Check PNB Education Loan College List for Easy Financing!

Vaishali Pandey
September 22, 2024

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PNB Education Loan College List 2024-2025

Looking to fund your dream education but unsure which colleges are covered under education loans? The PNB education loan college list for 2024-2025 could be your gateway to hassle-free financial support. Punjab National Bank (PNB) has designed its education loan offerings to match the growing demand, covering various accredited institutions across multiple fields of study.

Is your dream college on the PNB education loan college list? Keep reading to learn more about the comprehensive list of institutions and how you can benefit!

PNB Education Loan College List: PNB Pratibha

The PNB Pratibha scheme is one of Punjab National Bank's flagship education loan programs, offering exclusive financial aid to students aspiring to join India’s top-notch institutions. Whether you're targeting top engineering schools, management institutes, or medical colleges, PNB Pratibha has got you covered.

Under the PNB Pratibha scheme, you can get admission into PNB premiere institutions such as the following. 

Name of Institute (Annexure-A)

Loan Amount (in Lakhs)

Indian Institute of Management (IIM), Ahmedabad

35 Lakhs

Indian Institute of Management (IIM), Amritsar

25 Lakhs

Indian Institute of Management (IIM), Bangalore

35 Lakhs

Indian Institute of Management (IIM), Bodh Gaya

25 Lakhs

Indian Institute of Management (IIM), Indore

35 Lakhs

Indian Institute of Management (IIM), Indore, Mumbai Campus

25 Lakhs

Indian Institute of Management (IIM), Jammu

25 Lakhs

Indian Institute of Management (IIM), Kashipur

25 Lakhs

Indian Institute of Management (IIM), Kolkata

35 Lakhs

Indian Institute of Management (IIM), Kozhikode

35 Lakhs

Indian Institute of Management (IIM), Lucknow

35 Lakhs

Indian Institute of Management (IIM), Lucknow, Noida Campus

35 Lakhs

Indian Institute of Management (IIM), Nagpur

25 Lakhs

Indian Institute of Management (IIM), Raipur

25 Lakhs

Indian Institute of Management (IIM), Ranchi

25 Lakhs

Indian Institute of Management (IIM), Rohtak

25 Lakhs

Indian Institute of Management (IIM), Sambalpur

25 Lakhs

Indian Institute of Management (IIM), Sirmaur

25 Lakhs

Indian Institute of Management (IIM), Shillong

35 Lakhs

Indian Institute of Management (IIM), Tiruchirappalli

25 Lakhs

Indian Institute of Management (IIM), Udaipur

25 Lakhs

Indian Institute of Management (IIM), Visakhapatnam

25 Lakhs

Indian School of Business (ISB), Hyderabad & Mohali Campus

35 Lakhs

Management Development Institute (MDI), Gurgaon

35 Lakhs

XLRI - Xavier School of Management, Jamshedpur

35 Lakhs

Indian Institute of Technology (IIT), Bhilai

20 Lakhs

Indian Institute of Technology (IIT), Bhubaneswar

20 Lakhs

Indian Institute of Technology (IIT), Bombay

30 Lakhs

Indian Institute of Technology (IIT), Delhi

30 Lakhs

Indian Institute of Technology (Indian School of Mines), Dhanbad

20 Lakhs

Indian Institute of Technology (IIT), Dharwad

20 Lakhs

Indian Institute of Technology (IIT), Gandhinagar

20 Lakhs

Indian Institute of Technology (IIT), Goa

20 Lakhs

Indian Institute of Technology (IIT), Guwahati

30 Lakhs

Indian Institute of Technology (IIT), Hyderabad

20 Lakhs

Indian Institute of Technology (IIT), Indore

20 Lakhs

Indian Institute of Technology (IIT), Jammu

20 Lakhs

Indian Institute of Technology (IIT), Jodhpur, Rajasthan

20 Lakhs

Indian Institute of Technology (IIT), Kanpur

30 Lakhs

Indian Institute of Technology (IIT), Kharagpur

30 Lakhs

Indian Institute of Technology (IIT), Madras

30 Lakhs

Indian Institute of Technology (IIT), Mandi, Himachal Pradesh

20 Lakhs

Indian Institute of Technology (IIT), Palakkad

20 Lakhs

Indian Institute of Technology (IIT), Patna

20 Lakhs

Indian Institute of Technology (IIT), Roorkee

30 Lakhs

Indian Institute of Technology (IIT), Ropar, Roopnagar, Punjab

20 Lakhs

Indian Institute of Technology (IIT), Tirupati

20 Lakhs

Indian Institute of Technology (IIT), (Banaras Hindu University), Varanasi

20 Lakhs

Department of Management Studies, IIT, Delhi

15 Lakhs

Department of Industrial & Management Engineering, IIT, Kanpur

15 Lakhs

Vinod Gupta School of Management (VGSOM), IIT Kharagpur

20 Lakhs

Shailesh J Mehta School of Management (SJMSOM) – IIT Mumbai

15 Lakhs

National Institute of Technology (NIT), Agartala

10 Lakhs

Motilal Nehru National Institute of Technology (MNNIT), Allahabad

10 Lakhs

National Institute of Technology (NIT), Arunachal Pradesh (Yupia)

10 Lakhs

Maulana Azad National Institute of Technology (MANIT), Bhopal

10 Lakhs

National Institute of Technology (NIT), Calicut

10 Lakhs

National Institute of Technology (NIT), Delhi

10 Lakhs

National Institute of Technology (NIT), Durgapur

10 Lakhs

National Institute of Technology (NIT), Goa

10 Lakhs

National Institute of Technology (NIT), Hamirpur

10 Lakhs

Malaviya National Institute of Technology (MNIT), Jaipur

10 Lakhs

Dr. B R Ambedkar National Institute of Technology (NIT), Jalandhar

10 Lakhs

National Institute of Technology (NIT), Jamshedpur

10 Lakhs

National Institute of Technology (NIT), Kurukshetra

10 Lakhs

National Institute of Technology (NIT), Manipur

10 Lakhs

National Institute of Technology (NIT), Meghalaya

10 Lakhs

National Institute of Technology (NIT), Mizoram

10 Lakhs

National Institute of Technology (NIT), Nagaland

10 Lakhs

Visvesvaraya National Institute of Technology (VNIT), Nagpur

10 Lakhs

National Institute of Technology (NIT), Patna

10 Lakhs

National Institute of Technology (NIT), Puducherry

10 Lakhs

National Institute of Technology (NIT), Raipur

10 Lakhs

National Institute of Technology (NIT), Rourkela

10 Lakhs

National Institute of Technology (NIT) Karnataka, Surathkal

10 Lakhs

National Institute of Technology (NIT), Tiruchirappalli

10 Lakhs

National Institute of Technology (NIT), Warangal

10 Lakhs

National Institute of Technology (NIT), Sikkim

10 Lakhs

National Institute of Technology (NIT), Silchar

10 Lakhs

National Institute of Technology (NIT), Srinagar

10 Lakhs

Sardar Vallabhbhai National Institute of Technology (SVNIT), Surat

10 Lakhs

National Institute of Technology (NIT), Uttarakhand

10 Lakhs

All India Institute of Medical Sciences (AIIMS), Bhopal, Bhubaneswar, Jodhpur, Patna, Raipur & Rishikesh

20 Lakhs

All India Institute of Medical Sciences (AIIMS), Delhi

30 Lakhs

Amrita Vishwa Vidyapeetham, Coimbatore

15 Lakhs

Centre for Dental Education & Research, AIIMS, Delhi

20 Lakhs

Christian Medical College (CMC), Vellore

20 Lakhs

National Academy of Legal Studies and Research University of Law (NALSAR), Hyderabad

20 Lakhs

National Institute of Industrial Engineering (NITIE), Mumbai

20 Lakhs

National Law School of India University (NLSIU), Bangalore

10 Lakhs

Post Graduate Institute of Medical Education & Research (PGIMER), Chandigarh

20 Lakhs

S P Jain School of Global Management, Mumbai Campus

25 Lakhs

S.P. Jain Institute of Management and Research (SPJIMR), Mumbai

25 Lakhs

Symbiosis Institute of Business Management, Pune

25 Lakhs

The West Bengal National University of Juridical Sciences (WBNUJS), Kolkata

20 Lakhs

Vellore Institute of Technology (VIT), Vellore

10 Lakhs

Birla Institute of Technology & Science, Pilani (BITS Pilani)

30 Lakhs

Birla Institute of Technology & Science, Pilani (BITS Pilani), Hyderabad Campus

25 Lakhs

Birla Institute of Technology & Science, Pilani (BITS Pilani), K K Birla Goa Campus

25 Lakhs

Faculty of Management Studies (FMS), Delhi University

30 Lakhs

Indian Institute of Foreign Trade (IIFT), Delhi

25 Lakhs

Indian Institute of Foreign Trade (IIFT), Kolkata Campus

25 Lakhs

Institute of Rural Management (IRMA), Anand

25 Lakhs

Mudra Institute of Communications (MICA), Ahmedabad

25 Lakhs

Narsee Monjee Institute of Management Studies (NMIMS), Mumbai

25 Lakhs

College (Annexure-B)

Subject

Loan Amount (Max loan without collateral security)

Armed Forces Medical College (AFMC), Pune

(All regular full-time Degree/PG Degree/PG Diploma courses)

30 Lakhs

Alagappa College of Technology (Anna University)

(All regular full-time Degree/PG Degree/PG Diploma courses)

10 Lakhs

All Central and State Government Medical Colleges

MBBS, BDS, MD, MS, MDS, MCh, DM

10 Lakhs

AMITY Group of Institutes (Amity Universe), NOIDA, UP

(All regular full-time Degree/PG Degree/PG Diploma courses)

10 Lakhs

Amrita Institute of Medical Sciences (AIMS), Kochi

Flagship full-time MBBS, MD/MS or Doctoral courses

20 Lakhs

Army College of Dental Sciences, Secunderabad

Flagship full-time BDS, MDS

20 Lakhs

Army College of Medical Sciences, Delhi Cantonment, New Delhi

(All regular full-time Degree/PG Degree/PG Diploma courses)

15 Lakhs

Army Institute of Law, Mohali

(All regular full-time Degree/PG Degree/PG Diploma courses)

15 Lakhs

Army Institute of Management & Technology, Greater Noida

(All regular full-time Degree/PG Degree/PG Diploma courses)

15 Lakhs

Army Institute of Management, Kolkata

(All regular full-time Degree/PG Degree/PG Diploma courses)

15 Lakhs

Army Institute of Technology, Pune

(All regular full-time Degree/PG Degree/PG Diploma courses)

15 Lakhs

Assam Medical College, Dibrugarh

Flagship full-time MBBS, MD/MS or Doctoral courses

10 Lakhs

Atal Bihari Vajpayee - Indian Institute of Information Technology, Gwalior

(All regular full-time Degree/PG Degree/PG Diploma courses)

15 Lakhs

B.J. Medical College, Ahmedabad

Flagship full-time MBBS, MD/MS or Doctoral courses

20 Lakhs

Banaras Hindu University, Varanasi

Flagship 3-year full-time residential courses leading to MCA or equivalent

10 Lakhs

Bangalore Medical College & Research Institute, Bangalore

Flagship full-time MBBS, MD/MS or Doctoral courses

20 Lakhs

Bharathidasan Institute of Management (BIM), Tiruchirappalli

Flagship 2-year full-time residential MBA/PGDM courses

10 Lakhs

Birla Institute of Technology (BIT), Mesra, Ranchi

Flagship full-time BE/B.Tech, M.E./M.Tech, and 3-year full-time MCA or equivalent courses

10 Lakhs

Chanakya National Law University, Patna (CNLU)

(All regular full-time Degree/PG Degree/PG Diploma courses)

10 Lakhs

Christ University, Bengaluru

BBA/Commerce/BCA/General/Science

10 Lakhs

Christian Medical College & Hospital, Ludhiana

Flagship full-time MBBS, MD/MS or Doctoral courses

20 Lakhs

Cochin University of Science and Technology

Flagship 3-year full-time residential MCA courses

10 Lakhs

College of Engineering (A), Andhra University

Flagship 3-year full-time residential MCA courses

10 Lakhs 

College of Engineering, Anna University, Guindy, Chennai

Flagship full-time 4 Year BE/B. Tech or equivalent and two year M.E./M.Tech or equivalent

20 Lakhs

Damodaram Sanjivayya National Law University, Visakhapatnam (DSNLU)

Law

10 Lakhs

Dayanand Medical College & Hospital (DMCH), Ludhiana

Flagship full-time 4 1/2 Year MBBS, three years MD/MS or equivalent and without fellowship/stipend Doctoral courses like DM/MCh or equivalent

10 Lakhs

Delhi Technological University (DTU), Delhi (Earlier Delhi College of Engineering (DCE), Delhi)

Flagship full-time 4 Year BE/B. Tech or equivalent and two year M.E./M.Tech or equivalent

20 Lakhs

SRM University

BBA/BCA

10 Lakhs

Dhirubhai Ambani Institute of Information and Communication Technology (DA – IICT), Gandhinagar, Ahmedabad

Flagship full-time 4 Year BE/B. Tech or equivalent and two year M.E./M.Tech or equivalent

10 Lakhs

Dr. R. Ahmed Dental College and Hospital, Kolkata (Earlier Dr. R. Ahmed Dental College, Kolkata)

Flagship full-time 4 1/2 Year BDS, three year MDS

20 Lakhs

Dr. Ram Manohar Lohiya National Law University, Lucknow (RMLNLU)

Law

10 Lakhs

Faculty of Engineering and Technology, Jadavpur University (JU), West Bengal

Flagship full-time 4 Year BE/B. Tech or equivalent and two year M.E./M.Tech or equivalent

10 Lakhs

Fergusson College, Pune

General/Science

10 Lakhs

FORE School of Management, Delhi

Flagship 2-year full-time residential MBA/PGDM

25 Lakhs

Gandhi Institute of Technology and Management (GITAM), Visakhapatnam

Flagship full-time 4 Year BE/B. Tech or equivalent and two year M.E./M.Tech or equivalent

10 Lakhs

Ganesh Shankar Vidyarthi Memorial (GSVM) Medical College, Kanpur

Flagship full-time 4 1/2 Year MBBS, three years MD/MS or equivalent and without fellowship/stipend Doctoral courses like DM/MCh or equivalent

10 Lakhs

Goa Institute of Management, Goa

MBA/Management

10 Lakhs

Government College of Dentistry, Indore

Flagship full-time 4 1/2 Year BDS, three year MDS

10 Lakhs

Government College of Engineering & Research, Pune

Flagship full-time 4 Year BE/B. Tech or equivalent and two year M.E./M.Tech or equivalent

10 Lakhs

Government Dental College & Hospital, Ahmedabad

Flagship full-time 4 1/2 Year BDS, three year MDS

10 Lakhs

Government Dental College & Hospital, Hyderabad

Flagship full-time 4 1/2 Year BDS, three year MDS

10 Lakhs

Government Dental College & Hospital, Mumbai

Flagship full-time 4 1/2 Year BDS, three year MDS

20 Lakhs

Government Dental College & Hospital, Patiala

Flagship full-time 4 1/2 Year BDS, three year MDS

10 Lakhs

Government Dental College and Research Institute, Bangalore

Flagship full-time 4 1/2 Year BDS, three year MDS

10 Lakhs

Government Dental College, Thiruvananthapuram

Flagship full-time 4 1/2 Year BDS, three year MDS

10 Lakhs

Government Medical College & Hospital, Chandigarh

Flagship full-time 4 1/2 Year MBBS, three years MD/MS or equivalent and without fellowship/stipend Doctoral courses like DM/MCh or equivalent

20 Lakhs

Government Medical College, Kozhikode

Flagship full-time 4 1/2 Year MBBS, three years MD/MS or equivalent and without fellowship/stipend Doctoral courses like DM/MCh or equivalent

10 Lakhs

Grant Medical College, Mumbai

Flagship full-time 4 1/2 Year MBBS, three years MD/MS or equivalent and without fellowship/stipend Doctoral courses like DM/MCh or equivalent

20 Lakhs

Gujarat National Law University (GNLU), Gandhinagar

Law

10 Lakhs

Guru Nanak Dev University, Amritsar

Flagship 3-year full-time residential MCA or equivalent

10 Lakhs

Hansraj College, Delhi

General/Science

10 Lakhs

Harcourt Butler Technical University (HBTU), Kanpur

Flagship full-time 4 Year BE/B. Tech or equivalent and two year M.E./M.Tech or equivalent

10 Lakhs

Hidayatullah National Law University (HNLU), Raipur

Law

10 Lakhs

Hindu College, Delhi

General/Science

10 Lakhs

ICFAI Business School, Hyderabad

MBA/Management

10 Lakhs

Indian Institute of Engineering Science and Technology, Shibpur

Flagship full-time 4 Year BE/B. Tech or equivalent and two year M.E./M.Tech or equivalent

10 Lakhs

Indian Institute of Forest Management (IIFM), Bhopal

Flagship 2-year full-time residential MBA/PGDFM

10 Lakhs

Indian Institute of Information Technology (IIIT), Allahabad

Flagship full-time 4 Year BE/B. Tech or equivalent and two year M.E./M.Tech or equivalent

10 Lakhs

Indian Institute of Information Technology (IIT), Dharwad, Karnataka

Flagship full-time 4 Year BE/B. Tech or equivalent and two year M.E./M.Tech or equivalent

15 Lakhs

Indian Institute of Information Technology (IIIT), Guwahati

Flagship full-time 4 Year BE/B. Tech or equivalent and two year M.E./M.Tech or equivalent

15 Lakhs

Indian Institute of Information Technology (IT), Kalyani

Flagship full-time 4 Year BE/B. Tech or equivalent and two year M.E./M.Tech or equivalent

15 Lakhs

Indian Institute of Information Technology (IIIT), Kota

Flagship full-time 4 Year BE/B. Tech or equivalent and two year M.E./M.Tech or equivalent

15 Lakhs

Indian Institute of Information Technology (IIIT), Kottayam

Flagship full-time 4 Year BE/B. Tech or equivalent and two year M.E./M.Tech or equivalent

15 Lakhs

Indian Institute of Information Technology (IIIT), Lucknow

Flagship full-time 4 Year BE/B. Tech or equivalent and two year M.E./M.Tech or equivalent

15 Lakhs

Indian Institute of Information Technology (IT), Nagpur

Flagship full-time 4 Year BE/B. Tech or equivalent and two year M.E./M.Tech or equivalent

15 Lakhs

Indian Institute of Information Technology (IIIT), Pune

Flagship full-time 4 Year BE/B. Tech or equivalent and two year M.E./M.Tech or equivalent

15 Lakhs

Indian Institute of Information Technology (IIIT), Ranchi

Flagship full-time 4 Year BE/B. Tech or equivalent and two year M.E./M.Tech or equivalent

15 Lakhs

Indian Institute of Information Technology (IIIT), Senapati

Flagship full-time 4 Year BE/B. Tech or equivalent and two year M.E./M.Tech or equivalent

15 Lakhs

Indian Institute of Information Technology (IIIT), Sonepat

Flagship full-time 4 Year BE/B. Tech or equivalent and two year M.E./M.Tech or equivalent

15 Lakhs

Indian Institute of Information Technology (IIIT), Sri City

Flagship full-time 4 Year BE/B. Tech or equivalent and two year M.E./M.Tech or equivalent

15 Lakhs

Indian Institute of Information Technology (IIIT), Tiruchirappalli

Flagship full-time 4 Year BE/B. Tech or equivalent and two year M.E./M.Tech or equivalent

15 Lakhs

Indian Institute of Information Technology (IIIT), UNA

Flagship full-time 4 Year BE/B. Tech or equivalent and two year M.E./M.Tech or equivalent

15 Lakhs

Indian Institute of Information Technology (IIIT), Vadodara

Flagship full-time 4 Year BE/B. Tech or equivalent and two year M.E./M.Tech or equivalent

20 Lakhs

Indian Institute of Information Technology, Design & Manufacturing (IIITDM), Jabalpur

Flagship full-time 4 Year BE/B. Tech or equivalent and two year M.E./M.Tech or equivalent

15 Lakhs

Indian Institute of Information Technology, Design & Manufacturing (IIITDM), Kancheepuram

Flagship full-time 4 Year BE/B. Tech or equivalent and two year M.E./M.Tech or equivalent

15 Lakhs

Indian Institute of Information Technology, Design & Manufacturing (IIITDM), Kurnool

Flagship full-time 4 Year BE/B. Tech or equivalent and two year M.E./M.Tech or equivalent

15 Lakhs

Indian Institute of Science (IISc), Bangalore

Flagship full-time 4 Year BE/B. Tech or equivalent and 2-year M.E./M.Tech or equivalent - Degree & PG courses

30 Lakhs

Indian Maritime University, Kolkata (Earlier Marine Engineering and Research Institute (MERI))

Flagship full-time 4 Year BE/B. Tech or equivalent and two year M.E./M.Tech or equivalent

10 Lakhs

Indian Statistical Institute, Kolkata

Flagship full-time 4 Year BE/B.Tech or equivalent and two year M.E./M.Tech or equivalent

10 Lakhs

Indira Gandhi Medical College & Hospital, Shimla

Flagship full-time 4 1/2 Year MBBS, three year MD/MS or equivalent and without fellowship/stipend Doctoral courses like DM/MCh or equivalent

10 Lakhs

Indraprastha Institute of Information Technology, Delhi

B.Tech (CSE and ECE)

15 Lakhs

Institute of Management Technology (IMT), Ghaziabad

Flagship 2-year full-time residential courses leading to MBA/PGDM

20 Lakhs

Institute of Management Technology (IMT), Hyderabad

Flagship 2-year full-time residential courses leading to MBA/PGDM

20 Lakhs

Institute of Management Technology (IMT), Nagpur

Flagship 2-year full-time residential courses leading to MBA/PGDM

20 Lakhs

Institute of Management, Nirma University, Ahmedabad

Flagship 2-year full-time residential courses leading to MBA/PGDM

20 Lakhs

Institute of Medical Sciences (IMS), BHU, Varanasi

Flagship full-time 4 1/2 Year MBBS, three year MD/MS or equivalent and without fellowship/stipend Doctoral courses like DM/MCh or equivalent

20 Lakhs

Institute of Postgraduate Medical Education & Research (IPGMER), SSKM Hospital, Kolkata

Flagship full-time 4 1/2 Year MBBS, three year MD/MS or equivalent and without fellowship/stipend Doctoral courses like DM/MCh or equivalent

20 Lakhs

Institute of Technology, Banaras Hindu University (IT-BHU)

Flagship full-time 4 Year BE/B.Tech or equivalent and two year M.E./M.Tech or equivalent

30 Lakhs

Institute of Technology, Nirma University, Ahmedabad

Flagship full-time 4 Year BE/B.Tech or equivalent and two year M.E./M.Tech or equivalent

10 Lakhs

International Institute of Information Technology (IIIT), Bangalore

Flagship full-time 4 Year BE/B. Tech or equivalent and 2-year M.E./M.Tech or equivalent

20 Lakhs

International Institute of Information Technology (IIIT), Hyderabad

Flagship full-time 4 Year BE/B. Tech or equivalent and 2-year M.E./M.Tech or equivalent

20 Lakhs

International Institute of Information Technology (IIIT), Pune

Flagship full-time 4 Year BE/B. Tech or equivalent and 2-year M.E./M.Tech or equivalent & 3-year full-time residential courses leading to MCA or equivalent

10 Lakhs

International Management Institute (IMI), Delhi

Flagship 2-year full-time residential courses leading to MBA/PGDM

10 Lakhs

Jamnalal Bajaj Institute of Management Studies (JBIMS), Mumbai

Flagship 2-year full-time residential courses leading to MBA/PGDM

20 Lakhs

Jawaharlal Nehru Institute of Post Graduate Medical Education & Research (JIPMER), Puducherry

Flagship full-time 4 1/2 Year MBBS, three years MD/MS or equivalent and without fellowship/stipend Doctoral courses like DM/MCh or equivalent

20 Lakhs

Jawaharlal Nehru Medical College (JNMC), Belgaum

Flagship full-time 4 1/2 Year MBBS, three years MD/MS or equivalent and without fellowship/stipend Doctoral courses like DM/MCh or equivalent

10 Lakhs

Jawaharlal Nehru Medical College, AMU, Aligarh

Flagship full-time 4 1/2 Year MBBS, three year MD/MS or equivalent and without fellowship/stipend Doctoral courses like DM/MCh or equivalent

20 Lakhs

Jawaharlal Nehru Technological University (JNTUH), Hyderabad

Flagship full-time 4 Year BE/B. Tech or equivalent and 2-year M.E./M.Tech or equivalent & Flagship 3-year full-time residential courses leading to MCA or equivalent

10 Lakhs

Jawaharlal Nehru University, Delhi

Flagship 3-year full-time residential courses leading to MCA or equivalent

10 Lakhs

Kasturba Medical College (KMC), Mangalore

Flagship full-time 4 1/2 Year MBBS, three years MD/MS or equivalent and without fellowship/stipend Doctoral courses like DM/MCh or equivalent

20 Lakhs

PNB Education Loan Interest Rates 2024

Punjab National Bank (PNB) offers various education loan schemes for students aiming to pursue studies in India and abroad. The interest rates for PNB education loans in 2024 depend on the loan scheme, loan amount, and repayment tenure. 

Below are the interest rates for PNB education loans in 2024.

Loan Scheme Interest Rates (p.a.)
PNB Saraswati 11.00% p.a. to 12.75% p.a.
PNB Pratibha 8.20% p.a. to 11.90% p.a.
PNB Udaan 9.25% p.a. to 12.75% p.a.
PNB Kaushal 10.25% p.a. to 12.25% p.a.
PNB Honhaar 11.25% p.a. to 12.75% p.a.
PNB Pravasi Shiksha Loan 11.25% p.a. to 12.75% p.a.
PNB PM CARES EDUCATION LOAN SCHEME 9.50% p.a. to 11.50% p.a.
Concessional Education Loan 4% p.a.

Want to learn more about the PNB Education Loan? Read this blog.

Get Education Loan for Any College in India. 100% Fees Financed- Propelld Education Loan

PNB Education Loan Schemes

PNB Education Loan Schemes

PNB education loans cover a wide range of expenses, including tuition fees, exam fees, accommodation, and even travel for students heading abroad. Whether you’re pursuing vocational courses, professional degrees, or higher studies at premier institutes, PNB has designed specific loan options to ensure that financial constraints don’t hold you back.

Let's explore the key PNB education loan schemes and their features.

There are 8 PNB Education loan schemes students can apply to: 

  1. PNB Saraswati
  2. PNB Pratibha
  3. PNB Udaan
  4. PNB Kaushal
  5. PNB Honhaar
  6. PNB Pravasi Shiksha Loan
  7. PNB PM Cares Education Loan Scheme
  8. PNB Concessional Education Loan Scheme

Four of these are applicable to students based on merit or courses. The last 4 are for students belonging to special categories. 

Let’s see a brief overview of these schemes. 

Feature PNB Saraswati PNB Pratibha PNB Udaan PNB Kaushal
Objective Support higher education for deserving students in India Attract students to top institutes for bank loans Aid meritorious students pursuing higher education abroad Financial aid for skill development courses
Purpose College, school, hostel fees; insurance; deposits; books; computer; additional expenses College, school, hostel fees; insurance; deposits; books; computer; living expenses College, school, hostel fees; insurance; deposits; books; computer; living expenses Tuition; exam/library fees; deposits; books; equipment; essential expenses
Eligibility Resident Indian; admission through entrance/merit; management quota considered Resident Indian; admission to top full-time and part-time programs Resident Indian; admission through entrance/merit in recognised foreign institutions Indian national; confirmed admission in skill development courses
Quantum of Finance Based on needs; up to 4 lakhs: Nil margin; above four lakhs: 5% margin Need-based; ceiling for collateral-free amount; reimbursement within six months Based on needs; up to 4 lakhs: Nil margin; above four lakhs: 15% margin Need-based; minimum 5,000; maximum 1,50,000
Margin Nil for up to 4 lakhs; 5% above four lakhs; scholarship/assistantship considered Included in margin; year-to-year basis Nil for up to 4 lakhs; 15% above four lakhs; scholarship/assistantship included Nil
Security Up to 7.50 lakhs: Joint borrower; above 7.50 lakhs: Tangible security Co-obligation of parents/guardians Up to 7.50 lakhs: Joint borrower; above 7.50 lakhs: Tangible security Joint borrower; no collateral required
Repayment Period Up to 15 years Up to 15 years Up to 15 years Up to 7 years (depending on loan amount)
Repayment Holiday/ Moratorium Course period + one year Course period + one year Course period + one year Up to 3/5/7 years based on loan amount
Rate of Interest 10-10.75% 8.2-10.5% 10-11.25% 10.25-10.75%

Besides the above-mentioned programmes, there are some education loans that PNB provides for students of specific backgrounds. Following is a gist of such education loan schemes: 

Feature PNB Honhaar PNB Pravasi Shiksha Loan PNB PM Cares Education Loan Scheme PNB Concessional Education Loan Scheme
Objective Aid for higher education in Delhi Support for OCI or students born abroad studying in India Assist orphaned children due to COVID-19 with education and financial support Provide support for students with disabilities
Purpose College, school, hostel fees; insurance; deposits; books; computer; additional expenses All expenses for studying in India; one-time travel expenses Education loan for professional/higher education; all related expenses Expenses for 2-wheeler; additional expenses covered under existing schemes
Eligibility Indian national; admission to recognised institutions in Delhi OCI or students born abroad; admission in identified Indian institutions Children orphaned due to COVID-19; admission to recognised Indian institutions Students with 40% or more disability validated by appropriate authorities
Quantum of Finance Need-based; up to 10 lakhs Need-based; up to 7.50 lakhs: Nil; above 7.50 lakhs: Tangible security required Need-based; margin: up to 4 lakhs: Nil; above four lakhs: 5% Need-based; maximum 50 lakhs for studies in India/abroad
Margin Nil Nil for up to 4 lakhs; 5% above four lakhs; scholarship/assistantship considered Nil for up to 4 lakhs; 5% above four lakhs Considered as per NHFDC scheme guidelines
Security Joint borrower; no tangible security required Up to 7.50 lakhs: Joint borrower; above 7.50 lakhs: Collateral security required Equitable/registered mortgage or liquid security of at least 125% of the loan amount Joint borrower; maximum repayment period of 10 years
Repayment Period Up to 15 years Up to 10 years (excluding moratorium) Up to 10 years (excluding moratorium) Maximum ten years (repayment begins one year after course completion)
Repayment Holiday/ Moratorium Course period + one year Course period + six months Course period + six months One year after course completion
Rate of Interest 11.25% 11.25% From 9.5% to 10% 4%

Also Read: IBA Model Education Loan Scheme: Eligibility & Rates 2024

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Punjab National Bank Education Loan Calculator 

Punjab National Bank offers an Education Loan EMI Calculator to help you estimate your monthly repayments when taking an education loan. Here's how you can calculate your EMI (Equated Monthly Installment) for a PNB education loan.

1. Loan Amount

Enter the loan amount you wish to borrow. This could be for education in India or abroad, depending on the loan scheme you are opting for (e.g., PNB Saraswati, PNB Udaan).

2. Interest Rate

Input the interest rate applicable to the education loan. 

3. Tenure (Loan Duration)

Choose the repayment tenure. PNB education loans generally have repayment terms of up to 15 years, depending on the loan amount and the specific scheme.

4. Moratorium Period

Education loans often come with a moratorium period, typically the course duration plus 6 to 12 months. 

Punjab National Bank Education Loan: Application Process

The bank has made the application process relatively simple and accessible to ensure that students from diverse backgrounds can benefit. As of recent reports, the number of students seeking education loans in India is steadily rising, with a significant portion opting for public sector banks like PNB. 

Now, let’s walk through the steps for applying for a PNB education loan.

  1. Visit the PNB official website.
  2. Select 'Retail' from the 'Product' menu.
  3. Download the application form for your chosen education loan.
  4. Print and complete the application form.
  5. Gather the necessary documents.
  6. Visit the nearest PNB branch to submit the form and proceed with the next steps.

Also Read: Apply for a Student Loan in India for UG Program

Punjab National Bank Education Loan: Documents Required

When applying for an education loan from PNB, it's essential to ensure that you have all the necessary documents ready. Below is an overview of the essential documents you will need to provide for PNB education loan applications.

Document Category Documents Required
Identity Proof of the Applicant Aadhaar Card, Voter ID, PAN Card, Passport, Driving License
Address Proof Utility bills (electricity, water), Aadhaar Card, Passport, Rental agreement (if applicable)
Academic Records 10th and 12th grade results, Degree certificates (if applicable), Entrance Exam Scores (GRE/GMAT/IELTS/TOEFL, etc.)
Proof of Admission Admission letter or offer letter from the university, college, or educational institution confirming the applicant’s acceptance into the program.
Course Fee Structure The detailed fee structure provided by the institution where the student will be studying
Proof of Income of the Co-borrower Salary slips for the last 3-6 months, Latest Form 16 or income tax returns, Recent Bank statements
Other Documents Application Form, Recent Passport-sized photos, Collateral Documents

‍Minimal Documentation. Higher Chances of Approval. Easy Online Processes. Check Your Eligibility. 

Whether aiming for an engineering degree at IIT or pursuing a management program at IIM, the PNB education loan college list ensures students have access to quality education without the burden of upfront costs. With flexible repayment terms and competitive interest rates, PNB’s education loans make higher education more accessible than ever.

Empower your education with Propelld and say goodbye to financial worries. With easy digital approvals, flexible repayment plans, and loan amounts tailored to your needs, Propelld ensures you focus on your studies, not your finances. 

Why Propelld?

The following are the primary advantages of Propelld.

Feature Details
Max Loan Amount50 Lacs
CollateralNot Required
MoratoriumAvailable
Processing Time10 Times Faster than Banks
Disbursal Time7 Days
Approval RateHigher than Banks
Special USPMarks Based Approval
% Financed100% of Fees

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Important FAQs About PNB Education Loan College List

What is the PNB Pratibha scheme, and how does it benefit students? 

The PNB Pratibha scheme is a flagship education loan program offered by Punjab National Bank, designed to provide financial assistance to meritorious students pursuing higher education in top institutions in India and abroad.

What is the PNB education loan college list for 2024-2025? 

The PNB education loan college list for 2024-2025 is a comprehensive list of institutions covered under Punjab National Bank's education loan offerings. The list includes various accredited institutions across multiple fields of study, such as engineering, management, medicine, and law.

What are the benefits of the PNB education loan college list? 

The PNB education loan college list provides students with a hassle-free financial support option to fund their dream education. The list covers various accredited institutions across multiple fields of study, making it easier for students to find a suitable college and course.

What is the PNB Pratibha scheme's loan amount for IIMs and IITs?

The PNB Pratibha scheme offers a loan amount of up to 35 lakhs for IIMs and up to 30 lakhs for IITs.

What is the PNB education loan college list abroad? 

The PNB education loan college list abroad includes various accredited institutions across multiple fields of study, such as engineering, management, medicine, and law. The list covers institutions in countries such as the US, UK, Canada, Australia, and New Zealand.

What is the PNB education loan interest rate for 2024? 

The PNB education loan interest rate for 2024 depends on the loan scheme, loan amount, and the repayment tenure. The interest rates for PNB education loans in 2024 range from 4% p.a. to 12.75% p.a.

What are the key features of the PNB education loan schemes? 

The key features of the PNB education loan schemes include coverage of various expenses such as tuition fees, exam fees, accommodation, and travel expenses. The loan schemes are designed to ensure that financial constraints do not hold students back from pursuing their dream education.

What is the PNB education loan calculator? 

The PNB education loan calculator is a tool that helps students estimate their monthly repayments when taking an education loan. The calculator takes into account the loan amount, interest rate, repayment tenure, and moratorium period.

What is the application process for PNB education loans? 

The application process for PNB education loans involves visiting the PNB official website, selecting 'Retail' from the 'Product' menu, downloading the application form for the chosen education loan, printing and completing the application form, gathering the necessary documents, and visiting the nearest PNB branch to submit the form and proceed with the next steps.

What are the documents required for PNB education loan applications? 

The documents required for PNB education loan applications include identity proof, address proof, academic records, proof of admission, course fee structure, and proof of income of the co-borrower.

What is the repayment period for PNB education loans? 

The repayment period for PNB education loans depends on the loan scheme and loan amount. The repayment period generally ranges from 10 to 15 years.

What is the moratorium period for PNB education loans? 

The moratorium period for PNB education loans is typically the course duration plus 6 to 12 months.

What is the maximum loan amount for PNB education loans? 

The maximum loan amount for PNB education loans depends on the loan scheme and the student's needs. 

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