All Posts
/
USA vs Australia Study

USA vs Australia for Indian Students: Which Country is Better for Higher Studies?

Vaishali Pandey
Updated On:
Apr 3, 2025

Get Education Loan for Abroad

2 Days Disbursement. 3 Steps Process. 4 Docs to Submit

Thanks! We will reach out to you shortly.
Apply Now

Apply Education Loan

Up to Rs. 50 Lakhs for 10 Years.
10X Faster.

Thanks! We will reach out to you shortly.
Apply Now

The USA and Australia are two of the most preferred destinations for Indian students planning to study abroad. While the USA is known for its top-ranked universities, cutting-edge research, and diverse career opportunities, Australia attracts students with its affordable education, job-friendly policies, and PR pathways. Both countries offer excellent education and career prospects, but factors like tuition fees, visa regulations, work opportunities, and post-study benefits can influence your choice.

By the end of this blog, you will know

  • A detailed comparison of tuition fees, cost of living, visa processes, and work opportunities in the USA vs Australia for Indian students.
  • Insights into PR pathways, job prospects, and scholarship options in both countries.
  • A clear understanding of which destination aligns best with your academic goals, budget, and future career plans.

USA vs Australia for Indian Students: A Comparative Overview

Choosing between the USA and Australia for higher studies can be challenging, as both countries offer top-notch universities, excellent job opportunities, and diverse student life. However, factors such as living costs, visa policies, work permits, and part-time job opportunities can influence your decision. Below is a detailed comparison to help you make an informed choice.

Factors of Comparison

USA

Australia

Top Universities

MIT, Harvard, Stanford, CalTech, University of Pennsylvania

University of Melbourne, University of Sydney, UNSW, ANU, Monash

Capital City

Washington, D.C.

Canberra

Currency

US Dollar (USD)

Australian Dollar (AUD)

Geographical Size

7,741,220 sq. km

9,833,517 sq. km

Popular Student Cities

Boston, New York, San Francisco, Los Angeles, Chicago

Melbourne, Sydney, Brisbane, Adelaide, Canberra

Average Cost of Living (Annual)

USD 12,000 - USD 13,000 (varies by location)

AUD 29,710

Student Visa Fees

USD 185 (approx. ₹15,540)

AUD 1,600 (UG) = ₹89,459

AUD 1,945 (PG) = ₹1,08,749

Part-Time Work Permission

20 hours per week

48 hours per fortnight

Post-Study Work Permit

12 months

2-3 years

Planning to study abroad but worried about finances? Get the right education loan for abroad studies with low-interest rates, flexible repayment options, and hassle-free approvals. Fund your dream education in the USA, Australia, or any other top destination without financial stress.

Unlock Fast, Collateral-Free Education Loans with Propelld Today!

Cost of Living: USA vs Australia for Indian Students

For Indian students planning to study abroad, the USA vs Australia for Indian students is a crucial comparison, especially regarding the cost of living. Below is a detailed comparison of the cost of living in the USA and Australia:

The cost of living in the USA vs Australia for Indian students largely depends on the city, lifestyle, and spending habits. While Australia offers slightly lower average costs, some cities can be as expensive as major US metropolitan areas. Ultimately, students should budget wisely and explore financial aid options to manage their expenses effectively.

‍‍

Get your Loan Disbursed 10 times Faster than Banks. Apply Now.

USA vs Australia for Indian Students: Top Courses to Study 

The United States and Australia are home to world-renowned universities offering various undergraduate and postgraduate programs. While the USA is known for its STEM and business-related courses, Australia is a hub for healthcare, hospitality, and management degrees. Here’s a breakdown of the most sought-after courses in both countries:

Category

Popular Courses in the USA

Popular Courses in Australia

Technology & Engineering

Computer Science, IT, Data Science, Data Analytics, Electrical Engineering, Engineering Management

Information Technology, Engineering

Business & Management

MBA, Business Analytics

MBA, Accounting, Business Management

Science & Healthcare

Biomedical & Biotechnology

Health Care, Education

Creative & Design

Architecture, Arts & Design

Arts, Design, Hotel Management

Find the best country to study abroad for Indian students in 2025. Check out factors like tuition fees, job opportunities, post-study work permits, and overall quality of education.


Top-Ranked Universities in the USA vs Australia for Indian Students

Choosing the right university is crucial for international students. The QS World University Rankings 2025 highlight the best institutions worldwide. While the USA boasts several universities in the global top 50, Australia also has strong contenders offering quality education. Below is a comparison of the top universities in both countries:

Top Universities in the USA

QS World Ranking 2025

Top Universities in Australia

QS World Ranking 2025

Harvard University

#4

The University of Melbourne

#13

Stanford University

#6

The University of Sydney

#18

Massachusetts Institute of Technology (MIT)

#1

The University of New South Wales (UNSW Sydney)

#19

University of Pennsylvania

#11

Monash University

#37

University of California, Berkeley (UCB)

#12

The Australian National University

#30

Yale University

#23

The University of Queensland

#40

Princeton University

#22

The University of Western Australia

#77

University of Chicago

#21

The University of Adelaide

#82

California Institute of Technology (Caltech)

#10

University of Technology Sydney

#88

Johns Hopkins University

#32

RMIT University

#123

Invest in Your Future Without the Need for a Co-Applicant! Explore our Education Loans Now.

Comparison of Admission Criteria: USA vs Australia for Indian Students

When planning to study abroad, it's crucial to understand the admission requirements in different countries. The USA and Australia have distinct entry requirements for undergraduate and postgraduate programs. Below is a structured comparison of the USA vs Australia for Indian Students to help them make informed decisions.

Admission Criteria

United States

Australia

Undergraduate (UG) Entry

Requires completion of 12 years of schooling. SAT or ACT scores are generally required.

Completion of 12 years of pre-university education. No standardised tests like SAT/ACT are required.

Postgraduate (PG) Entry

A 4-year undergraduate degree is typically required. Indian students with a 3-year UG degree may need a bridging course.

A 3-year UG degree is accepted for most programs. Engineering programs may require a 4-year UG degree.

Standardised Exams

GRE is required for science, and GMAT for management courses.

GMAT is required for management courses; the GRE may be needed for certain science programs.

Alternative Acceptance

Some universities accept a 3-year UG degree from India if the student studies at a premier institute.

Direct PG admission is easier for Indian students as 3-year degrees are commonly accepted.

Work Experience

Not mandatory for most courses; however, MBA programs often require 2-5 years of experience.

Some management courses do not require work experience, but students without experience may need to pursue a graduate certificate or diploma first.

Language Proficiency

TOEFL or IELTS is required, irrespective of the degree.

IELTS, TOEFL, or PTE is required, though some universities may waive this requirement.

Dreaming of pursuing an MS in abroad? Check out the right university, understand the cost, and prepare for entrance exams and secure admission to a top institution. 

Comparing Study Costs: USA vs Australia

For students planning to pursue higher education abroad, understanding tuition fees and living expenses is crucial. Both the USA and Australia have different fee structures for undergraduate and postgraduate programs. Below is a comparative overview of the costs associated with studying in these two countries.

Undergraduate Course Expenses

Category

United States

Australia

Tuition Fees

B.Tech: INR 27.41 Lakh

BBA: INR 25.13 Lakh

BHM: INR 24.14 Lakh

B.Tech: INR 20.08 Lakh

BBA: INR 18.43 Lakh

BHM: INR 16.93 Lakh

Living Expenses

INR 10.5 Lakh per year

INR 16.62 Lakh per year

Program Duration

4 Years

3-4 Years

Accepted Exams

IELTS, TOEFL

IELTS, PTE

Wondering how much it costs to live in Australia as an Indian or international student? From accommodation to daily expenses, understanding the cost of living in Australia is essential for effective financial planning.

Postgraduate Course Expenses

Category

United States

Australia

Tuition Fees

MS: INR 24.01 Lakh

MBA: INR 28.45 Lakh

MS: INR 21.14 Lakh

MBA: INR 19.93 Lakh

Living Expenses

INR 10.5 Lakh per year

INR 16.62 Lakh per year

Program Duration

2 Years

1-2 Years

Accepted Exams

IELTS, TOEFL

IELTS, TOEFL

Australia generally offers shorter program durations and slightly lower tuition fees, whereas the USA has higher living expenses but a wider range of course options. These differences should be carefully considered while planning for higher education abroad.

Flexible Criteria for Co- Applicant Eligibility. Check Propelld Education Loans.

Student Visa & Post-Study Work Opportunities: USA vs Australia for Indian Students

For Indian students planning to study abroad, understanding the visa process and post-study work opportunities is crucial. Both the USA and Australia have distinct visa rules, costs, and work permissions that influence a student's decision. Below is a comparative analysis of the student visa requirements and post-study work options in the USA vs Australia for Indian students.

Student Visa Requirements: USA vs Australia for Indian Students

Category

USA Student Visa (F1)

Australia Student Visa (Subclass 500)

Application Process

Requires a compulsory interview and biometric verification.

No physical visa sticker is issued, and digital verification is used.

Cost

$185 MRV fee + $350 SEVIS fee (Total: $535); Additional $185 for dependents.

AUD 1,600 for UG, AUD 1,945 for PG.

Work Rights

Max 20 hours per week during classes; Up to 40 hours/week during breaks.

Can work up to 40 hours per fortnight.

Dependent Visa

Dependents cannot work unless they apply for a separate work visa.

Spouses of Master’s and PhD students can work full-time.

Stay Back Option

Can stay for up to 90 days after course completion without OPT approval.

Graduates can apply for a post-study work visa through the 485 subclass.

The USA vs Australia for Indian students comparison highlights that Australia offers better dependent work rights, while the USA has a more structured employment authorisation process.

Post-Study Work Opportunities in USA vs Australia for Indian Students

Aspect

USA Post-Study Work Visa (OPT & Co-Op)

Australia Post-Study Work Visa (Subclass 485)

Work Permit Type

Optional Practical Training (OPT) allows 12 months of work after graduation.

Graduate Work Stream (subclass 485) permits up to 2 years of work.

STEM Extension

STEM graduates can apply for a 3-year stay under OPT.

No specific STEM advantage; general post-study work permits apply.

Employment Process

The co-op program connects students to full-time job opportunities.

Graduates can directly apply for a post-study work visa.

Processing Time

OPT application takes around 90 days.

Visa processing varies but can take a few months.

For Indian students, comparing the USA vs Australia, the USA provides better post-study work flexibility for STEM graduates, while Australia has a straightforward work visa process with a fixed stay-back period.

Are you parent of a JEE/NEET aspirant?

Join the group and get latest updates, expert advice on counselling and college selection. Completely FREE!

Need guidance on funding your MBA College Fees?

Join the group and learn about the ways you can fund your MBA. Completely FREE!
Your Partner in Education. Enjoy Quick, Hassle-Free Student Loans with a Fully Digital Process.

Best Job Opportunities in the USA vs Australia for Indian Students

Finding a secure and high-paying job after completing studies is one of the biggest goals for international students. USA vs Australia for Indian students has been a long-standing debate when it comes to employment opportunities. Both countries have a strong job market, but the demand varies depending on the industry and sector. Here’s a breakdown of the most sought-after job sectors in each country.

Top Career Fields in the USA

The USA is home to some of the world’s leading industries, providing numerous opportunities for international students. Some of the most in-demand job fields include:

  • Technology & IT: Software engineers, data analysts, cybersecurity professionals, and AI specialists.
  • Finance & Business: Banking, investment analysis, accounting, and corporate finance roles.
  • Healthcare & Medicine: Doctors, nurses, pharmacists, and biomedical researchers.
  • Marketing & Advertising: Digital marketing, content strategy, and brand management.
  • Engineering Fields: Civil, mechanical, electrical, and aerospace engineering.

Best Job Sectors in Australia

When discussing USA vs Australia for Indian students, Australia is often favoured for its job stability and growing industries. Here are some top career fields for international students:

  • Education & Teaching: High demand for teachers, professors, and academic researchers.
  • Healthcare Services: Opportunities in nursing, medical research, and allied health professions.
  • Hospitality & Tourism: A booming industry with roles in hotel management and travel services.
  • IT & Computer Systems: Demand for network engineers, developers, and cybersecurity experts.
  • Accounting & Finance: Growing auditing, financial consulting, and taxation opportunities.

In the debate of the USA vs. Australia for Indian students, the USA offers high-paying roles in tech and finance, while Australia offers a balanced work-life culture and easier PR pathways. Both destinations are great, depending on career goals and industry demand.

Don't Let Fees Hold You Back! Get Hassle Free Education Loan from Propelld Today!

Permanent Residency: USA vs Australia for Indian Students

For Indian students aspiring to settle abroad after completing their education, obtaining permanent residency (PR) is crucial. The USA and Australia offer PR opportunities, but the eligibility requirements and processes vary significantly. The table below outlines key PR criteria in USA vs Australia for Indian students.

PR Criteria

USA (Green Card Process)

Australia (PR Process)

Employment Requirement

The applicant must have a specialised profession, such as a researcher, professor, or skilled worker.

The occupation must be listed under the Skilled Occupation List.

Work Experience & Education

Applicants working as multinational executives or managers may qualify under employment-based PR categories.

Candidates must fulfil both education and work experience requirements.

Health & Background Checks

Must clear medical tests and an extensive background verification.

An English proficiency test is mandatory along with a background check.

Immigrant Preference Category

Generally, applicants fall under second or third-preference employment-based immigration categories.

PR applicants must be sponsored or nominated by a family member, employer, or government.

Though the USA vs Australia for Indian students comparison shows both countries have strict PR policies, Australia's system is often perceived as more streamlined, while the USA has a lengthy Green Card process. Understanding these criteria helps students make informed decisions about their post-study settlement options.

Completely Digital Process. RBI Registered. Competitive Interest Rates. Apply Now!

Top Scholarships in the USA vs Australia for Indian Students

For international students, financial aid and scholarships play a crucial role in making education more accessible. Below is a list of prestigious scholarships available for Indian students in both the USA and Australia.

Scholarships in the USA

Scholarships in Australia

Fulbright-Nehru Research Fellowships

University of Queensland Postgraduate Coursework Scholarships

Tata Scholarships at Cornell

The University of Adelaide Ashok Khurana Scholarship for Indian Students

Stanford Reliance Dhirubhai Fellowships for Indian Students

Federation University Future Leader Scholarship Package for Brisbane Campus

Griffith Remarkable Scholarship

University of Queensland India-Australia BEL Excellence Scholarship

S.N. Bose Scholars Exchange Program

Monash International Scholarship For Excellence

Endeavour Awards

South Asia Excellence Scholarship

Western Sydney University Vice-Chancellor's Academic Excellence Scholarships

Yale University Fox International Fellowships

Both USA vs Australia for Indian students offer world-class scholarships to help ease financial burdens and attract talented individuals. The USA is known for its vast research-based fellowships, while Australia provides strong funding support for students seeking PR pathways. Understanding the eligibility criteria and application deadlines for these scholarships can significantly impact an applicant’s success in securing financial aid.

Climate Overview: USA vs Australia for Indian Students

For Indian students planning to study abroad, climate conditions play a vital role in deciding between USA vs Australia for Indian students. Below is a detailed overview of Climate in the USA and Australia:

Weather in the USA

The United States is geographically vast, leading to significant climate variations. The East Coast has warm summers and cold winters, while the Midwest experiences heavy snowfall during winter. The Pacific Northwest is known for its frequent rainfall, whereas the Southwest has a hot desert climate. Coastal areas like California enjoy a Mediterranean climate with mild winters and dry summers.

Weather in Australia

Australia's location in the Southern Hemisphere means its summer begins in December, and winter starts in June. Northern Australia has tropical conditions with warm temperatures year-round, while southern cities like Melbourne and Sydney experience cool winters. The central regions have arid conditions, similar to desert climates in the USA.

Weather Factor

USA

Australia

Nighttime Temperature

7.1°C

12.6°C

Daytime Temperature

18.7°C

24.4°C

Sunshine Hours

7.2 hours

8.0 hours

Rainy Days per Month

7 - 8 days

5 - 6 days

When comparing the USA vs Australia for Indian students, the choice of climate depends on personal preferences. Students who enjoy winter and seasonal changes may prefer the USA, while those looking for a more stable, warm climate may opt for Australia. Considering the weather before choosing a study destination can help in adapting better to the new environment.

Not with Propelld! Yes, You Don't Need a Collateral for an Education Loan with Propelld. Check Out Now!

USA vs Australia for Indian Students: Lifestyle, Safety & Leisure

Choosing between the USA vs Australia for Indian students requires careful evaluation of lifestyle, safety, and recreational opportunities. Both countries provide a high standard of living, but they differ in terms of cost, climate, safety, and leisure activities.

Factor

USA

Australia

Standard of Living

Varies significantly between states; major cities like New York and San Francisco are expensive but highly developed.

More balanced economic growth across cities; Sydney and Melbourne rank among the world's most livable cities.

Cost of Living

It can be highly expensive in major cities. It varies by location.

Generally lower than the USA, but recent increases in tuition and living expenses should be considered.

Safety

Crime rates are higher in certain cities; gun laws are less restrictive.

Lower crime rates and strict gun control laws make it a safer option.

Work-Life Balance

Fast-paced and competitive work culture in major cities.

More relaxed and student-friendly work policies.

Safety Ranking (2023 Global Peace Index):

  • Australia: Ranked 22nd (Safer environment)
  • USA: Ranked 131st (Higher crime rate)

Leisure & Outdoor Activities

Both the USA and Australia offer unique experiences for Indian students, but they cater to different interests.

Activity Type

USA

Australia

Outdoor Adventures

Hiking, camping, fishing, skiing, and national parks exploration.

Surfing, shark diving, white-water rafting, and trekking.

Climate & Environment

Extreme weather variations—hot summers in the south and freezing winters in the north.

Warmer, milder climate; best for outdoor activities year-round.

Beaches & Water Sports

Florida, California, and Hawaii offer beach life and water activities.

Home to world-famous beaches and the Great Barrier Reef.

USA vs Australia: Which is Better?

Both the USA and Australia are top choices for Indian students looking to study abroad. While the USA is known for its world-class universities and diverse job market, Australia offers a more affordable education and a simpler visa process.

  • Cost & Tuition: The USA has higher tuition fees but offers a wider range of scholarships. Australia is more budget-friendly but has a higher cost of living (15.71% more than in the USA).
  • Job Opportunities: The USA has better career prospects in tech, research, and business, while Australia provides easier post-study work options with PR pathways.
  • University Rankings: The USA dominates global rankings with institutions like MIT, Stanford, and Harvard, while Australia’s universities are also well-regarded worldwide.
  • Visa & PR: Australia’s visa policies are more student-friendly, while the USA has stricter F1 visa regulations but offers a strong job market post-graduation.

Choosing between the USA and Australia for Indian students comes down to individual priorities. If you’re looking for top-ranked universities, cutting-edge research, and a competitive job market, the USA is the way to go. 

On the other hand, if you prefer a more affordable education, an easier visa process, and a better quality of life, Australia might be the better fit. Both countries offer globally recognised degrees and strong career opportunities, so the best choice depends on your financial situation, field of study, and long-term goals. Do your research, weigh the pros and cons, and choose the destination that aligns with your future ambitions.

Why Propelld? 

Propelld provides education loans for students. With easy paperwork, flexible eligibility criteria, and convenient repayment schedules, Propelld helps students worldwide achieve their dreams quickly!  There are many more benefits to getting an education loan with Propelld. Take a look at them! 

Particulars

Details

Max Loan Amount

50 Lakhs

Collateral 

Not Required

Moratorium

Available

Processing Time

10 Times Faster than Banks

Disbursal Time

7 Days

Approval Rate

Higher than Other Banks

Special USP

Marks Based Approval

% Financed

100% of Fees

Get an education loan with Propelld today and achieve your dream by enrolling in your dream college!

Education Loan for Medical Colleges

MBBS | BDS | BAMS | Bsc Nusring |Or Pay Fees for Any Medical Course in India - Up to. Rs. 50 Lacs

Fund Your Education with Propelld

2 Days Disbursement. 3 Steps Process. 4 Docs to Submit

Thanks! We will reach out to you shortly.
Apply Now

No Collateral Education Loan - 10X Faster than Banks

Available in all top Coaching Institutes
Get Loan

FAQs About the USA vs Australia for Indian Students

What are the primary differences between the USA and Australian education systems for Indian students?

The USA offers a flexible curriculum, allowing students to explore various subjects before declaring a major. In contrast, Australia's education system is more structured, with students focusing on their chosen field from the outset.

Is USA better than Australia for higher education?

Both the USA and Australia offer world-class education, but their advantages depend on individual priorities. The USA is home to many Ivy League and top-ranked universities, offering extensive research opportunities. On the other hand, Australia provides more affordable education, better post-study work options, and a higher chance of permanent residency.

USA vs Australia for Masters: Which country has an easier admission process?

Australian universities typically have a simpler admission process, often without the need for GRE/GMAT scores. In contrast, US universities usually require standardised tests like GRE, GMAT, or TOEFL, making the application process more competitive.

How do tuition fees compare between the USA and Australia for Indian students?

Generally, the USA has higher tuition fees, ranging from $20,000 to $50,000 per year, depending on the institution and program. Australia's tuition fees are comparatively lower, averaging between AUD 20,000 to AUD 45,000 annually.

Is the cost of living higher in the USA or Australia for Indian students?

While both countries have cities with high living costs, Australia is often perceived as more affordable. However, recent data indicates that Australia's cost of living is approximately 15.71% higher than that of the USA.

What are the visa requirements for Indian students in the USA and Australia?

The USA requires an F1 visa, which involves a rigorous application process, including proof of financial stability and an interview. Australia offers a more straightforward Student Visa (subclass 500) process, with pathways to post-study work visas and potential permanent residency.

What are the major disadvantages of studying in USA for Indian students?

High tuition fees and living costs

Complex visa and immigration policies

Intense academic competition

Uncertainty in securing jobs due to strict H1-B visa policies

Expensive healthcare compared to Australia

Are Indian three-year undergraduate degrees accepted for postgraduate programs in the USA and Australia?

In the USA, a four-year undergraduate degree is typically required for postgraduate studies; Indian students with a three-year degree may need additional qualifications or bridging courses. Australia generally accepts three-year undergraduate degrees for most postgraduate programs.

How do the climates of the USA and Australia differ, and how might this affect Indian students?

The USA experiences a wide range of climates, from harsh winters in the north to milder conditions in the south. Australia generally has a warmer climate, with mild winters and hot summers, which might be more comfortable for students from India's diverse climates.

What standardised tests are required for admission to universities in the USA and Australia?

In the USA, standardised tests like the SAT or ACT are commonly required for undergraduate admissions, and exams like the GRE or GMAT are for postgraduate programs. In Australia, standardised tests are not typically required for undergraduate admissions, but exams like the GMAT may be needed for certain postgraduate courses.

Is work experience necessary for MBA programs in the USA and Australia?

In the USA, MBA programs often prefer candidates with 2-5 years of professional experience. In Australia, while some MBA programs value work experience, there are options for recent graduates, though they may need to pursue a graduate certificate or diploma first.

How do the cultural environments of the USA and Australia compare for Indian students?

Both countries are culturally diverse and welcoming to international students. The USA offers a vast array of cultural experiences due to its size and diversity, while Australia is known for its laid-back lifestyle and multicultural cities.

Are there differences in the academic calendars of universities in the USA and Australia?

Yes, the USA academic year usually starts in August or September and ends in May or June. In Australia, the academic year typically begins in February or March and concludes in November, aligning with the Southern Hemisphere's calendar.

How do part-time work opportunities for students differ between the USA and Australia?

In the USA, F1 visa holders can work on-campus up to 20 hours per week during academic terms. Off-campus employment is restricted and requires authorisation. In Australia, student visa holders can work up to 40 hours per fortnight during academic sessions and unlimited hours during scheduled breaks.

What are the housing options for Indian students in the USA and Australia?

In both countries, students can choose between on-campus housing and off-campus accommodations. On-campus housing provides convenience and easy access to university facilities. Off-campus options might offer more independence and can sometimes be more affordable, depending on the location.

Join Group for JEE & NEET Updates
Fund Your Higher Education with Us

Propelld Education Loan

3 Days Disbursal
Collateral Free Loans
10X Faster than Banks
"Propelld’s innovative approach and creative solutions made the daunting task of securing a loan an artful experience."
Tanuj Masiwal
IIM Ahmedabad
Let's Get the Best Offer for You
Thanks! We will reach out to you shortly.