Check PNB Education Loan College List for Easy Financing!

PNB Education Loan College List 2024-2025

Looking to fund your dream education but unsure which colleges are covered under education loans? The PNB education loan college list for 2024-2025 could be your gateway to hassle-free financial support. Punjab National Bank (PNB) has designed its education loan offerings to match the growing demand, covering various accredited institutions across multiple fields of study.

Is your dream college on the PNB education loan college list? Keep reading to learn more about the comprehensive list of institutions and how you can benefit!

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PNB Education Loan College List: PNB Pratibha

The PNB Pratibha scheme is one of Punjab National Bank's flagship education loan programs, offering exclusive financial aid to students aspiring to join India’s top-notch institutions. Whether you're targeting top engineering schools, management institutes, or medical colleges, PNB Pratibha has got you covered.

Under the PNB Pratibha scheme, you can get admission into PNB premiere institutions such as the following.

Name of Institute (Annexure-A)	Loan Amount (in Lakhs)
Indian Institute of Management (IIM), Ahmedabad	35 Lakhs
Indian Institute of Management (IIM), Amritsar	25 Lakhs
Indian Institute of Management (IIM), Bangalore	35 Lakhs
Indian Institute of Management (IIM), Bodh Gaya	25 Lakhs
Indian Institute of Management (IIM), Indore	35 Lakhs
Indian Institute of Management (IIM), Indore, Mumbai Campus	25 Lakhs
Indian Institute of Management (IIM), Jammu	25 Lakhs
Indian Institute of Management (IIM), Kashipur	25 Lakhs
Indian Institute of Management (IIM), Kolkata	35 Lakhs
Indian Institute of Management (IIM), Kozhikode	35 Lakhs
Indian Institute of Management (IIM), Lucknow	35 Lakhs
Indian Institute of Management (IIM), Lucknow, Noida Campus	35 Lakhs
Indian Institute of Management (IIM), Nagpur	25 Lakhs
Indian Institute of Management (IIM), Raipur	25 Lakhs
Indian Institute of Management (IIM), Ranchi	25 Lakhs
Indian Institute of Management (IIM), Rohtak	25 Lakhs
Indian Institute of Management (IIM), Sambalpur	25 Lakhs
Indian Institute of Management (IIM), Sirmaur	25 Lakhs
Indian Institute of Management (IIM), Shillong	35 Lakhs
Indian Institute of Management (IIM), Tiruchirappalli	25 Lakhs
Indian Institute of Management (IIM), Udaipur	25 Lakhs
Indian Institute of Management (IIM), Visakhapatnam	25 Lakhs
Indian School of Business (ISB), Hyderabad & Mohali Campus	35 Lakhs
Management Development Institute (MDI), Gurgaon	35 Lakhs
XLRI - Xavier School of Management, Jamshedpur	35 Lakhs
Indian Institute of Technology (IIT), Bhilai	20 Lakhs
Indian Institute of Technology (IIT), Bhubaneswar	20 Lakhs
Indian Institute of Technology (IIT), Bombay	30 Lakhs
Indian Institute of Technology (IIT), Delhi	30 Lakhs
Indian Institute of Technology (Indian School of Mines), Dhanbad	20 Lakhs
Indian Institute of Technology (IIT), Dharwad	20 Lakhs
Indian Institute of Technology (IIT), Gandhinagar	20 Lakhs
Indian Institute of Technology (IIT), Goa	20 Lakhs
Indian Institute of Technology (IIT), Guwahati	30 Lakhs
Indian Institute of Technology (IIT), Hyderabad	20 Lakhs
Indian Institute of Technology (IIT), Indore	20 Lakhs
Indian Institute of Technology (IIT), Jammu	20 Lakhs
Indian Institute of Technology (IIT), Jodhpur, Rajasthan	20 Lakhs
Indian Institute of Technology (IIT), Kanpur	30 Lakhs
Indian Institute of Technology (IIT), Kharagpur	30 Lakhs
Indian Institute of Technology (IIT), Madras	30 Lakhs
Indian Institute of Technology (IIT), Mandi, Himachal Pradesh	20 Lakhs
Indian Institute of Technology (IIT), Palakkad	20 Lakhs
Indian Institute of Technology (IIT), Patna	20 Lakhs
Indian Institute of Technology (IIT), Roorkee	30 Lakhs
Indian Institute of Technology (IIT), Ropar, Roopnagar, Punjab	20 Lakhs
Indian Institute of Technology (IIT), Tirupati	20 Lakhs
Indian Institute of Technology (IIT), (Banaras Hindu University), Varanasi	20 Lakhs
Department of Management Studies, IIT, Delhi	15 Lakhs
Department of Industrial & Management Engineering, IIT, Kanpur	15 Lakhs
Vinod Gupta School of Management (VGSOM), IIT Kharagpur	20 Lakhs
Shailesh J Mehta School of Management (SJMSOM) – IIT Mumbai	15 Lakhs
National Institute of Technology (NIT), Agartala	10 Lakhs
Motilal Nehru National Institute of Technology (MNNIT), Allahabad	10 Lakhs
National Institute of Technology (NIT), Arunachal Pradesh (Yupia)	10 Lakhs
Maulana Azad National Institute of Technology (MANIT), Bhopal	10 Lakhs
National Institute of Technology (NIT), Calicut	10 Lakhs
National Institute of Technology (NIT), Delhi	10 Lakhs
National Institute of Technology (NIT), Durgapur	10 Lakhs
National Institute of Technology (NIT), Goa	10 Lakhs
National Institute of Technology (NIT), Hamirpur	10 Lakhs
Malaviya National Institute of Technology (MNIT), Jaipur	10 Lakhs
Dr. B R Ambedkar National Institute of Technology (NIT), Jalandhar	10 Lakhs
National Institute of Technology (NIT), Jamshedpur	10 Lakhs
National Institute of Technology (NIT), Kurukshetra	10 Lakhs
National Institute of Technology (NIT), Manipur	10 Lakhs
National Institute of Technology (NIT), Meghalaya	10 Lakhs
National Institute of Technology (NIT), Mizoram	10 Lakhs
National Institute of Technology (NIT), Nagaland	10 Lakhs
Visvesvaraya National Institute of Technology (VNIT), Nagpur	10 Lakhs
National Institute of Technology (NIT), Patna	10 Lakhs
National Institute of Technology (NIT), Puducherry	10 Lakhs
National Institute of Technology (NIT), Raipur	10 Lakhs
National Institute of Technology (NIT), Rourkela	10 Lakhs
National Institute of Technology (NIT) Karnataka, Surathkal	10 Lakhs
National Institute of Technology (NIT), Tiruchirappalli	10 Lakhs
National Institute of Technology (NIT), Warangal	10 Lakhs
National Institute of Technology (NIT), Sikkim	10 Lakhs
National Institute of Technology (NIT), Silchar	10 Lakhs
National Institute of Technology (NIT), Srinagar	10 Lakhs
Sardar Vallabhbhai National Institute of Technology (SVNIT), Surat	10 Lakhs
National Institute of Technology (NIT), Uttarakhand	10 Lakhs
All India Institute of Medical Sciences (AIIMS), Bhopal, Bhubaneswar, Jodhpur, Patna, Raipur & Rishikesh	20 Lakhs
All India Institute of Medical Sciences (AIIMS), Delhi	30 Lakhs
Amrita Vishwa Vidyapeetham, Coimbatore	15 Lakhs
Centre for Dental Education & Research, AIIMS, Delhi	20 Lakhs
Christian Medical College (CMC), Vellore	20 Lakhs
National Academy of Legal Studies and Research University of Law (NALSAR), Hyderabad	20 Lakhs
National Institute of Industrial Engineering (NITIE), Mumbai	20 Lakhs
National Law School of India University (NLSIU), Bangalore	10 Lakhs
Post Graduate Institute of Medical Education & Research (PGIMER), Chandigarh	20 Lakhs
S P Jain School of Global Management, Mumbai Campus	25 Lakhs
S.P. Jain Institute of Management and Research (SPJIMR), Mumbai	25 Lakhs
Symbiosis Institute of Business Management, Pune	25 Lakhs
The West Bengal National University of Juridical Sciences (WBNUJS), Kolkata	20 Lakhs
Vellore Institute of Technology (VIT), Vellore	10 Lakhs
Birla Institute of Technology & Science, Pilani (BITS Pilani)	30 Lakhs
Birla Institute of Technology & Science, Pilani (BITS Pilani), Hyderabad Campus	25 Lakhs
Birla Institute of Technology & Science, Pilani (BITS Pilani), K K Birla Goa Campus	25 Lakhs
Faculty of Management Studies (FMS), Delhi University	30 Lakhs
Indian Institute of Foreign Trade (IIFT), Delhi	25 Lakhs
Indian Institute of Foreign Trade (IIFT), Kolkata Campus	25 Lakhs
Institute of Rural Management (IRMA), Anand	25 Lakhs
Mudra Institute of Communications (MICA), Ahmedabad	25 Lakhs
Narsee Monjee Institute of Management Studies (NMIMS), Mumbai	25 Lakhs

College (Annexure-B)	Subject	Loan Amount (Max loan without collateral security)
Armed Forces Medical College (AFMC), Pune	(All regular full-time Degree/PG Degree/PG Diploma courses)	30 Lakhs
Alagappa College of Technology (Anna University)	(All regular full-time Degree/PG Degree/PG Diploma courses)	10 Lakhs
All Central and State Government Medical Colleges	MBBS, BDS, MD, MS, MDS, MCh, DM	10 Lakhs
AMITY Group of Institutes (Amity Universe), NOIDA, UP	(All regular full-time Degree/PG Degree/PG Diploma courses)	10 Lakhs
Amrita Institute of Medical Sciences (AIMS), Kochi	Flagship full-time MBBS, MD/MS or Doctoral courses	20 Lakhs
Army College of Dental Sciences, Secunderabad	Flagship full-time BDS, MDS	20 Lakhs
Army College of Medical Sciences, Delhi Cantonment, New Delhi	(All regular full-time Degree/PG Degree/PG Diploma courses)	15 Lakhs
Army Institute of Law, Mohali	(All regular full-time Degree/PG Degree/PG Diploma courses)	15 Lakhs
Army Institute of Management & Technology, Greater Noida	(All regular full-time Degree/PG Degree/PG Diploma courses)	15 Lakhs
Army Institute of Management, Kolkata	(All regular full-time Degree/PG Degree/PG Diploma courses)	15 Lakhs
Army Institute of Technology, Pune	(All regular full-time Degree/PG Degree/PG Diploma courses)	15 Lakhs
Assam Medical College, Dibrugarh	Flagship full-time MBBS, MD/MS or Doctoral courses	10 Lakhs
Atal Bihari Vajpayee - Indian Institute of Information Technology, Gwalior	(All regular full-time Degree/PG Degree/PG Diploma courses)	15 Lakhs
B.J. Medical College, Ahmedabad	Flagship full-time MBBS, MD/MS or Doctoral courses	20 Lakhs
Banaras Hindu University, Varanasi	Flagship 3-year full-time residential courses leading to MCA or equivalent	10 Lakhs
Bangalore Medical College & Research Institute, Bangalore	Flagship full-time MBBS, MD/MS or Doctoral courses	20 Lakhs
Bharathidasan Institute of Management (BIM), Tiruchirappalli	Flagship 2-year full-time residential MBA/PGDM courses	10 Lakhs
Birla Institute of Technology (BIT), Mesra, Ranchi	Flagship full-time BE/B.Tech, M.E./M.Tech, and 3-year full-time MCA or equivalent courses	10 Lakhs
Chanakya National Law University, Patna (CNLU)	(All regular full-time Degree/PG Degree/PG Diploma courses)	10 Lakhs
Christ University, Bengaluru	BBA/Commerce/BCA/General/Science	10 Lakhs
Christian Medical College & Hospital, Ludhiana	Flagship full-time MBBS, MD/MS or Doctoral courses	20 Lakhs
Cochin University of Science and Technology	Flagship 3-year full-time residential MCA courses	10 Lakhs
College of Engineering (A), Andhra University	Flagship 3-year full-time residential MCA courses	10 Lakhs

College of Engineering, Anna University, Guindy, Chennai	Flagship full-time 4 Year BE/B. Tech or equivalent and two year M.E./M.Tech or equivalent	20 Lakhs
Damodaram Sanjivayya National Law University, Visakhapatnam (DSNLU)	Law	10 Lakhs
Dayanand Medical College & Hospital (DMCH), Ludhiana	Flagship full-time 4 1/2 Year MBBS, three years MD/MS or equivalent and without fellowship/stipend Doctoral courses like DM/MCh or equivalent	10 Lakhs
Delhi Technological University (DTU), Delhi (Earlier Delhi College of Engineering (DCE), Delhi)	Flagship full-time 4 Year BE/B. Tech or equivalent and two year M.E./M.Tech or equivalent	20 Lakhs
SRM University	BBA/BCA	10 Lakhs
Dhirubhai Ambani Institute of Information and Communication Technology (DA – IICT), Gandhinagar, Ahmedabad	Flagship full-time 4 Year BE/B. Tech or equivalent and two year M.E./M.Tech or equivalent	10 Lakhs
Dr. R. Ahmed Dental College and Hospital, Kolkata (Earlier Dr. R. Ahmed Dental College, Kolkata)	Flagship full-time 4 1/2 Year BDS, three year MDS	20 Lakhs
Dr. Ram Manohar Lohiya National Law University, Lucknow (RMLNLU)	Law	10 Lakhs
Faculty of Engineering and Technology, Jadavpur University (JU), West Bengal	Flagship full-time 4 Year BE/B. Tech or equivalent and two year M.E./M.Tech or equivalent	10 Lakhs
Fergusson College, Pune	General/Science	10 Lakhs
FORE School of Management, Delhi	Flagship 2-year full-time residential MBA/PGDM	25 Lakhs
Gandhi Institute of Technology and Management (GITAM), Visakhapatnam	Flagship full-time 4 Year BE/B. Tech or equivalent and two year M.E./M.Tech or equivalent	10 Lakhs
Ganesh Shankar Vidyarthi Memorial (GSVM) Medical College, Kanpur	Flagship full-time 4 1/2 Year MBBS, three years MD/MS or equivalent and without fellowship/stipend Doctoral courses like DM/MCh or equivalent	10 Lakhs
Goa Institute of Management, Goa	MBA/Management	10 Lakhs
Government College of Dentistry, Indore	Flagship full-time 4 1/2 Year BDS, three year MDS	10 Lakhs
Government College of Engineering & Research, Pune	Flagship full-time 4 Year BE/B. Tech or equivalent and two year M.E./M.Tech or equivalent	10 Lakhs
Government Dental College & Hospital, Ahmedabad	Flagship full-time 4 1/2 Year BDS, three year MDS	10 Lakhs
Government Dental College & Hospital, Hyderabad	Flagship full-time 4 1/2 Year BDS, three year MDS	10 Lakhs
Government Dental College & Hospital, Mumbai	Flagship full-time 4 1/2 Year BDS, three year MDS	20 Lakhs
Government Dental College & Hospital, Patiala	Flagship full-time 4 1/2 Year BDS, three year MDS	10 Lakhs
Government Dental College and Research Institute, Bangalore	Flagship full-time 4 1/2 Year BDS, three year MDS	10 Lakhs
Government Dental College, Thiruvananthapuram	Flagship full-time 4 1/2 Year BDS, three year MDS	10 Lakhs
Government Medical College & Hospital, Chandigarh	Flagship full-time 4 1/2 Year MBBS, three years MD/MS or equivalent and without fellowship/stipend Doctoral courses like DM/MCh or equivalent	20 Lakhs
Government Medical College, Kozhikode	Flagship full-time 4 1/2 Year MBBS, three years MD/MS or equivalent and without fellowship/stipend Doctoral courses like DM/MCh or equivalent	10 Lakhs
Grant Medical College, Mumbai	Flagship full-time 4 1/2 Year MBBS, three years MD/MS or equivalent and without fellowship/stipend Doctoral courses like DM/MCh or equivalent	20 Lakhs
Gujarat National Law University (GNLU), Gandhinagar	Law	10 Lakhs
Guru Nanak Dev University, Amritsar	Flagship 3-year full-time residential MCA or equivalent	10 Lakhs
Hansraj College, Delhi	General/Science	10 Lakhs
Harcourt Butler Technical University (HBTU), Kanpur	Flagship full-time 4 Year BE/B. Tech or equivalent and two year M.E./M.Tech or equivalent	10 Lakhs
Hidayatullah National Law University (HNLU), Raipur	Law	10 Lakhs
Hindu College, Delhi	General/Science	10 Lakhs
ICFAI Business School, Hyderabad	MBA/Management	10 Lakhs
Indian Institute of Engineering Science and Technology, Shibpur	Flagship full-time 4 Year BE/B. Tech or equivalent and two year M.E./M.Tech or equivalent	10 Lakhs
Indian Institute of Forest Management (IIFM), Bhopal	Flagship 2-year full-time residential MBA/PGDFM	10 Lakhs
Indian Institute of Information Technology (IIIT), Allahabad	Flagship full-time 4 Year BE/B. Tech or equivalent and two year M.E./M.Tech or equivalent	10 Lakhs
Indian Institute of Information Technology (IIT), Dharwad, Karnataka	Flagship full-time 4 Year BE/B. Tech or equivalent and two year M.E./M.Tech or equivalent	15 Lakhs
Indian Institute of Information Technology (IIIT), Guwahati	Flagship full-time 4 Year BE/B. Tech or equivalent and two year M.E./M.Tech or equivalent	15 Lakhs
Indian Institute of Information Technology (IT), Kalyani	Flagship full-time 4 Year BE/B. Tech or equivalent and two year M.E./M.Tech or equivalent	15 Lakhs
Indian Institute of Information Technology (IIIT), Kota	Flagship full-time 4 Year BE/B. Tech or equivalent and two year M.E./M.Tech or equivalent	15 Lakhs
Indian Institute of Information Technology (IIIT), Kottayam	Flagship full-time 4 Year BE/B. Tech or equivalent and two year M.E./M.Tech or equivalent	15 Lakhs
Indian Institute of Information Technology (IIIT), Lucknow	Flagship full-time 4 Year BE/B. Tech or equivalent and two year M.E./M.Tech or equivalent	15 Lakhs
Indian Institute of Information Technology (IT), Nagpur	Flagship full-time 4 Year BE/B. Tech or equivalent and two year M.E./M.Tech or equivalent	15 Lakhs
Indian Institute of Information Technology (IIIT), Pune	Flagship full-time 4 Year BE/B. Tech or equivalent and two year M.E./M.Tech or equivalent	15 Lakhs
Indian Institute of Information Technology (IIIT), Ranchi	Flagship full-time 4 Year BE/B. Tech or equivalent and two year M.E./M.Tech or equivalent	15 Lakhs
Indian Institute of Information Technology (IIIT), Senapati	Flagship full-time 4 Year BE/B. Tech or equivalent and two year M.E./M.Tech or equivalent	15 Lakhs
Indian Institute of Information Technology (IIIT), Sonepat	Flagship full-time 4 Year BE/B. Tech or equivalent and two year M.E./M.Tech or equivalent	15 Lakhs
Indian Institute of Information Technology (IIIT), Sri City	Flagship full-time 4 Year BE/B. Tech or equivalent and two year M.E./M.Tech or equivalent	15 Lakhs
Indian Institute of Information Technology (IIIT), Tiruchirappalli	Flagship full-time 4 Year BE/B. Tech or equivalent and two year M.E./M.Tech or equivalent	15 Lakhs
Indian Institute of Information Technology (IIIT), UNA	Flagship full-time 4 Year BE/B. Tech or equivalent and two year M.E./M.Tech or equivalent	15 Lakhs
Indian Institute of Information Technology (IIIT), Vadodara	Flagship full-time 4 Year BE/B. Tech or equivalent and two year M.E./M.Tech or equivalent	20 Lakhs
Indian Institute of Information Technology, Design & Manufacturing (IIITDM), Jabalpur	Flagship full-time 4 Year BE/B. Tech or equivalent and two year M.E./M.Tech or equivalent	15 Lakhs
Indian Institute of Information Technology, Design & Manufacturing (IIITDM), Kancheepuram	Flagship full-time 4 Year BE/B. Tech or equivalent and two year M.E./M.Tech or equivalent	15 Lakhs
Indian Institute of Information Technology, Design & Manufacturing (IIITDM), Kurnool	Flagship full-time 4 Year BE/B. Tech or equivalent and two year M.E./M.Tech or equivalent	15 Lakhs
Indian Institute of Science (IISc), Bangalore	Flagship full-time 4 Year BE/B. Tech or equivalent and 2-year M.E./M.Tech or equivalent - Degree & PG courses	30 Lakhs
Indian Maritime University, Kolkata (Earlier Marine Engineering and Research Institute (MERI))	Flagship full-time 4 Year BE/B. Tech or equivalent and two year M.E./M.Tech or equivalent	10 Lakhs

Indian Statistical Institute, Kolkata	Flagship full-time 4 Year BE/B.Tech or equivalent and two year M.E./M.Tech or equivalent	10 Lakhs
Indira Gandhi Medical College & Hospital, Shimla	Flagship full-time 4 1/2 Year MBBS, three year MD/MS or equivalent and without fellowship/stipend Doctoral courses like DM/MCh or equivalent	10 Lakhs
Indraprastha Institute of Information Technology, Delhi	B.Tech (CSE and ECE)	15 Lakhs
Institute of Management Technology (IMT), Ghaziabad	Flagship 2-year full-time residential courses leading to MBA/PGDM	20 Lakhs
Institute of Management Technology (IMT), Hyderabad	Flagship 2-year full-time residential courses leading to MBA/PGDM	20 Lakhs
Institute of Management Technology (IMT), Nagpur	Flagship 2-year full-time residential courses leading to MBA/PGDM	20 Lakhs
Institute of Management, Nirma University, Ahmedabad	Flagship 2-year full-time residential courses leading to MBA/PGDM	20 Lakhs
Institute of Medical Sciences (IMS), BHU, Varanasi	Flagship full-time 4 1/2 Year MBBS, three year MD/MS or equivalent and without fellowship/stipend Doctoral courses like DM/MCh or equivalent	20 Lakhs
Institute of Postgraduate Medical Education & Research (IPGMER), SSKM Hospital, Kolkata	Flagship full-time 4 1/2 Year MBBS, three year MD/MS or equivalent and without fellowship/stipend Doctoral courses like DM/MCh or equivalent	20 Lakhs
Institute of Technology, Banaras Hindu University (IT-BHU)	Flagship full-time 4 Year BE/B.Tech or equivalent and two year M.E./M.Tech or equivalent	30 Lakhs
Institute of Technology, Nirma University, Ahmedabad	Flagship full-time 4 Year BE/B.Tech or equivalent and two year M.E./M.Tech or equivalent	10 Lakhs
International Institute of Information Technology (IIIT), Bangalore	Flagship full-time 4 Year BE/B. Tech or equivalent and 2-year M.E./M.Tech or equivalent	20 Lakhs
International Institute of Information Technology (IIIT), Hyderabad	Flagship full-time 4 Year BE/B. Tech or equivalent and 2-year M.E./M.Tech or equivalent	20 Lakhs
International Institute of Information Technology (IIIT), Pune	Flagship full-time 4 Year BE/B. Tech or equivalent and 2-year M.E./M.Tech or equivalent & 3-year full-time residential courses leading to MCA or equivalent	10 Lakhs
International Management Institute (IMI), Delhi	Flagship 2-year full-time residential courses leading to MBA/PGDM	10 Lakhs
Jamnalal Bajaj Institute of Management Studies (JBIMS), Mumbai	Flagship 2-year full-time residential courses leading to MBA/PGDM	20 Lakhs
Jawaharlal Nehru Institute of Post Graduate Medical Education & Research (JIPMER), Puducherry	Flagship full-time 4 1/2 Year MBBS, three years MD/MS or equivalent and without fellowship/stipend Doctoral courses like DM/MCh or equivalent	20 Lakhs
Jawaharlal Nehru Medical College (JNMC), Belgaum	Flagship full-time 4 1/2 Year MBBS, three years MD/MS or equivalent and without fellowship/stipend Doctoral courses like DM/MCh or equivalent	10 Lakhs
Jawaharlal Nehru Medical College, AMU, Aligarh	Flagship full-time 4 1/2 Year MBBS, three year MD/MS or equivalent and without fellowship/stipend Doctoral courses like DM/MCh or equivalent	20 Lakhs
Jawaharlal Nehru Technological University (JNTUH), Hyderabad	Flagship full-time 4 Year BE/B. Tech or equivalent and 2-year M.E./M.Tech or equivalent & Flagship 3-year full-time residential courses leading to MCA or equivalent	10 Lakhs
Jawaharlal Nehru University, Delhi	Flagship 3-year full-time residential courses leading to MCA or equivalent	10 Lakhs
Kasturba Medical College (KMC), Mangalore	Flagship full-time 4 1/2 Year MBBS, three years MD/MS or equivalent and without fellowship/stipend Doctoral courses like DM/MCh or equivalent	20 Lakhs

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PNB Education Loan Interest Rates 2024

Punjab National Bank (PNB) offers various education loan schemes for students aiming to pursue studies in India and abroad. The interest rates for PNB education loans in 2024 depend on the loan scheme, loan amount, and repayment tenure.

Below are the interest rates for PNB education loans in 2024.

Loan Scheme	Interest Rates (p.a.)
PNB Saraswati	11.00% p.a. to 12.75% p.a.
PNB Pratibha	8.20% p.a. to 11.90% p.a.
PNB Udaan	9.25% p.a. to 12.75% p.a.
PNB Kaushal	10.25% p.a. to 12.25% p.a.
PNB Honhaar	11.25% p.a. to 12.75% p.a.
PNB Pravasi Shiksha Loan	11.25% p.a. to 12.75% p.a.
PNB PM CARES EDUCATION LOAN SCHEME	9.50% p.a. to 11.50% p.a.
Concessional Education Loan	4% p.a.

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Want to learn more about the PNB Education Loan? Read this blog.

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Get Education Loan for Any College in India. 100% Fees Financed- Propelld Education Loan

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PNB Education Loan Schemes

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PNB education loans cover a wide range of expenses, including tuition fees, exam fees, accommodation, and even travel for students heading abroad. Whether you’re pursuing vocational courses, professional degrees, or higher studies at premier institutes, PNB has designed specific loan options to ensure that financial constraints don’t hold you back.

Let's explore the key PNB education loan schemes and their features.

There are 8 PNB Education loan schemes students can apply to:

PNB Saraswati
PNB Pratibha
PNB Udaan
PNB Kaushal
PNB Honhaar
PNB Pravasi Shiksha Loan
PNB PM Cares Education Loan Scheme
PNB Concessional Education Loan Scheme

Four of these are applicable to students based on merit or courses. The last 4 are for students belonging to special categories.

Let’s see a brief overview of these schemes.

Feature	PNB Saraswati	PNB Pratibha	PNB Udaan	PNB Kaushal
Objective	Support higher education for deserving students in India	Attract students to top institutes for bank loans	Aid meritorious students pursuing higher education abroad	Financial aid for skill development courses
Purpose	College, school, hostel fees; insurance; deposits; books; computer; additional expenses	College, school, hostel fees; insurance; deposits; books; computer; living expenses	College, school, hostel fees; insurance; deposits; books; computer; living expenses	Tuition; exam/library fees; deposits; books; equipment; essential expenses
Eligibility	Resident Indian; admission through entrance/merit; management quota considered	Resident Indian; admission to top full-time and part-time programs	Resident Indian; admission through entrance/merit in recognised foreign institutions	Indian national; confirmed admission in skill development courses
Quantum of Finance	Based on needs; up to 4 lakhs: Nil margin; above four lakhs: 5% margin	Need-based; ceiling for collateral-free amount; reimbursement within six months	Based on needs; up to 4 lakhs: Nil margin; above four lakhs: 15% margin	Need-based; minimum 5,000; maximum 1,50,000
Margin	Nil for up to 4 lakhs; 5% above four lakhs; scholarship/assistantship considered	Included in margin; year-to-year basis	Nil for up to 4 lakhs; 15% above four lakhs; scholarship/assistantship included	Nil
Security	Up to 7.50 lakhs: Joint borrower; above 7.50 lakhs: Tangible security	Co-obligation of parents/guardians	Up to 7.50 lakhs: Joint borrower; above 7.50 lakhs: Tangible security	Joint borrower; no collateral required
Repayment Period	Up to 15 years	Up to 15 years	Up to 15 years	Up to 7 years (depending on loan amount)
Repayment Holiday/ Moratorium	Course period + one year	Course period + one year	Course period + one year	Up to 3/5/7 years based on loan amount
Rate of Interest	10-10.75%	8.2-10.5%	10-11.25%	10.25-10.75%

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Besides the above-mentioned programmes, there are some education loans that PNB provides for students of specific backgrounds. Following is a gist of such education loan schemes:

Feature	PNB Honhaar	PNB Pravasi Shiksha Loan	PNB PM Cares Education Loan Scheme	PNB Concessional Education Loan Scheme
Objective	Aid for higher education in Delhi	Support for OCI or students born abroad studying in India	Assist orphaned children due to COVID-19 with education and financial support	Provide support for students with disabilities
Purpose	College, school, hostel fees; insurance; deposits; books; computer; additional expenses	All expenses for studying in India; one-time travel expenses	Education loan for professional/higher education; all related expenses	Expenses for 2-wheeler; additional expenses covered under existing schemes
Eligibility	Indian national; admission to recognised institutions in Delhi	OCI or students born abroad; admission in identified Indian institutions	Children orphaned due to COVID-19; admission to recognised Indian institutions	Students with 40% or more disability validated by appropriate authorities
Quantum of Finance	Need-based; up to 10 lakhs	Need-based; up to 7.50 lakhs: Nil; above 7.50 lakhs: Tangible security required	Need-based; margin: up to 4 lakhs: Nil; above four lakhs: 5%	Need-based; maximum 50 lakhs for studies in India/abroad
Margin	Nil	Nil for up to 4 lakhs; 5% above four lakhs; scholarship/assistantship considered	Nil for up to 4 lakhs; 5% above four lakhs	Considered as per NHFDC scheme guidelines
Security	Joint borrower; no tangible security required	Up to 7.50 lakhs: Joint borrower; above 7.50 lakhs: Collateral security required	Equitable/registered mortgage or liquid security of at least 125% of the loan amount	Joint borrower; maximum repayment period of 10 years
Repayment Period	Up to 15 years	Up to 10 years (excluding moratorium)	Up to 10 years (excluding moratorium)	Maximum ten years (repayment begins one year after course completion)
Repayment Holiday/ Moratorium	Course period + one year	Course period + six months	Course period + six months	One year after course completion
Rate of Interest	11.25%	11.25%	From 9.5% to 10%	4%

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Also Read: IBA Model Education Loan Scheme: Eligibility & Rates 2024

Get upto 100% Education Fees Financed with Propelld. Simplified Processing Dedicated Support.

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Punjab National Bank Education Loan Calculator

Punjab National Bank offers an Education Loan EMI Calculator to help you estimate your monthly repayments when taking an education loan. Here's how you can calculate your EMI (Equated Monthly Installment) for a PNB education loan.

1. Loan Amount

Enter the loan amount you wish to borrow. This could be for education in India or abroad, depending on the loan scheme you are opting for (e.g., PNB Saraswati, PNB Udaan).

2. Interest Rate

Input the interest rate applicable to the education loan.

3. Tenure (Loan Duration)

Choose the repayment tenure. PNB education loans generally have repayment terms of up to 15 years, depending on the loan amount and the specific scheme.

4. Moratorium Period

Education loans often come with a moratorium period, typically the course duration plus 6 to 12 months.

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Punjab National Bank Education Loan: Application Process

The bank has made the application process relatively simple and accessible to ensure that students from diverse backgrounds can benefit. As of recent reports, the number of students seeking education loans in India is steadily rising, with a significant portion opting for public sector banks like PNB.

Now, let’s walk through the steps for applying for a PNB education loan.

Visit the PNB official website.
Select 'Retail' from the 'Product' menu.
Download the application form for your chosen education loan.
Print and complete the application form.
Gather the necessary documents.
Visit the nearest PNB branch to submit the form and proceed with the next steps.

Also Read: Apply for a Student Loan in India for UG Program

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Get a no collateral Education Loan

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Punjab National Bank Education Loan: Documents Required

When applying for an education loan from PNB, it's essential to ensure that you have all the necessary documents ready. Below is an overview of the essential documents you will need to provide for PNB education loan applications.

Document Category	Documents Required
Identity Proof of the Applicant	Aadhaar Card, Voter ID, PAN Card, Passport, Driving License
Address Proof	Utility bills (electricity, water), Aadhaar Card, Passport, Rental agreement (if applicable)
Academic Records	10th and 12th grade results, Degree certificates (if applicable), Entrance Exam Scores (GRE/GMAT/IELTS/TOEFL, etc.)
Proof of Admission	Admission letter or offer letter from the university, college, or educational institution confirming the applicant’s acceptance into the program.
Course Fee Structure	The detailed fee structure provided by the institution where the student will be studying
Proof of Income of the Co-borrower	Salary slips for the last 3-6 months, Latest Form 16 or income tax returns, Recent Bank statements
Other Documents	Application Form, Recent Passport-sized photos, Collateral Documents

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‍Minimal Documentation. Higher Chances of Approval. Easy Online Processes. Check Your Eligibility.

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Whether aiming for an engineering degree at IIT or pursuing a management program at IIM, the PNB education loan college list ensures students have access to quality education without the burden of upfront costs. With flexible repayment terms and competitive interest rates, PNB’s education loans make higher education more accessible than ever.

Empower your education with Propelld and say goodbye to financial worries. With easy digital approvals, flexible repayment plans, and loan amounts tailored to your needs, Propelld ensures you focus on your studies, not your finances.

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Why Propelld?

The following are the primary advantages of Propelld.

Feature	Details
Max Loan Amount	50 Lacs
Collateral	Not Required
Moratorium	Available
Processing Time	10 Times Faster than Banks
Disbursal Time	7 Days
Approval Rate	Higher than Banks
Special USP	Marks Based Approval
% Financed	100% of Fees

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Take the next step in your academic journey — apply for an education loan with Propelld today!

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Check PNB Education Loan College List for Easy Financing!

Apply Education Loan

Table of contents

Apply Education Loan

PNB Education Loan College List 2024-2025

PNB Education Loan College List: PNB Pratibha

PNB Education Loan Interest Rates 2024

PNB Education Loan Schemes

Punjab National Bank Education Loan Calculator

1. Loan Amount

2. Interest Rate

3. Tenure (Loan Duration)

4. Moratorium Period

Punjab National Bank Education Loan: Application Process

Get a no collateral Education Loan

Punjab National Bank Education Loan: Documents Required

Why Propelld?

The following are the primary advantages of Propelld.

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Important FAQs About PNB Education Loan College List

What is the PNB Pratibha scheme, and how does it benefit students?

What is the PNB education loan college list for 2024-2025?

What are the benefits of the PNB education loan college list?

What is the PNB Pratibha scheme's loan amount for IIMs and IITs?

What is the PNB education loan college list abroad?

What is the PNB education loan interest rate for 2024?

What are the key features of the PNB education loan schemes?

What is the PNB education loan calculator?

What is the application process for PNB education loans?

What are the documents required for PNB education loan applications?

What is the repayment period for PNB education loans?

What is the moratorium period for PNB education loans?

What is the maximum loan amount for PNB education loans?

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