Education Loan Process in India & Abroad: Online & Offline Procedure

Applying for an education loan can feel overwhelming—forms, documents, approvals, and deadlines. But once you understand the education loan process, it becomes far more manageable. Whether you’re applying for an education loan in India or planning to study abroad, following the right education loan procedure in India and abroad can significantly improve approval speed and reduce stress.

This guide explains the complete student loan application process, covering the education loan process, eligibility checks, documents required, online vs offline options, and tips to get faster approval.

Key Takeaways

The education loan process in 2025 is mostly online, enabling faster applications, document uploads, and real-time tracking with minimal branch visits.
Early eligibility checks—course recognition, co-applicant profile, and loan limits—can significantly speed up approvals and reduce rejections.
Accurate, complete documentation remains the biggest factor in faster sanction and disbursal.
Online applications via digital-first NBFCs like Propelld typically offer quicker approvals and disbursals than traditional bank routes.
Understanding the repayment structure, moratorium, APR, and prepayment rules upfront helps students plan confidently and avoid post-course financial pressure.

How to Get Education Loan in India and Abroad in 2025?

Securing an education loan in India can be a streamlined process if approached systematically. Below is the standard process for student loan applications in India, followed by most lenders:

Step 1: Check Eligibility

Before you apply for student loan online or offline, confirm whether you meet the lender’s eligibility criteria. This avoids unnecessary rejections and credit checks.

Step 2: Gather Required Documents

Documentation is a critical part of the student loan application process. Missing or mismatched documents are one of the biggest reasons for delays. For a complete checklist, refer to our guide on Documents Required for Education Loan.

Step 3: Apply for Student Loan Online

Applying online is now the fastest way to complete an education loan online application. Most digital lenders and NBFCs offer end-to-end online processing, reducing paperwork and branch visits. This option is ideal for students working with tight timelines.

Step 4: Loan Approval and Disbursement

Once submitted, the lender verifies documents, evaluates repayment capacity, and issues a sanction letter upon approval. After acceptance, the loan is disbursed—usually directly to the institute—in semester-wise or year-wise tranches.

Bonus Tips

Approval timelines vary from 2–10 days in traditional banks; however, NBFCs like Propelld sanction loans in 72 hours. You can check typical timelines and service benchmarks in our SLA Policy.
We offer profile-based approvals, even if the co-applicant does not have traditional income proofs. Review detailed information in our Transparency Policy.

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‍Approval Based on Your 12th Marks - Propelld Education Loan

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Step-by-Step Education Loan Procedure in India: Online and Offline Process

Most banks and NBFCs offer both modes: education loan online applications and offline applications. Processing time typically ranges from 3–15 days for banks and 24–72 hours for digital NBFCs.

Online Application (Fastest Option)

Offline Application (Bank Branch)

Online Application (Fastest Option)

Visit the lender’s official website or education loan portal.
Select the relevant education loan scheme (India or abroad).
Fill in student, course, institute, and co-applicant details.
Upload required documents (KYC, admission letter, fee structure, income proof).
Submit the application and note the application/reference ID.
Track verification, sanction, and disbursement status online.

Offline Application (Bank Branch)

Visit the nearest bank or NBFC branch.
Collect and fill out the education loan application form.
Submit self-attested document copies and pay processing fees (if applicable).
Bank conducts document checks and in-person verification (if required).
Loan is sanctioned and disbursed after approval.

What Happens After You Apply?

Once the loan is sanctioned:

You sign the loan agreement.
EMI or moratorium terms are finalised.
Funds are disbursed directly to the institution (semester-wise or yearly).

What is the Education Loan Process for Abroad Studies?

The education loan process for abroad studies involves extra checks due to higher loan amounts and international regulations.

So, what’s different for overseas education loans?

Higher loan limits compared to India-based courses
Mandatory visa + offer letter / I-20 verification
Coverage for forex, travel, and living expenses
Student insurance is required by most lenders
SWIFT/foreign remittance documentation for fee transfers

Explore everything about education loans for studying abroad, including types, eligibility, interest rates, and the application process.

Also, many NBFCs and digital lenders offer faster approvals, collateral-free loans for top global
Review our interest structure, APR, and total cost to understand everything.

Things to Do Before Applying for Student Loan in 2025

Here are some crucial steps to take before you get to the education loan how to apply process:

Check Eligibility: Ensure your chosen course, institution, and academic profile meet the lender’s eligibility criteria.
Prepare and Organise Documents: Keep KYC, admission letter, fee structure, income proof, and related documents ready to avoid delays.
Compare Loan Options: Review interest rates, loan limits, repayment flexibility, collateral needs, and processing fees across lenders.
Understand Repayment and Affordability: Analyse EMIs, loan tenure, moratorium period, and estimate future income to ensure manageable repayment.
Plan Smartly: Borrow only what’s needed after considering scholarships, government schemes, and additional costs like insurance and fees.

You read about checking documents and eligibility, but where to cross-check from? Here’s a checklist for you.

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‍Get Education Loan with Higher Chances of Approval

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What is the Education Loan Eligibility Criteria?

Understanding the eligibility criteria for an education loan in detail is essential before applying.

Different institutions have specific requirements that applicants must meet, including citizenship, academic performance, course selection, income proof of the co-applicant, and admission status. Most lenders assess the following factors:

Nationality

Indian citizens are preferred. Non-citizens or international students may need additional documentation or specific lenders.

Course and Level of Study

Eligibility varies by course (UG, PG, doctoral, professional). Some specialised or distance programs may have limited financing options.

Academic Record

A satisfactory academic background improves approval chances. Lenders may review marks, entrance scores, or certifications.

Institution Recognition

The college or university must be UGC/AICTE-approved or lender-recognised. Some institutions have tie-ups offering better terms.

Age and Co-Applicant

Minimum and maximum age limits apply. Students below the required age must apply with a co-applicant (parent/spouse).

Financial Profile

Repayment capacity is evaluated using the co-applicant’s income, employment stability, and banking history.

Credit History

A good CIBIL score of the co-applicant strengthens eligibility. Limited credit history may require stronger income proof or collateral. You can check your CIBIL score requirement for education loans here.

Quick Insight: Education loan eligibility depends on a combination of course credibility, institute recognition, co-applicant strength, and repayment capacity—not just admission confirmation.

However, the good news is that you can still secure an education loan without the need for collateral, with Propelld. Read here everything you need to know.

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What are the Documents Required for Education Loan in India and Abroad?

To apply for an education loan in India, applicants must submit documents proving identity, financial status, academic qualifications, and admission. Proper documentation ensures a smooth loan process and faster approval.

Category	Documents Required
Loan Application	Filled education loan application form, passport-size photographs, signed declaration and consent forms
Identity & Address Proof	Aadhaar card, PAN card, passport/driving licence/voter ID, utility bill, rental agreement or bank statement (if address differs)
Academic Documents	10th and 12th mark sheets, graduation certificates (if applicable), admission/offer letter, fee structure/prospectus, academic transcripts
Co-Applicant Income Proof (Salaried)	For salaried: Last 3 months salary slips, last 6 months bank statements, Form 16 or ITRs (2–3 years) For self-employed: Business registration proof, ITRs (2–3 years), P&L statement, balance sheet, and last 6 months' bank statements
Asset Documents (Secured Loans)	Title deed, property tax receipts, encumbrance certificate, valuation report (for property/FD/LIC collateral)
Study Abroad	Passport, visa, foreign university admission letter, SWIFT code

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Minimal Docs, Maximum Approval - Apply Now‍

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Application Letter for Education Loan to College Principal

An application letter for an education loan to the college principal should formally request the required documents for securing the loan. It should briefly mention the course, the financial need, and the purpose of the loan.

[Your Name]
[Your Address]
[Date]

The Principal
[College Name]

Subject: Application for Education Loan

Dear Sir/Madam,I am [Your Name], a student of [Course Name] at your institution. I am seeking an education loan to cover my tuition and related expenses. Kindly provide the necessary documents and the sanction letter for the education loan application process. Your assistance will be greatly appreciated.

Thank you,

[Your Name]

When Should You Apply for an Education Loan?

You should apply for student loan online immediately after receiving your admission offer, ideally 6–8 weeks before the semester starts.

On online forums and threads such as r/India and r/personalfinanceindia, students frequently ask how long education loan approvals take—especially when semester deadlines are close.

One Reddit user preparing for a Winter Semester starting in October asked whether banks would approve the loan in time after admission.
Others shared experiences of missed fee deadlines due to slow bank processing and incomplete documentation.
Loan delays are common when students wait too long or apply without full documents. A user on r/personalfinanceindia noted that missing even one document pushed their loan approval back by weeks.

So, How Long Does Education Loan Approval Usually Take?

Reddit threads on r/AskIndia highlight that traditional banks often delay disbursal due to internal checks, while NBFCs are preferred when timelines are tight.

Public and private banks: 2–6 weeks (sometimes longer with collateral)
NBFCs / digital lenders: A few hours to a few days

Should You Compare Lenders Before Applying?

Yes, discussions across r/India often recommend approaching multiple lenders simultaneously.

Banks may offer lower interest rates, but slower processing
NBFCs are often chosen for faster approvals, digital processes, and flexible eligibility

Remember: Students who started the education loan process for abroad studies, and even in India, right after admission confirmation, reported smoother approvals and zero last-minute stress. Those who waited until fee deadlines often had to arrange temporary funds.

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Education Loan Approval in Just 2 Days!

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Tips to Get Your Education Loan Approved Faster

Here’s how you can expedite your process for student loans:

Choose a UGC / AICTE / DCI / recognised institute.
Ensure the co-applicant has a stable income and a clean credit history.
Submit a clear fee structure and admission letter.
Apply early to avoid semester fee deadlines.
Opt for collateral-free loans if the amount is within the eligible limits.

How can Getting Education Loan Help in Higher Studies?

Rising education costs make higher studies difficult to fund independently. An education loan bridges this gap by covering major academic and living expenses, allowing students to study in India or abroad without financial stress. Here are the key benefits:

Full Expenses Covered: Includes tuition, hostel, books, exam fees, and travel expenses for overseas studies.
Flexible Repayment: Repayment typically starts after course completion or employment.
Tax Benefits: More affordable than personal loans, with interest deductions under Section 80E. Our guide will help you understand the tax benefits of an education loan.
Collateral-Free Options Available: Many lenders offer unsecured loans up to defined limits, often up to ₹7.5 lakh.
Builds Credit History: Timely EMIs help create a strong credit profile early. You can actually calculate your EMIs with an online education loan EMI calculator.

We offer structured repayment and financial flexibility in education loans to make quality higher education accessible and career-focused—without compromising financial peace! Read our moratorium and repayment policy to know how.

How To Apply For Education Loan In SBI

To apply for an SBI education loan, visit the official SBI website or nearest branch and fill out the loan application form. Submit the required documents for verification and await loan approval.

Check Eligibility: Ensure you meet the course and co-applicant income criteria.
Apply Online/Offline: Visit the SBI website or nearest branch.
Submit Documents: Provide academic, ID, income, and collateral (if needed) documents.
Loan Processing: Bank verifies documents and sanctions the loan.
Sign Agreement: Complete formalities and receive disbursement.

The education loan application process in SBI provides valuable details about eligibility, documentation, and steps to secure a loan. You can also explore the SBI Pilot Training Loan Application Process for students interested in specialized education loans for aviation programs.

Documents Required for Education Loan in SBI

To apply for an education loan in SBI, students need to submit ID proof, academic records, admission letter, income proof of co-applicant, and collateral documents

Student: ID & address proof, photos, academic certificates, admission letter, fee structure, entrance exam scores.
Co-applicant: ID & address proof, PAN, income proof (salary slips, ITRs, bank statements).
Collateral (if applicable): Property documents, valuation report, and approved building plan.

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Arivu Education Loan Apply Online

To apply for the Arivu Education Loan online, visit the official website of the Karnataka Minorities Development Corporation (KMDC) at kmdc.karnataka.gov.in. Register, fill in the application form, upload necessary documents, and submit it online.

Documents Required for Education loan in Arivu

SSLC & PUC marks cards
Admission/fee receipt from the college
Aadhaar & caste/income certificate
Bank passbook (student's account)
Passport-size photos

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How to Apply for Vidyalakshmi Education Loan?

To apply for a Vidyalakshmi education loan, register on the official portal and complete the Common Education Loan Application Form (CELAF). Choose preferred banks and submit your application online.

Register on the Vidyalakshmi Portal.
Fill the Common Education Loan Application Form (CELAF).
Choose up to 3 banks and submit your application.
Track loan status and respond to bank queries via the portal.

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Documents Required to Apply for Vidyalakshmi Education Loan

Here is the list of documents required for applying for an education loan through Vidyalakshmi:

Identity Proof: Aadhar card, Passport, Voter ID, or any government-issued ID.
Address Proof: Aadhar card, Utility bills, Rent Agreement, or Passport.
Income Proof: Latest salary slips, ITR, or Form 16 (for salaried individuals), or business proof (for self-employed).
Admission Proof: Admission letter or fee receipt from the educational institution.
Mark Sheets: Educational certificates of previous qualifications.
Co-applicant's Details: Income proof, identity, and address proof of the co-applicant (usually a parent or guardian).

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How to ‍Get an Education Loan in 3 Steps with Propelld?

Propelld has an easy and quick disbursement process. Check out the steps:

‍Step 1: Fill the Details

Only Indian candidates can apply for an education loan for higher studies.

Step 2: Verification & Approval

Candidates have to provide proof of admission to a recognised college or university.

Step 3: Fees Paid to the College

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Applying for an education loan no longer has to be complicated or time-consuming. With the right preparation, complete documents, and a clear understanding of eligibility and repayment terms, students can secure funding smoothly

Propelld further simplifies this journey by offering faster processing, higher approval rates, and 100% fee financing without collateral requirements, allowing students to focus on their academic journey rather than financial uncertainty.

Are you parent of a JEE/NEET aspirant?

Join the group and get latest updates, expert advice on counselling and college selection. Completely FREE!

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FAQs on the Education Loan Process in India

What are the interest rates for education loans in India?

Interest rates for education loans can vary depending on the lender, loan amount, course of study, and the applicant's credit profile. It's advisable to compare rates offered by different lenders before finalizing a loan.

Can I get ₹10,000 as an education loan?

While education loans typically cover larger amounts, some banks and financial institutions may offer smaller loans, including amounts as low as ₹10,000. However, this depends on the specific lender's policies. Microfinance institutions and specific educational schemes may also provide smaller education loans.

What is the moratorium period for education loans?

The moratorium period is a feature of education loans where borrowers are not required to make repayments during their study period and for a specified period after course completion. This period is usually the course duration + 12 months.

What is the role of a co-applicant in an education loan?

A co-applicant, often a parent, sibling, or guarantor, provides financial backing to support the loan repayment. The income proof of the co-applicant is generally required to ensure the loan's financial backing.

What is employment verification for a co-signer?

Employment verification is when the lender confirms the job information provided by your co-signer, usually a parent, guardian, or spouse. This helps ensure the accuracy of the information and may impact your loan approval.

Can I save on taxes with an education loan?

Yes! Under Section 80E of the Income Tax Act, you can claim tax deductions on the interest paid towards your education loan. You can claim this deduction from the time you start paying interest on the loan, up to a maximum of 8 years or until the entire interest is paid off, whichever comes first.

How does the education loan process work?

The education loan process starts with researching lenders, checking eligibility, gathering documents, applying, undergoing verification, receiving approval, and finally, loan disbursal. Repayment usually begins after the moratorium period.

What does an education loan cover?

Education loans typically cover tuition fees, hostel charges, examination fees, study materials, travel expenses (for international studies), and other academic costs.

Do I need collateral for an education loan?

For loans up to ₹4 lakh, no collateral is required. Loans above ₹7.5 lakh generally require tangible security, depending on the lender’s policy.

Who can be a co-applicant for an education loan?

A co-applicant can be a parent, guardian, spouse, or sibling who provides financial support to back the loan repayment.

How long does it take to process an education loan?

The approval process varies by lender but typically takes a few days to a couple of weeks, depending on documentation and verification requirements.

Can I prepay my education loan?

Yes, education loans can be prepaid. However, some lenders may charge a prepayment penalty, so it’s best to confirm the terms beforehand.

Is there a moratorium period on education loans?

Yes, most lenders provide a moratorium period, allowing students to start repaying only after completing their course and securing a job.

Can I apply for an education loan before securing admission?

Most banks require proof of admission before approving a loan, but you can initiate the application process earlier.

What is the maximum loan amount I can get?

Loan amounts vary depending on the course and country of study. Typically, domestic loans range from ₹10–₹15 lakh, while international study loans can go up to ₹30 lakh or more.

Are there tax benefits on education loans?

Yes, under Section 80E of the Income Tax Act, borrowers can claim tax deductions on the interest paid for up to 8 years.

Are there interest rate concessions for female students?

Many banks offer lower interest rates for female students as an incentive to encourage higher education.

Can I get an education loan for distance learning or part-time courses?

Most lenders provide loans for full-time courses, but select banks may consider funding part-time or distance learning programs from recognized institutions.

What documents are required to apply for an education loan?

Essential documents include admission letters, academic records, identity and address proof, income proof of co-applicant, and collateral documents (if required).

Can NRIs apply for an education loan in India?

Yes, some banks offer education loans to NRIs, but the eligibility criteria and required documents may vary.

What happens if I discontinue my course after taking a loan?

Loan repayment obligations remain, even if the course is discontinued. The lender may revise repayment terms based on the situation.

Can I get an education loan without a co-applicant?

Most lenders require a co-applicant, but a few banks may offer loans without one if the applicant has a strong credit profile.

Is health or travel insurance mandatory for students studying abroad?

Many lenders require insurance coverage for students studying overseas as a safeguard against unexpected situations.

Can I avail of an education loan for vocational courses?

Yes, many banks provide loans for skill-based and vocational training programs recognized by government bodies or reputed institutions.

What is the typical repayment tenure for an education loan?

Repayment periods range from 10 to 15 years, excluding the moratorium period. Some banks offer flexible repayment options.

Do education loans have processing fees?

Some banks charge processing fees, while others waive them, particularly for collateral-free loans. It’s advisable to check with the lender.

Can I change my co-applicant during the loan tenure?

In some cases, banks may allow a co-applicant change if the existing co-applicant cannot continue fulfilling obligations.

Can I take an education loan for studying in a non-listed institute?

Lenders typically fund recognized institutions, but some may consider non-listed institutes based on their evaluation criteria.

What happens if I fail to repay my education loan?

Failure to repay can negatively impact your credit score and may lead to legal action or asset seizure (if collateral was pledged).

Can I get a 0% interest education loan?

Interest-free loans are rare but may be available under government schemes or scholarships for eligible students.

How is the EMI for an education loan calculated?

EMIs are calculated based on the loan amount, tenure, and interest rate using the formula: EMI = [P x R x (1+R)^N]/[(1+R)^N-1].

Are education loans available for pilot training programs?

Yes, many banks provide loans for pilot training courses, especially those conducted by DGCA-approved institutions.

What is employment verification for a co-applicant?

Lenders verify the co-applicant’s job details to ensure they have a stable income to support loan repayment.

Can I apply for multiple education loans from different banks?

While possible, taking multiple loans can be challenging as lenders check existing liabilities before approving additional funding.

Can I transfer my education loan to another bank?

Yes, some banks offer loan transfer options where you can shift to a lender with lower interest rates.

What are the eligibility criteria for an education loan?

Eligibility varies but generally includes academic performance, admission to a recognized institution, and a financially stable co-applicant.

Can I extend my loan repayment tenure?

Some banks allow tenure extensions in special cases, but this may result in higher interest payments over time.

Are there government schemes for education loans?

Yes, schemes like the Central Sector Interest Subsidy (CSIS) provide benefits for students from economically weaker sections.

Can students get an education loan without a guarantor?

For small amounts (typically up to ₹4 lakh), lenders may not require a guarantor. Higher amounts usually need a guarantor or collateral.

Can I use an education loan to cover expenses for entrance exams?

Most lenders provide loans only after admission confirmation, but some may offer funds for preparatory expenses.

Will my loan application be rejected if my co-applicant has a low credit score?

A poor credit score of the co-applicant may impact loan approval, but some banks consider the student’s academic profile and future earning potential.

What happens if I secure a scholarship after taking a loan?

If you receive a scholarship, you can use the funds to prepay part of your loan or request the lender to adjust disbursements accordingly.

What is the step-by-step education loan process in India?

The education loan process in India includes checking eligibility, collecting documents, submitting the student loan application, lender verification, loan approval, and final disbursement to the institution.

How can I apply for an education loan online?

You can apply for an education loan online by visiting a lender’s website, filling out the education loan application form, uploading documents, and completing digital verification.

Is the student loan application process different for private lenders?

Yes, private lenders usually offer a faster student loan application process with digital approvals, fewer branch visits, and quicker disbursal compared to traditional banks.

What is the education loan process timeline in India?

The education loan process typically takes 7–15 working days, depending on document submission, co-applicant verification, and whether collateral is required.

Can I apply for a student loan before final admission?

You can initiate the student loan application process early, but final approval usually requires a confirmed admission letter from a recognised institution.

What are the eligibility requirements in the education loan process?

Education loan eligibility depends on factors such as Indian citizenship, admission to a recognised institution, academic performance, co-applicant income, and credit history.

How does the education loan process for abroad studies work?

The education loan process for abroad studies includes higher eligibility checks, visa documents, foreign university recognition, and usually allows higher loan amounts.

Is collateral mandatory in the education loan application process?

Collateral is generally not required for education loans up to ₹7.5 lakh. For higher loan amounts, collateral or a strong co-applicant profile may be needed.

Can students apply for an education loan without a credit history?

Yes, students can apply for an education loan without a credit history, as lenders mainly evaluate the co-applicant’s income, employment stability, and credit score.

What happens after education loan approval?

After approval, the loan amount is disbursed in stages directly to the college or university as per the fee schedule mentioned during the education loan process.

Can I track my education loan application status online?

Most lenders allow students to track their education loan application status online through dashboards, email updates, or SMS notifications.

Is the education loan process different for government schemes?

Yes, government-backed education loan schemes follow a similar process but may include interest subsidies, income-based eligibility, and portal-based applications.

Can I reapply if my education loan application is rejected?

Yes, you can reapply for an education loan after improving eligibility factors such as adding a stronger co-applicant, correcting documents, or choosing a different lender.

Does the education loan process affect my credit score?

Applying for an education loan does not affect the student’s credit score, but repayment behavior after disbursal impacts the co-applicant’s credit profile.

Is the education loan process the same across all Indian states?

Yes, the education loan process in India is largely uniform, though state-specific portals or bank branches may have slight procedural differences.

How to Apply for Education Loan | 2025 Step-by-Step Guide

Get Your Education Funded

Table of Contents

Apply Education Loan

Key Takeaways

How to Get Education Loan in India and Abroad in 2025?

Step 1: Check Eligibility

Step 2: Gather Required Documents

Step 3: Apply for Student Loan Online

Step 4: Loan Approval and Disbursement

Bonus Tips

Step-by-Step Education Loan Procedure in India: Online and Offline Process

Online Application (Fastest Option)

Offline Application (Bank Branch)

What Happens After You Apply?

What is the Education Loan Process for Abroad Studies?

People Also Ask

Things to Do Before Applying for Student Loan in 2025

What is the Education Loan Eligibility Criteria?

What are the Documents Required for Education Loan in India and Abroad?

Application Letter for Education Loan to College Principal

When Should You Apply for an Education Loan?

So, How Long Does Education Loan Approval Usually Take?

Should You Compare Lenders Before Applying?

Tips to Get Your Education Loan Approved Faster

How can Getting Education Loan Help in Higher Studies?

How To Apply For Education Loan In SBI

Documents Required for Education Loan in SBI

Arivu Education Loan Apply Online

Documents Required for Education loan in Arivu

How to Apply for Vidyalakshmi Education Loan?

Documents Required to Apply for Vidyalakshmi Education Loan

How to ‍Get an Education Loan in 3 Steps with Propelld?

Are you parent of a JEE/NEET aspirant?

Education Loan for Medical Colleges

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No Collateral Fastest Education Loan

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FAQs on the Education Loan Process in India

What are the interest rates for education loans in India?

Can I get ₹10,000 as an education loan?

What is the moratorium period for education loans?

What is the role of a co-applicant in an education loan?

What is employment verification for a co-signer?

Can I save on taxes with an education loan?

How does the education loan process work?

What does an education loan cover?

Do I need collateral for an education loan?

Who can be a co-applicant for an education loan?

How long does it take to process an education loan?

Can I prepay my education loan?

Is there a moratorium period on education loans?

Can I apply for an education loan before securing admission?

What is the maximum loan amount I can get?

Are there tax benefits on education loans?

Are there interest rate concessions for female students?

Can I get an education loan for distance learning or part-time courses?

What documents are required to apply for an education loan?

Can NRIs apply for an education loan in India?

What happens if I discontinue my course after taking a loan?

Can I get an education loan without a co-applicant?

Is health or travel insurance mandatory for students studying abroad?

Can I avail of an education loan for vocational courses?

What is the typical repayment tenure for an education loan?

Do education loans have processing fees?

Can I change my co-applicant during the loan tenure?

Can I take an education loan for studying in a non-listed institute?

What happens if I fail to repay my education loan?

Can I get a 0% interest education loan?

How is the EMI for an education loan calculated?

Are education loans available for pilot training programs?

What is employment verification for a co-applicant?

Can I apply for multiple education loans from different banks?

Can I transfer my education loan to another bank?

What are the eligibility criteria for an education loan?

Can I extend my loan repayment tenure?

Are there government schemes for education loans?

Can students get an education loan without a guarantor?

Can I use an education loan to cover expenses for entrance exams?

Will my loan application be rejected if my co-applicant has a low credit score?