I need a loan of ₹3,50,000. What subsidy and interest rate will I have to pay, and how long will I have to repay the loan?

If you need a loan of ₹3,50,000, the interest rate and subsidy will depend on the bank and any applicable government schemes. For education loans, interest rates typically range from 8% to 12%, and repayment periods can be up to 15 years. If you qualify for an interest subsidy under schemes like the Central Sector Interest Subsidy (CSIS), the government may cover the interest during the moratorium period. Be sure to inquire with banks about subsidies and specific interest rates. Repayment generally starts after the moratorium period, which lasts until your course is complete and you secure a job.