Looking to fund your dream education but unsure which colleges are covered under education loans? Punjab National Bank (PNB) has designed its education loan offerings to match the growing demand, covering various accredited institutions across multiple fields of study.
Is your dream college on the PNB education loan college list? Keep reading to learn more about the comprehensive list of institutions and how you can benefit!
PNB Education Loan College List
The PNB Education Loan College List includes approved institutions eligible for education loans under PNB schemes like Saraswati and Pratibha. It covers IITs, IIMs, AIIMS, NITs, and other recognized colleges, with loan amounts varying based on the institution and course type.
1. PNB Pratibha Education Loan College List
The PNB Pratibha scheme is one of Punjab National Bank's flagship education loan programs, offering exclusive financial aid to students aspiring to join India’s top-notch institutions.
Key Features:
- Interest Rate: 10.50% p.a.
- Processing Fee: Nil
- Collateral: Parent/guardian as co-borrower
- Loan Tenure: Up to 15 years
- Eligibility:
- Admission to premier institutions as per PNB list
- Includes IIM part-time & ISB executive programs
Not just these, the list contains more than 250 colleges. For a comprehensive information, you can download the PNB Pratibha Education Loan College List in pdf.
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2. PNB Saraswati Education Loan College List
The PNB Saraswati Education Loan Scheme is designed to provide financial support to meritorious students pursuing higher education in India. Below are the key details of the scheme:
Key Features:
- Interest Rate: 11.25% p.a.
- Processing Fee: Nil
- Collateral:
- Up to ₹7.5 lakh – Parent/guardian as co-borrower
- Above ₹7.5 lakh – Co-borrower + tangible collateral
- Loan Tenure: Up to 15 years
- Eligibility: Indian citizen; merit/entrance-based admission to a recognised institution
You can also download the PNB Saraswathi Education Loan College List PDF below:
3. PNB Udaan Education Loan College List (For Abroad)
The PNB Udaan Education Loan Scheme is designed to support students aspiring to study abroad by offering flexible financial assistance with competitive interest rates and repayment options.
Key Features:
- Interest Rate: Up to 11.25% p.a.
- Processing Fee: 1% of loan amount (min ₹10,000, refundable post first disbursement)
- Collateral:
- Up to ₹7.5 lakh – Parent/guardian as joint borrower
- Above ₹7.5 lakh – Joint borrower + collateral
- Loan Tenure: Up to 15 years
- Eligibility: Merit/entrance-based admission in India or abroad
Get a summarized version of the key details and colleges of the PNB Udaan Education Loan Scheme.
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If you want to know the general eligibility and application processes for education loan, do check out our detailed guide on Education Loan Eligibility: Top Lenders & Interest Rates to understand how banks assess applicants
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PNB Education Loan Interest Rates for different Schemes 2025 (updated)
Below are the interest rates for PNB education loans under various schemes in 2025.
If you want to have a comprehensive overview of PNB Education loan, its different schemes, eligibility, charges and complete process of application, do check out PNB Education Loan: Interest, Eligibility and Schemes.
Also, to have a better understanding of how interest rates, repayment and moratorium works in education loan, you can check out the following Propelld Policy pages:
Propelld Interest Rates Policy
Propelld Moratorium and Repayment Policy.
Get Education Loan for Any College in India. 100% Fees Financed- Propelld Education Loan
If you belong to a minority community and are looking for specialized education loan schemes, check out our guide on Minority Education Loan Scheme 2025. It covers eligibility, interest rates, and application processes tailored for students from minority backgrounds
Whether you’re targeting IITs, IIMs, medical colleges, or global universities, PNB’s education loan college list helps you understand your eligibility and possible loan limits. However, bank-based loans often come with collateral requirements, branch delays, and complex documentation.
If you need faster sanctions, fully digital processing, or collateral-free funding up to ₹50 lakh, Propelld offers a flexible alternative tailored for Indian and international students.
With student-first lending, transparent terms, and personalised support, Propelld ensures your education never gets delayed due to financial gaps.
Take the next step toward your dream program. Check your eligibility with Propelld today.
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