Cost of Living in Switzerland: Accommodation, Food & Transportation Rates

Switzerland offers an exceptional standard of education, making it a top choice for students looking to study abroad. In 2021, the World Population Review ranked Switzerland’s education system as the 6th best globally, which is a key factor in its popularity among international students despite the higher cost of living.

Due to the strong exchange rate of the Swiss Franc (CHF),  currently 1 CHF = 95.40 INR, many Indian students are concerned about the cost of living in Switzerland even before they begin their application process. 

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Cost of living in Switzerland: Housing Cost 

Accommodation often represents the largest portion of living expenses for students in Switzerland. Here’s a detailed breakdown of the different types of housing options available for international students:

If you are thinking of purchasing property for the duration of your stay in Switzerland, here are the Property Purchase Costs:

Please note that these prices can vary depending on the property, vendor, and location. If you’re renting a private apartment, there’s also the possibility of negotiating the rent with local landlords.

Are you exploring the option of shifting to Switzerland for an MBA course? Then, explore more about an MBA in Switzerland, including the cost of living, expenses and jobs. 

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Living Cost in Switzerland: Transportation Costs 

Transportation in Switzerland can be expensive, but cycling is an affordable alternative to getting around the city. Below is a breakdown of transportation costs:

Here’s a breakdown of typical transportation expenses in Switzerland and their cost range:

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Switzerland Living Cost per Month: Food and Groceries 

The cost of food and groceries in Switzerland can vary. Here’s a breakdown of typical food-related expenses:

Here’s a breakdown of typical restaurant expenses as a part of the cost of living in  Switzerland specific to the food:

Here’s a breakdown of typical grocery prices in Switzerland:

Are you exploring your options and looking to find the best country to study abroad for Indian Students? Check out the top universities in each country and decide which country aligns the best with your goals. 

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Miscellaneous Expenditures: Cost of Living in Switzerland

In addition to food, travel, and accommodation, students should consider other potential expenses when budgeting for the cost of living in Switzerland:

Here’s a breakdown of typical utility expenses in Switzerland:

Are you considering taking out an education loan for studying abroad? Check out all the features and eligibility criteria for applying for an education loan in Switzerland. 

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Total Cost of Living in Switzerland for Indian Students 

For Indian students planning to study and bear the cost of living in Switzerland, it's crucial to understand the breakdown of living expenses. This helps in preparing finances for a smooth transition to life there. Below is an overview of the typical monthly cost of living in Switzerland :

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Average Salary in Switzerland 

Here is the average salary in Switzerland for you to have a fair idea of the incoming and outcoming money: 

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Best Universities in Switzerland 

Switzerland is not only famous for its stunning landscapes but also for its high-quality education. In 2025, Switzerland boasts 10 universities in the QS world rankings, making it a popular destination for international students. Below are some of the top universities and their average first-year tuition fees:

Check out course-specific details for studying abroad, such as pursuing an MS Abroad. You can also find information about the top colleges, fees, and other useful information related to the course. 

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How to Save Money in Switzerland 

Living in Switzerland can be expensive, but there are several ways to reduce the cost of living in Switzerland. Here are some practical tips for saving money during your stay:

1. Cook at home‍

Prepare your meals as often as possible instead of dining out.

2. Take advantage of student discounts‍

Many stores, services, and public transport offer discounts for students.

3. Use public transport or bike‍

To save on transportation costs, take buses, trams, or bicycles instead of taxis.

4. Look for part-time jobs‍

Finding a part-time job can help supplement your income while studying.

5. Live outside major cities‍

Consider living in smaller towns or cities outside of Zurich and Geneva, as these areas are usually less expensive than the larger metropolitan cities.

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Switzerland offers a rewarding experience for Indian students, but managing the high cost of living requires careful budgeting. By understanding the various living expenses and planning accordingly, you can enjoy your time in Switzerland without financial strain. Additionally, exploring scholarship and loan opportunities can further ease your financial burden. 

If you need financial aid and are looking for education loans to help with the cost of living in Switzerland, consider a Propelld education loan. 

A Propelld education loan is a student-friendly and flexible option for students who aspire to afford the cost of living in Switzerland and other countries and achieve their dreams. Let'Let's a quick look at some unique benefits of a Propelld education loan.

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FAQs on Cost of Living in Switzerland 

What is the cost of living in Switzerland?

The cost of living in Switzerland is relatively high compared to other European countries. This is due to the country's high wages, quality healthcare, and overall standard of living.

How expensive is it to live in Switzerland?

Living in Switzerland can be expensive. Major cities like Zurich, Geneva, and Basel are among the most expensive in Europe. Housing, food, and transportation contribute significantly to the overall cost of living in Switzerland.

What factors contribute to the cost of living in Switzerland?

High rent prices, expensive groceries, healthcare, and transportation costs influence the cost of living in Switzerland. The Swiss Franc is also stronger than many other currencies, adding to the cost of living in Switzerland.

Is it expensive to live in Switzerland?

Yes, it is generally considered expensive. The cost of living in Switzerland includes high rental prices, pricey utilities, and a high overall standard of living that drives up daily expenses.

What is the average cost of living in Switzerland for a single person?

On average, the cost of living in Switzerland for a single person can range from CHF 2,500 to CHF 4,000 per month, depending on the city and lifestyle.

How much does it cost to rent an apartment in Switzerland?

Rent is a significant part of the cost of living in Switzerland. A one-bedroom apartment in the city centre can cost between CHF 1,500 and CHF 2,500, while the same apartment outside the city centre can range from CHF 1,200 to CHF 1,800.

What are the costs of groceries in Switzerland?

The cost of living in Switzerland includes high grocery prices. Depending on your shopping habits and location, you can expect to pay around CHF 50 to CHF 70 for a week’s worth of groceries for one person.

How expensive is public transportation in Switzerland?

Public transportation in Switzerland is efficient but expensive. Depending on the city, monthly passes typically cost between CHF 70 and CHF 150.

What is the Switzerland living cost per month for a family of four?

For a family of four, the cost of living in Switzerland can range from CHF 6,000 to CHF 8,000 per month, including rent, utilities, food, and transportation.

How much should I budget for healthcare in Switzerland?

Healthcare is included in the living cost in Switzerland through mandatory health insurance. On average, expect to pay between CHF 300 and CHF 700 per month for basic health insurance.

How much does dining out cost in Switzerland?

Dining out in Switzerland can be costly. A mid-range restaurant meal for one person typically costs CHF 25 to CHF 50, adding to the overall cost of living in Switzerland.

How does the cost of living in Switzerland compare to other European countries?

The cost of living in Switzerland is higher than in most other European countries. Cities like Zurich and Geneva are particularly expensive compared to Berlin, Lisbon, or Barcelona.

What are the utilities costs in Switzerland?

Monthly utility bills for a standard 85 m² apartment in Switzerland typically cost between CHF 150 and CHF 250, which is part of the overall living cost.

Is it cheaper to live in rural Switzerland compared to cities?

Yes, the cost of living in Switzerland tends to be lower in rural areas compared to major cities. Rent, groceries, and transportation are generally more affordable outside urban centres.

What is the impact of the Swiss Franc on the cost of living in Switzerland?

The strength of the Swiss Franc often increases the cost of living in Switzerland for foreigners, especially those earning in other currencies. Exchange rates and purchasing power can greatly affect the affordability of life in Switzerland.

What is the cost of living in Switzerland per month for students?

Students in Switzerland can expect to pay between CHF 1,500 and CHF 2,500 per month for living expenses, including rent, food, and transport. While living in Switzerland can be costly, students may benefit from discounts and student housing options to lower their expenses.