I completed my 12th in 2022 and am planning to study in Canada. Can you provide all the details regarding education loans? Am I eligible for a collateral-free loan? Which bank would be best for me?

Yes, you can apply for an education loan to study in Canada after completing your 12th. Most banks offer unsecured loans up to 7.5 lakhs without collateral, but for higher loan amounts, collateral may be required. The loan will cover tuition fees, travel expenses, accommodation, and other related costs. Major Indian banks like SBI, HDFC, and Axis Bank offer competitive interest rates, so it is advisable to compare offers. You'll need proof of admission, a fee structure, and co-applicant financial details. Some banks may offer moratorium periods, so you only start repaying after you complete your studies.