I am seeking an education loan for my daughter studying BA English (Hons) at Christ University, Bangalore. Her yearly tuition fees are approximately ₹1,20,000 for four years (total ₹5 lakhs), and hostel fees are ₹10,000 per month. Can I get a loan to cover these costs?

Yes, most Indian banks offer education loans for undergraduate courses like BA English (Hons) at Christ University. The loan will cover tuition fees, hostel, and other related expenses. Typically, unsecured loans up to 7.5 lakhs are available without collateral, but larger amounts may require collateral such as property or fixed deposits. You will need to submit the university’s fee structure and the co-applicant's financial documents. Interest rates vary, so compare offers from multiple banks. Some banks may also offer a moratorium period, delaying repayment until after your daughter completes her degree.