Can I get an education loan of 10 lakhs to participate in externships at university hospitals in the U.S. for 5-6 months to improve my clinical skills and pursue a residency program?

Yes, you can apply for an education loan to cover the costs of externships at university hospitals in the U.S. Many Indian banks offer loans for short-term medical training programs. To secure a loan of 10 lakhs, you'll need to provide proof of admission to the externships, a detailed fee structure, and financial documents from a co-applicant. For loans above 7.5 lakhs, collateral is usually required, though some banks offer unsecured loans depending on your academic background. Compare banks for the best interest rates, and check if your loan offers a moratorium period to delay repayments until after your externship.