Should I apply for an education loan through CSIS, or is it better to go directly through the bank? Which is the best option?

Both options—CSIS (Central Sector Interest Subsidy Scheme) and direct application through the bank—are viable. CSIS offers an interest subsidy for students from economically weaker sections (EWS) during the moratorium period, which can reduce your overall repayment burden. However, applying directly through the bank may offer more flexibility in loan amounts and terms. It’s essential to assess your financial situation and eligibility for CSIS before deciding. If you qualify for CSIS, it may be the better option as it lowers interest costs.