Are you exploring how to finance your postgraduate studies without jumping through endless hoops? You're in good company. The Prodigy Abroad Education Loan University List 2025 kicks off with a powerful global reach, supporting over 1,800+ schools across 19 countries. That means whether you're aiming for a degree in business, engineering, public policy, law, or health sciences, chances are high you’ll find a school that both inspires you and welcomes Prodigy’s funding.
This guide shows you how to explore the full university list, check eligibility, and apply seamlessly for your study-abroad journey.
Prodigy Abroad Education Loan Highlights
The table below highlights the key features, coverage, and benefits of Prodigy Finance student loans, making it easier for you to compare and plan your study-abroad journey.
Education Loan - Min Docs. Max Approval. Min Hassle. Max Tenure
Who Can Apply for a Prodigy Finance Education Loan for Studying Abroad?
Since 2007, Prodigy Finance has disbursed over $1.75 billion in loans, supporting more than 45,000 master's students to study abroad. To qualify for a Prodigy Finance education loan, applicants must meet the following criteria:
1. Admission to a Supported University and Program
Applicants must have an offer of admission from a university and program listed on the Prodigy Finance platform. It's important to note that Prodigy Finance accepts applications even before receiving the official admission letter, and proof of admission is required only upon finalising the loan.
2. Intention to Study Abroad
The loan is intended for students planning to pursue postgraduate studies outside their home country. Prodigy Finance offers loans to students from over 120 countries, facilitating access to education in various international destinations.
3. Residency in a Supported Country
Applicants must reside in a country where Prodigy Finance operates. The platform has expanded its services to include more regions, broadening opportunities for students worldwide.
By meeting these criteria, students can access funding without the need for collateral or a co-signer, making higher education more accessible.
Looking for ways to reduce your study-abroad costs? Check out our guide on How to Study Abroad for Free for top scholarships and funding options.
Prodigy Abroad Education Loan University List 2025
Prodigy Finance offers international postgraduate loans to students attending top universities worldwide. As of 2025, they support over 1,879 schools, 555 universities across 19 countries, including the USA, UK, Canada, Australia, Germany, and more.
The table below highlights some of the top universities supported by Prodigy Finance, along with the offered courses.
Prodigy Finance University List
Eligible Countries and Courses for Prodigy Finance Study Abroad Loans
The platform supports a wide variety of courses, making it easier for students from diverse academic backgrounds to pursue international education. By understanding the countries and courses eligible, you can plan your study-abroad journey effectively
Here’s an overview of the countries and courses currently supported:
Prodigy Finance Eligible Countries
Courses Eligible for Prodigy Finance Abroad Education Loan
Explore the Best Country to Study Abroad for Indian Students in 2025 to compare destinations and plan your international education journey effectively.
Get an Education Loan with Higher Chances of Approval.
How to Find Prodigy Abroad Education Loan University List of Approved Institutions?
By checking the approved colleges, you can ensure your chosen program is eligible and understand the funding options available to you. Here’s how you can check which Prodigy Finance schools are approved:
1. Visit the official Prodigy Finance website at https://prodigyfinance.com/where-can-i-study/. This page is regularly updated and lists all the supported universities and programs.
2. Use the search filters to select your desired country or field of study. Prodigy Finance covers a wide range of courses, including business, engineering, law, public policy, and health sciences.
3. Click on any university to see the programs eligible for Prodigy loans. You’ll find details about the courses, degree levels, and any special notes regarding funding.
4. While you can start your loan application before receiving an admission letter, final approval requires proof of admission to a supported program. This ensures that your chosen course qualifies for the Prodigy Finance loan.
By following these steps, you can confidently identify eligible universities and plan your study-abroad financing efficiently.
Documents Needed for Prodigy Finance Education Loans for Studying Abroad
The documents confirm your identity, admission, financial status, and eligibility for the loan, so having the required documentation ready helps streamline the process and avoid delays.
Below is a breakdown of the documents you’ll need:
1. Proof of Identity
- Upload a clear, colour scan of your valid passport’s identification page.
- Take a selfie to confirm your identity matches your passport.
- The verification process is automated, and following system prompts ensures your identity is confirmed quickly.
2. Proof of Address
- Provide a document displaying your full name and current residential address, matching your application.
- The document must be dated within the last three months (e.g., utility bills, bank statements).
3. School Admission Confirmation
- Submit a letter, I-20, or email from your school showing your name, course, intake, and acceptance status.
- The course details must match what you selected in your application.
4. Credit Report
- Provide a credit report summarising your credit history, prepared by a recognised credit reference agency in your country.
- If you have no prior credit history, submit a “No hit” or “No data” report instead.
5. Proof of Pre-Study or Post-Study Income
- Pre-Study (Full-time): Three months’ salary slips from the past six months plus one corresponding bank statement.
- Post-Study: A signed employment contract confirming your future job offer.
- Part-Time Studies: Three months’ recent salary slips (within the last four months) plus one month’s bank statement.
6. Savings or Family Contributions
- Show official bank statements confirming available funds to cover your expenses alongside the Prodigy Finance loan.
- If a family member contributes, submit their bank statements and a completed contribution form.
- Any payments already made to the school can also be used as proof of savings.
7. Scholarship or Sponsorship Confirmation
- Submit a letter on official letterhead confirming the scholarship or sponsorship amount listed in your application.
- If you have non-state tuition benefits, provide a letter confirming your in-state tuition status, including your name and school details.
- All documents should be in a non-editable format (PDF preferred).
Quick Tips for Submitting Documents:
1. If your documents are in a language other than English, provide certified translations to speed up verification.
2. Upload files in a clear, non-editable format showing your full name and the issue date.
3. Make sure scanned copies are legible to avoid delays.
How to Apply for a Prodigy Finance Education Loan Abroad?
Financing your study abroad journey is easier with Prodigy Finance, which offers a fully online application process and funding, helping students secure loans without the need for collateral or a co-signer.
Here’s how the application process works:
Step 1: Apply Online
Create an account on the Prodigy Finance portal and submit your application for any supported university or program. You can also check whether your chosen university is eligible for Prodigy loans.
Step 2: Receive Your Provisional Offer
After submitting your application, you will receive a non-binding provisional loan offer valid for 14 days. This allows you to review the terms and understand the potential funding before proceeding.
Step 3: Upload Documents for Verification
Accept your provisional offer and upload the required supporting documents, such as proof of admission and identification. Once verified, Prodigy Finance will match you with available funding options.
Step 4: Confirm Your Loan
Once funding is allocated, you’ll need to accept the final loan offer and pay a USD 500 processing fee, which is the only upfront fee required. This confirms your loan and prepares it for disbursement.
Step 5: Complete Remaining Steps
Keep an eye on your Prodigy Finance dashboard and emails for any additional instructions or tasks needed before finalising your loan agreement.
Step 6: Sign Your Loan Agreement
After signing, the funds are transferred directly to your university, allowing you to begin your studies without financial worries.
If you’re looking for alternatives to Prodigy Finance, check out Banks That Give Education Loans without Collateral for Abroad to explore other funding options for your international studies.
Next Steps After Accepting a Prodigy Finance Education Loan Abroad
Once you confirm your loan, several key steps ensure that the funds are properly disbursed and that your loan is fully activated. Here’s what happens after you accept your Prodigy Finance loan:
1. E-sign the Loan Agreement
Once you arrive at your university campus, you are required to sign the final loan agreement electronically. This step is mandatory for disbursing the funds and activating your loan.
2. Loan Disbursement
The loan amount is sent directly to your university. Any additional funds beyond tuition or fees are coordinated with the university’s financial department.
3. Receive the Loan Confirmation Letter
You will get an official loan letter, which serves as proof of funding. This letter is often required by universities, especially in the US, to issue the I-20 form. It may also be needed for visa applications or immigration purposes.
4. Interest Accrual
Interest starts accruing only after the loan is disbursed to the university. During the moratorium period, you are not required to pay partial interest. Instead, any accrued interest is added to the principal amount, making repayment more manageable.
By following these steps, you can ensure your Prodigy Finance loan is properly activated and ready to support your international education journey.
How To Refinance Your Prodigy Finance Loan After Graduation? Reddit Insights!
Refinancing your education loan can help you manage repayment more effectively after you graduate. Real experiences shared on Reddit highlight practical insights.
Reddit User in r/Indians_StudyAbroad shared:
“I am heading to the USA for an MS in IS program (Information Systems). I plan to take a loan from Prodigy Finance because I don't want to add a co-signer or collateral. I’ve heard loans in dollars can be refinanced, but I’m unsure how it works.”
Insight: Prodigy Finance loans are structured to be flexible, but refinancing options depend on your post-graduation income, creditworthiness, and the lender’s policies. Some lenders allow consolidation, interest rate reduction, or term extension to make repayment easier, especially if you have a steady international income.
What do we infer from the above case?
1. Graduates can explore refinancing to reduce monthly EMIs or interest burden.
2. Your future income and credit history will largely determine refinancing eligibility.
3. International refinancing platforms may provide better rates compared to local banks.
Tip: Start exploring refinancing options 3–6 months before graduation. Compare lenders, understand the terms, and ensure your repayment strategy aligns with your expected salary and career trajectory.
The Prodigy Abroad Education Loan University List 2025 opens doors to study at some of the world’s top universities without the stress of collateral or co-signers. With clear eligibility criteria, flexible programs, and an online application process, it’s easier than ever to plan your study-abroad journey with confidence.
Turn your dream of studying abroad into reality with Propelld! Enjoy hassle-free education loans with fast digital approval, flexible repayment plans, and tailored financing options up to INR 50 Lakhs. Whether you’re eyeing top universities or specialised programs, Propelld makes funding your global education simple and stress-free.
Take the first step toward your international education journey. Apply with Propelld today!
Are you parent of a JEE/NEET aspirant?
.svg)
