include admission proof, identity proof, academic records, co-applicant income proof, and collateral details (if applicable).

Is the Vidya Lakshmi Portal free to use?

Yes, students can create an account and apply for loans at no cost. Banks may charge processing fees separately.

Can I track my loan application status on the portal?

Yes, the portal allows students to track application status, including bank verification and sanction updates.

Does the portal provide education loan subsidies?

Yes, eligible students can apply for government interest subsidies directly through the portal for priority sector loans.

Can I apply for multiple banks at once through the portal?

Yes, you can select up to three banks and submit a single Common Education Loan Application Form (CELAF).

Are loans for international courses included on the portal?

Yes, several banks listed provide loans for recognized programs abroad.

Can I get an unsecured education loan through Vidya Lakshmi Portal?

Mostly, loans above certain thresholds require collateral. Unsecured loans may be limited and are usually provided by NBFCs outside the portal.

Does the portal help with repayment tracking?

The portal primarily handles loan applications; repayment tracking is done directly through the bank.

Are there interest rate differences between banks listed on the portal?

Yes, interest rates vary from 7% to 18% depending on the bank, loan amount, and student profile.

Can Vidya Lakshmi Portal applications be used for PG courses?

Yes, applications can be submitted for both undergraduate and postgraduate courses in India or abroad.

Is co-applicant income necessary for loan approval?

Yes, most banks require a co-applicant (parent, guardian, or spouse) with a stable income for loan eligibility and repayment assurance.

Raghuvamshi Kanukruthi
Business Head at Propelld.
Check out full profile

Raghu Vamshi Kanukurthi is the Business Head of Domestic Higher Education Lending at Propelld, where he drives sales, credit strategy, and risk management for education loans that empower students from underserved backgrounds.

An IIT Madras alumnus, Raghu brings a multidisciplinary background spanning engineering design, e-commerce logistics, and aquaculture entrepreneurship. He carries an in-depth understanding of loan products and their pricing strategy. This diverse experience shapes his practical, problem-solving approach to lending innovation.

Today, he is passionate about financial inclusion, helping students bridge the gap between ambition and access with hassle-free, student-first education financing solutions.

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General Financial Information Disclaimer

This page is intended solely for general educational and informational purposes. The content presented here does not constitute financial, legal, investment, or professional advice, and should not be relied upon as such.

Education loan terms including but not limited to interest rates, loan amounts, eligibility, collateral requirements, moratorium provisions, repayment schedules, processing timelines, and approval outcomes may vary significantly based on:

Any examples, scenarios, timelines, or illustrations mentioned on this page are indicative only and are not guarantees of approval, disbursal, or identical outcomes.

Propelld operates as an RBI approved NBFC. Final decisions regarding loan sanction, pricing, documentation, and disbursal rest entirely with our lending team. 

While every effort is made to ensure accuracy and currency of information, loan policies and regulatory guidelines may change over time. Readers are strongly advised to:

By using this information, readers acknowledge that financial decisions should be made based on their individual circumstances and verified sources, and not solely on general guidance provided on this page.

RBI & Regulatory Alignment Disclaimer

Title: Regulatory & Policy Reference Disclaimer

The education loan rules, disclosures, borrower rights, and regulatory references mentioned on this page are derived from publicly available guidelines, circulars, and notifications issued by the Reserve Bank of India (RBI), along with applicable lending regulations governing Non-Banking Financial Companies (NBFCs).

Propelld is an RBI-regulated NBFC and provides education loans in accordance with prevailing RBI norms and internal credit policies. However, final loan terms—including interest rates, sanctioned amounts, eligibility assessment, collateral or co-applicant requirements, moratorium structure, repayment schedules, and approval outcomes—are determined based on:

Any regulatory explanations, interpretations, or summaries provided on this page are indicative and simplified for general understanding. They should not be treated as a substitute for official RBI notifications, lender-issued sanction letters, or legally binding policy documents.

RBI guidelines and lending regulations are subject to change from time to time. Readers are advised to:

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