Yes, you can apply for an education loan for MBBS at Kemerovo State Medical University in Russia. Most Indian banks offer loans for international MBBS programs. Since your father works in a government job, he can be the co-applicant, which may help in securing the loan. You will need to provide proof of admission, a detailed fee structure, and financial documents. Loans above 7.5 lakhs may require collateral, and you should compare different banks for the best terms.