Cost of Living in Australia for Indian Students & Families

The average cost of living in Australia for international students is AUD 29,710 per year, with some students spending over AUD 40,000, depending on location. This amounts to about AUD 1,200 per week. For context, a family of four's monthly expenses (excluding rent) are around INR 311,836 (AUD 5,766), while a single person's costs are INR 87,829 (AUD 1,624). Overall, the cost of living in Australia is 217.8% higher than in India, with rent being 509.4% more expensive.

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By the end of this blog, you will know

The key factors that contribute to the cost of living in Australia.
How to plan and manage your finances effectively while studying in Australia.
The cost differences between major cities and regional areas in Australia.

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What is the Cost of Living in Australia? Key Highlights

Here is an overview of the cost of living in Australia, including expenses for restaurants, markets, transportation, utilities, and more:

Restaurant	Cost (Australian Dollar)
Meal, Inexpensive Restaurant	25.00 A$
Meal for 2 People, Mid-range Restaurant, Three-course	120.00 A$
McMeal at McDonalds (or Equivalent Combo Meal)	15.00 A$
Domestic Beer (0.5 litre draught)	11.00 A$
Imported Beer (0.33 litre bottle)	11.00 A$
Cappuccino (regular)	5.34 A$
Coke/Pepsi (0.33 litre bottle)	4.09 A$
Water (0.33 litre bottle)	3.35 A$
Markets
Milk (regular), (1 litre)	2.34 A$
Loaf of Fresh White Bread (500g)	3.77 A$
Rice (white), (1kg)	3.22 A$
Eggs (regular) (12)	6.46 A$
Local Cheese (1kg)	14.06 A$
Chicken Fillets (1kg)	13.01 A$
Beef Round (1kg) (or Equivalent Back Leg Red Meat)	21.53 A$
Apples (1kg)	4.86 A$
Banana (1kg)	4.18 A$
Oranges (1kg)	4.44 A$
Tomato (1kg)	6.51 A$
Potato (1kg)	3.75 A$
Onion (1kg)	3.27 A$
Lettuce (1 head)	3.36 A$
Water (1.5 litre bottle)	2.38 A$
Bottle of Wine (Mid-Range)	20.00 A$
Domestic Beer (0.5 litre bottle)	7.02 A$
Imported Beer (0.33 litre bottle)	7.79 A$
Cigarettes 20 Pack (Marlboro)	46.00 A$
Transportation
One-way Ticket (Local Transport)	4.72 A$
Monthly Pass (Regular Price)	161.55 A$
Taxi Start (Normal Tariff)	5.50 A$
Taxi 1km (Normal Tariff)	2.70 A$
Taxi 1hour Waiting (Normal Tariff)	58.00 A$
Gasoline (1 litre)	1.84 A$
Volkswagen Golf 1.4 90 KW Trendline (Or Equivalent New Car)	44,423.00 A$
Toyota Corolla Sedan 1.6l 97kW Comfort (Or Equivalent New Car)	34,702.32 A$
Utilities (Monthly)
Basic (Electricity, Heating, Cooling, Water, Garbage) for 85m2 Apartment	279.27 A$
Mobile Phone Monthly Plan with Calls and 10GB+ Data	41.66 A$
Internet (60 Mbps or More, Unlimited Data, Cable/ADSL)	82.26 A$
Sports And Leisure
Fitness Club, Monthly Fee for 1 Adult	74.08 A$
Tennis Court Rent (1 Hour on Weekend)	25.61 A$
Cinema, International Release, 1 Seat	22.00 A$
Childcare
Preschool (or Kindergarten), Full Day, Private, Monthly for 1 Child	2,417.34 A$
International Primary School, Yearly for 1 Child	19,076.66 A$
Clothing And Shoes
1 Pair of Jeans (Levis 501 Or Similar)	114.06 A$
1 Summer Dress in a Chain Store (Zara, H&M, ...)	81.12 A$
1 Pair of Nike Running Shoes (Mid-Range)	159.79 A$
1 Pair of Men Leather Business Shoes	175.61 A$
Rent Per Month
Apartment (1 bedroom) in City Centre	2,143.51 A$
Apartment (1 bedroom) Outside of Centre	1,699.84 A$
Apartment (3 bedrooms) in City Centre	3,510.80 A$
Apartment (3 bedrooms) Outside of Centre	2,619.62 A$
Buy Apartment Price
Price per Square Meter to Buy Apartment in City Centre	10,543.75 A$
Price per Square Meter to Buy Apartment Outside of Centre	7,780.49 A$
Salaries And Financing
Average Monthly Net Salary (After Tax)	5,600.78 A$
Mortgage Interest Rate in Percentages (%), Yearly, for 20 Years Fixed-Rate	6.38

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What is the Cost of Living in Australia Per Month?

The average monthly cost of living in Australia, excluding rent, ranges from AUD 1,400 to AUD 2,500. This covers basic living expenses like food, transportation, and healthcare. The cost can vary depending on your lifestyle and location.

Below is the monthly accommodation costs in Australia (excluding rent):

Accommodation	Monthly Cost (AUD)	Monthly Cost (INR)
Homestays	450-1200	25,000-67,000
Halls of residence	440-1100	24,500-61,200
Apartment	750-1700	42,000-95,000
Shared apartment	650-950	36,000-53,000

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City-Wise Cost of Living in Australia Per Month

The cost of living in Australia can vary greatly depending on the city. Below is a simplified table showing the monthly living expenses for each major city:

Australian City	Cost of Living per Month (AUD)	Cost of Living per Month (INR)
Canberra	4,310	₹2,44,593
Sydney	3,982	₹2,25,979
Melbourne	3,778	₹2,14,402
Perth	3,774	₹2,14,175
Brisbane	3,726	₹2,11,451
Hobart	3,614	₹2,05,095
Adelaide	3,502	₹1,98,739
Darwin	3,486	₹1,97,831

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Cost of Living in Major Australian Cities

Here is a simplified breakdown of the average cost of living in popular Australian cities for students, bachelors, couples, and families:

Sydney:

Area of Expense	Students	Bachelors	Couples	Families
Accommodation	AUD 650–1,000	AUD 1,997	AUD 2,000–3,500	AUD 3,759
Food and Groceries	AUD 754	AUD 863	AUD 150–250/week	AUD 2,215
Transportation	AUD 160	AUD 626	AUD 60–120/week	AUD 1,626
Utilities	AUD 190	AUD 177	AUD 200–300	AUD 273
Entertainment	AUD 50–100	AUD 50–100	AUD 100–200/week	AUD 300–800

Melbourne:

Area of Expense	Students	Bachelors	Couples	Families
Accommodation	AUD 800–1,200	AUD 1,334	AUD 1,800–3,200	AUD 2,155
Food and Groceries	AUD 500–600	AUD 566	AUD 140–220/week	AUD 1,450
Transportation	AUD 160	AUD 315	AUD 50–100/week	AUD 803
Utilities	AUD 220	AUD 121	AUD 180–270	AUD 181
Entertainment	AUD 80–140	AUD 80–140	AUD 90–170/week	AUD 120–480

Perth:

Area of Expense	Students	Bachelors	Couples	Families
Accommodation	AUD 300–800	AUD 1,713	AUD 1,500–2,800	AUD 2,740
Food and Groceries	AUD 696	AUD 872	AUD 120–200/week	AUD 2,216
Transportation	AUD 168	AUD 385	AUD 45–90/week	AUD 997
Utilities	AUD 147	AUD 204	AUD 160–240	AUD 327
Entertainment	AUD 50–100	AUD 100–200	AUD 80–150/week	AUD 300–500

Brisbane:

Area of Expense	Students	Bachelors	Couples	Families
Accommodation	AUD 840–2,000	AUD 1,858	AUD 1,800–3,000	AUD 2,555
Food and Groceries	AUD 560–1,120	AUD 851	AUD 140–220/week	AUD 2,180
Transportation	AUD 90–120	AUD 388	AUD 50–100/week	AUD 998
Utilities	AUD 170–215	AUD 175	AUD 180–270	AUD 257
Entertainment	AUD 80–100	AUD 100–150	AUD 90–170/week	AUD 300–400

Canberra:

Area of Expense	Students	Bachelors	Couples	Families
Accommodation	AUD 400–500/week	AUD 1,400–2,600	AUD 1,900–3,300	AUD 3,000–5,200
Food and Groceries	AUD 100–150/week	AUD 95–145/week	AUD 145–230/week	AUD 230–360/week
Transportation	AUD 4.80/day	AUD 40–70/week	AUD 60–120/week	AUD 100–200/week
Utilities	AUD 20–50/week	AUD 150–200/month	AUD 200–300/month	AUD 300–450/month
Entertainment	AUD 40–80/week	AUD 75–150/week	AUD 100–200/week	AUD 150–300/week

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Average Cost of Living in Australia for International Students

Here is the average monthly living expenses for international students in Australia:

Expense	Cost Range (AUD)
Accommodation	AUD 800 - AUD 2,000
Food and Groceries	AUD 280 - AUD 480
Transportation	AUD 75 - AUD 216
Utilities	AUD 270 - AUD 490
Entertainment	AUD 100 - AUD 120
Personal Expenses	AUD 80 - AUD 90

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How is the Living Cost in Australia for International Students Calculated?

When planning to study in Australia, international students need to consider various expenses that make up the total cost of living. These expenses typically include the following:

1. Tuition Costs

Fees for the academic program.

2. Accommodation Costs

Rent or homestay expenses.

3. Travel Costs

Public transportation, travel within Australia, and to/from home country.

4. Health Insurance Costs

Overseas Student Health Cover (OSHC) is required for international students.

5. Utility Costs

Charges for electricity, water, and gas.

6. Entertainment Costs

Expenses for activities like movies, sports, and leisure.

7. Personal Expenses

Miscellaneous costs such as clothing, toiletries, etc.

8. Food and Groceries

Daily meals, snacks, and supplies.

Accommodation Costs in Australia for International StudentsAccommodation is one of the largest monthly expenses for international students in Australia. Depending on your preferences, you can choose from various types of accommodation, such as homestays, residence halls, apartments, or shared housing.

Here is a breakdown of typical accommodation costs for international students:

Accommodation Type	Cost Range (AUD)
In-home care (Homestay)	AUD 450 - AUD 1,200
Residence Halls	AUD 440 - AUD 1,100
Apartment Rental	AUD 750 - AUD 1,700
Shared Rental (House/Apartment)	AUD 380 - AUD 850

Food & Grocery Costs in Australia for International Students

Food is another essential part of your living expenses. Cooking your meals at home can be a cost-effective way to save money compared to dining out. Supermarkets across Australia provide a wide range of ingredients for home cooking.

Here’s a table showing the average prices for common grocery items:

Grocery Product	Average Cost (AUD)
White Rice (1 kg)	AUD 3.60
White Fat Milk (1 Litre)	AUD 2.02
Apples (1 kg)	AUD 5.20
Oranges (1 kg)	AUD 2.60
Tomatoes (1 kg)	AUD 6.00
Water (1.5 Litres)	AUD 2.40
Bread (loaf)	AUD 3.41
Potatoes (1 kg)	AUD 3.81
Lettuce (1 piece)	AUD 5.50
Cheese (500 gm)	AUD 7.70
Bananas (1 kg)	AUD 4.50
Fast Food Combo Meal	AUD 15.00
Eggs (12)	AUD 8.00

Knowing the cost of living in Australia is crucial, but the bigger question is—how will you cover the expenses? Apply for an education loan for abroad studies and cover all your expenses—from tuition to living costs—so you can focus on achieving your academic goals without any financial worries.

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Average Cost of Living in Australia for Bachelors, Couples & Families

Understanding the cost of living is essential for budgeting, whether you're a student, a couple, or a family. The following table provides an overview of typical expenses for different living arrangements in Australia:

Area of Expense	Bachelors	Couples	Families
Accommodation	City Centre: AUD 1,500 - AUD 2,000/month Suburban Areas: AUD 1,200 - AUD 1,800/month	City Centre: AUD 2,000 - AUD 3,200/month Suburban Areas: AUD 1,500 - AUD 2,200/month	City Centre: AUD 3,000 - AUD 5,000/month Suburban Areas: AUD 2,000 - AUD 3,500/month
Food & Groceries	AUD 80 - AUD 150/week	AUD 150 - AUD 250/week	AUD 200 - AUD 350/week
Transportation	AUD 30 - AUD 60/week	AUD 50 - AUD 100/week	AUD 150 - AUD 250/week
Utilities	AUD 150 - AUD 200/month	AUD 180 - AUD 250/month	AUD 250 - AUD 400/month
Entertainment	AUD 50 - AUD 150/week	AUD 100 - AUD 200/week	AUD 150 - AUD 300/week
Personal Expenses	AUD 50 - AUD 150/week	AUD 100 - AUD 200/week	AUD 150 - AUD 300/week

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Cost of Living in Australia for Indian Students

As an Indian student, let us discuss in detail each element of the living expenses in Australia. These elements together make up the cost of living in Australia and each of them have a different significance altogether.

1. Cost of Studying in Australia

Australia is an attractive destination for international students, with some of the world’s top universities and institutions. The cost of studying varies based on the university, course level, and program. Here is the estimated tuition fee for Indian students after 12th:

Institution	Cost of Studying (INR)
Australian Universities	UG: ₹4 L to ₹2 Cr PG: ₹3 L to ₹2 Cr Doctorate: ₹83 L
TAFE Institutions	₹2.21 Lakhs - ₹12.18 Lakhs
ELICOS Offering Institutions	₹16,650 (per week)

Tuition fees vary depending on the program and university.

Indicative Annual Fees

Degree	Annual Fees (AUD)
School	$7,800 to $30,000
Vocational Education & Training	$4,000 to $22,000
Undergraduate Degree	$15,000 to $33,000
Postgraduate Master’s Degree	$20,000 to $37,000
Doctoral Degree	$14,000 to $37,000

2. Accommodation Costs in Australia

Accommodation costs vary depending on the type of accommodation and its location:

Type of Accommodation	Monthly Cost (AUD)
On-campus dormitory	AUD 800 - AUD 1,400
Shared apartment	AUD 600 - AUD 1,200
Homestay	AUD 1,000 - AUD 1,400
Studio apartment	AUD 1,200 - AUD 2,000

3. Cost of Travelling in Australia

Transportation costs are an essential part of living expenses:

Transportation	Cost (AUD)
Single bus/train ticket	AUD 10
Monthly transport pass	AUD 100 - AUD 200
Domestic flight (one-way)	AUD 200 - AUD 300
Car rental (per day)	AUD 50 - AUD 100

On average, students may spend around AUD 300 - AUD 400 per month on transportation.

4. Health Insurance and Medical Expenses

International students or Indian students need Overseas Student Health Cover (OSHC) in Australia. Here's a look at the costs for health insurance:

OHSC Providers	Annual Cost (AUD)
CBHS	AUD 1,160.70
AHM OHSC	AUD 1,214
NIB	AUD 1,305.16
Medi Bank	AUD 1,319
Allianz Care	AUD 1,324
Bupa	AUD 1,405

Cost of Healthcare Services in Australia:

Healthcare Service	Cost (AUD)
General Practitioner Visit	AUD 90 - AUD 100
Specialist Consultation	AUD 130 - AUD 230
Prescription Medication	AUD 25 - AUD 35
Dental Treatment	AUD 300 - AUD 500
Physiotherapy Session	AUD 50 - AUD 200
Eye Test	AUD 60 - AUD 80
Hospital Admission	AUD 500 - AUD 1,000
Emergency Room Visit	AUD 500 - AUD 1,000
X-ray	AUD 200 - AUD 400
Mental Health Consultation	AUD 100 - AUD 200

5. Utility Costs in Australia

Utility costs (electricity, gas, water, and internet) are essential for students living off-campus:

Utility	Monthly Cost (AUD)
Electricity	AUD 80 - AUD 150
Gas	AUD 50 - AUD 100
Water	AUD 50 - AUD 80
Internet	AUD 60 - AUD 100
Mobile Phone	AUD 30 - AUD 60

Students living on campus may not need to worry about these utilities except for mobile and internet bills.

6. Entertainment Expenses in Australia

Australia offers a wide range of entertainment options. Students can expect to spend:

Activity	Cost (AUD)
Entertainment (monthly)	AUD 100 - AUD 120

Australia's beaches, clubs, and nature reserves offer numerous options for outdoor and urban entertainment.

7. Personal Expenses in Australia

Personal expenses are subjective but can typically range from:

Expense Type	Cost (AUD)
Weekly Personal Expenses	AUD 70 - AUD 80

8. Food and Groceries Cost in Australia

The cost of food and groceries can vary, but here are some general costs:

Food/Grocery Item	Cost (AUD)
Milk (1 litre)	AUD 1.5 - AUD 2.5
Bread (loaf)	AUD 2.5 - AUD 4
Rice (1 kg)	AUD 2 - AUD 4
Eggs (dozen)	AUD 4 - AUD 6
Chicken (1 kg)	AUD 9 - AUD 12
Apples (1 kg)	AUD 4 - AUD 6
Bananas (1 kg)	AUD 3 - AUD 5
Tomatoes (1 kg)	AUD 4 - AUD 7
Cheese (500g)	AUD 5 - AUD 8
Coffee (200g)	AUD 5 - AUD 8
Restaurant Meal (inexpensive)	AUD 15 - AUD 25
Fast Food Combo Meal	AUD 10 - AUD 15

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Average Rent in Australia

Rent prices in Australia can vary significantly depending on the city, neighborhood, and type of accommodation.

Here is the rental prices across major and regional areas:

City/Area	Average Monthly Rent (AUD)	Accommodation Type
Sydney (Central Location)	AUD 1,800 - AUD 2,500	One-bedroom apartment with ensuite bathroom
Melbourne (Central Location)	AUD 1,800 - AUD 2,500	One-bedroom apartment with ensuite bathroom
Adelaide, Perth, Brisbane	AUD 1,400 - AUD 2,000	One-bedroom apartment (suburban areas)
Regional Areas & Small Towns	AUD 1,000 - AUD 1,500	One-bedroom apartment or shared accommodation

The rental market is competitive, and prices are influenced by factors such as the property type, proximity to public transport, and demand in the area. For those looking to save on rent, regional areas and smaller towns offer more affordable options.

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Cost of Living in Australia for Students: Public vs Private University Tuition Fees

The cost of living for students in Australia can vary depending on whether they attend a public or private university. Public universities are funded by the state government or subsidies, while private universities are funded by investors and have higher tuition fees.

Here is a comparison of average annual tuition fees for both types of universities:

University Name	Type of University	Average Annual Fees
University of Melbourne	Public	31,870 AUD (INR 17,57,000)
University of New South Wales	Public	23,140 AUD (INR 12,76,000)
University of Sydney	Public	44,500 AUD (INR 24,54,000)
The University of Queensland	Public	34,960 AUD (INR 19,28,000)
Australian National University	Public	31,628 AUD (INR 17,44,000)
Bond University	Private	43,200 AUD (INR 23,82,000)
Carnegie Mellon University	Private	58,000 AUD (INR 31,98,000)
Torrents University	Private	34,480 AUD (INR 19,01,000)
Avolande University	Private	34,736 AUD (INR 19,15,000)

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Cost of Living in Australia: Final Calculation

Australia is known for its high quality of life, excellent healthcare, and stable economy. However, as a student, the most important factor to consider is the cost of living.

Here’s an overall monthly expenses in Australia:

Cost of Living in Australia	Monthly Expenses (In AUD)
Accommodation	AUD 800 - AUD 2,500
Travel	AUD 300 - AUD 400
OHSC Cover	AUD 118
Utility Cost	AUD 270 - 490
Entertainment	AUD 100 - AUD 120
Personal/Miscellaneous Expenses	AUD 80 - AUD 90
Groceries & Food	AUD 65 - AUD 103
Total = AUD 1,733 - 3,202 (INR 96,576 - INR 1,78,441)

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Cost of Living in Australia: City Ranking and Price Index

Here is a ranking of major cities in Australia based on their cost of living, with their respective price indexes:

Ranking	City	Price Index
1st	Sydney	181
2nd	Melbourne	169
3rd	Brisbane	158
4th	Perth	156
5th	Adelaide	143
6th	Canberra	138
7th	Darwin	129
8th	Cairns	125
9th	Newcastle, Australia	124
10th	Wollongong	114
11th	Townsville	102

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Cost of Living in Australia: Cheapest Student Cities

The cost of living for students in Australia can vary depending on the city. Here are the top six most affordable cities for students:

Name of the city	Average cost of living per week
City of Adelaide, South Australia	AUD$ 377
Darwin, Australia Northern Territory	AUD$ 443
Perth, Western Australia	AUD$ 449
Hobart, Tasmania	AUD$ 475
Gold Coast, Queensland	AUD$ 482
Brisbane, Queensland	AUD$ 485
Canberra, The Australian Capital Territory	AUD$ 509

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Factors Impacting the Cost of Living in Australia

Several factors contribute to the overall cost of living in Australia, and understanding these can help you plan better. Here are the key factors:

1. Location

The cost of living in Australia can vary significantly based on your location. Urban areas, such as Sydney and Melbourne, are known for their higher cost of living due to high demand and limited space. In contrast, regional areas tend to be more affordable but may offer fewer amenities and services.

2. Lifestyle

Your personal lifestyle choices have a direct impact on your living expenses. For example, dining out regularly, spending on leisure activities, and entertainment can all add to your overall cost of living.

3. Housing

Housing costs, whether renting or buying, are one of the most significant expenses in Australia. Rental prices vary by city, with larger cities like Sydney and Melbourne having higher rental costs compared to smaller towns or regional areas.

4. Transportation

Transportation costs can also vary. Public transportation is generally affordable in major cities, making commuting easier for city dwellers. However, owning a car can significantly increase your expenses, especially considering fuel, insurance, and maintenance.

5. Utilities and Groceries

Utility costs, including electricity, water, and internet, can fluctuate based on the region and your consumption. Groceries can be more expensive in remote areas due to transportation costs for goods, while urban areas may offer more variety and competitive pricing.

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How Much Do People Earn in Australia? Average Salaries by Profession

As of 2024, the average income in Australia is approximately AUD 92,000 per year. The income needed to live comfortably varies based on your circumstances such as lifestyle, city, and household composition. Below is the income required for different living situations:

Living Situation	Annual Income Required (in AUD)
Student	AUD 25,000 - AUD 35,000 (Sufficient for students to manage living expenses)
Single (Bachelor)	AUD 50,000 - AUD 70,000 (To live comfortably in major cities like Sydney and Melbourne)
Couple (Combined)	AUD 80,000 - AUD 120,000 (To cover essential expenses such as housing, food, transportation, and entertainment)
Family (4 members)	AUD 120,000 - AUD 180,000 (To manage all living costs effectively)

Income by Job Profiles

The following table outlines the average salary for various job profiles in Australia:

Job Profile	Average Salary (in AUD)
Neurosurgeon	AUD 389,942 - AUD 1,023,102
Chief Executive Officer (CEO)	AUD 400,000 - AUD 204,000
Anaesthetist	AUD 380,000
Financial Analyst	AUD 300,000
Head of HR/HR Director	AUD 300,000
Legal Professionals	AUD 200,000
Construction Manager	AUD 175,000
Mining Engineer	AUD 180,000
Financial Investment Advisor	AUD 160,000
Pilot	AUD 160,000
Software Architect	AUD 150,000
Project Manager	AUD 116,000
Architect	AUD 109,000
Civil Engineer	AUD 88,800
Teacher	AUD 74,800
Registered Nurse	AUD 72,600
Accountant	AUD 66,100
Secretary	AUD 43,800

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How Expensive is Australia Compared to Other Countries?

Australia is known for its higher cost of living, ranking above 87% of countries worldwide. However, this is balanced by excellent healthcare, high wages, and social services.

Here's a quick comparison of the cost of living in Australia compared to other major cities:

City	Accommodation (1BHK)	Transportation (Monthly)	Meal for 2 People	Miscellaneous Expenses
Sydney	AUD 2,255.23	AUD 160	AUD 120	AUD 50 - 100
New York	$2,960	$132	$130	$200+
London	£1,100	£177	£80	£200 - £300
Singapore	S$2,000 - 4,000	S$1,000 - 1,500	S$92.50	S$200 - 400
Dubai	AED 4,904	AED 300	AED 300	AED 600
Tokyo	¥150,000 - 200,000	¥10,000 - 15,000	¥7,125	¥10,000 - 15,000
Berlin	€800 - 1,200	€80 - €90	€70	€100 - 200
Shanghai	CNY 3,785	CNY 250	CNY 200	CNY 440

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Average Cost of Living in Australia vs US

When planning to study abroad, students typically have two accommodation options: on-campus or off-campus. On-campus accommodation can help reduce overall living costs.

Here’s a comparison of the average monthly living expenses in Australia and the US, based on both off-campus and on-campus accommodation options.

Items	Monthly Cost in Australia	Monthly Cost in the US
Off-Campus Accommodation	AUD 800 (USD 512)	USD 525
On-Campus Accommodation	AUD 1,754 (USD 1,122.56)	USD 871
Transportation	AUD 150 (USD 96)	USD 70
Food Cost	AUD 780 (USD 499.2)	USD 527
Utility Cost	AUD 205 (USD 131.2)	USD 180
Entertainment	AUD 80 (USD 51.2)	USD 48
Groceries	AUD 68 (USD 43.52)	USD 52
Clothes	AUD 153 (USD 97.92)	USD 102
Total Cost with Off-Campus Accommodation	AUD 2,236 (USD 1,431.04)	USD 1,504
Total Cost with On-Campus Accommodation	AUD 3,190 (USD 2,041.6)	USD 1,850
Annual Cost of Living	AUD 26,832 (USD 17,172.48)	USD 18,048

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Tips to Save Money in Australia

Living in Australia can be costly, but there are several strategies to help reduce expenses:

1. Choose Your Location Wisely

The cost of living can vary significantly based on the state and university you choose. Research locations that offer lower living costs.

2. Avoid Bank Exchange Fees

Converting money into Australian dollars may incur additional fees from banks. Consider using trustworthy money exchange services within the country to avoid extra charges.

3. Cut Down on Everyday Expenses

Reduce costs by adopting simple habits like turning off electrical appliances when not in use, cooking meals at home, and using public transportation or cycling instead of owning a car.

4. Part-Time Jobs

Taking on part-time work can provide extra income to cover living expenses.

5. Apply for Scholarships

Many universities offer scholarships to help offset the high costs of living and tuition. Check with your institution for available options.

The cost of living in Australia varies based on location, lifestyle, and personal choices. Major cities like Sydney and Melbourne tend to be more expensive, while regional areas offer more affordable options. By considering factors such as accommodation, food, utilities, and entertainment, students can effectively manage their expenses and make the most of their time in Australia.

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Particulars	Details
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Collateral	Not Required
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