The USA is among the top choices for international students because of its quality education, culture, exciting campus life, and job opportunities. However, studying in the U.S. can be expensive, especially regarding daily living costs. On average, international students spend around USD 1,000 - 2,000 per month on living expenses and about USD 10,000 - 25,000 per year.
These costs include accommodation, food, transport, books, clothing, and entertainment. There are also personal and other miscellaneous expenses to consider.
By the end of this blog, you will know
- The average monthly cost of living in US for Indian students includes food, rent, transportation, and utilities.
- A detailed comparison of costs across cities and lifestyles, helping you estimate your budget whether you're single, living as a couple, or with a family.
- Insights into education, transportation, and food expenses, enabling you to make informed financial decisions before moving to the U.S.
Cost of Living in USA for Indian Students: Highlights
Below are the key highlights of the cost of living in US:
|
Item
|
Average Price
|
Price Range
|
|
Restaurants
|
|
Meal, Inexpensive Restaurant
|
INR 250
|
INR 100 - INR 500
|
|
Meal for 2 People, Mid-range Restaurant, Three-course
|
INR 1,200
|
INR 700 - INR 3,000
|
|
McMeal at McDonald's (or Equivalent Combo Meal)
|
INR 350
|
INR 280- INR 500
|
|
Cappuccino (regular)
|
INR 161
|
INR 50 - INR 350
|
|
Coke/Pepsi (0.33 litre bottle)
|
INR 36
|
INR 25 - INR 60
|
|
Water (0.33 litre bottle)
|
INR 14
|
INR 10 - INR 20
|
|
Markets
|
|
Milk (1 litre)
|
INR 60
|
INR 44 - INR 75
|
|
Bread (500g)
|
INR 43
|
INR 25 - INR 70
|
|
Rice (1kg)
|
INR 60
|
INR 40 - INR 100
|
|
Eggs (12)
|
INR 80
|
INR 60 - INR 120
|
|
Local Cheese (1kg)
|
INR 455
|
INR 230 - INR 1,000
|
|
Chicken Fillets (1kg)
|
INR 260
|
INR 150 - INR 450
|
|
Buffalo Meat (1kg)
|
INR 490
|
INR 200 - INR 850
|
|
Apples (1kg)
|
INR 180
|
INR 80 - INR 299
|
|
Banana (1kg)
|
INR 60
|
INR 40 - INR 120
|
|
Oranges (1kg)
|
INR 90
|
INR 40 - INR 200
|
|
Tomato (1kg)
|
INR 48
|
INR 20 - INR 80
|
|
Potato (1kg)
|
INR 36
|
INR 17 - INR 50
|
|
Onion (1kg)
|
INR 41
|
INR 20 - INR 66
|
|
Lettuce (1 head)
|
INR 45
|
INR 20 - INR 100
|
|
Water (1.5-litre bottle)
|
INR 28
|
INR 20 - INR 35
|
|
Bottle of Wine (Mid-Range)
|
INR 700
|
INR 300 - INR 1,500
|
|
Domestic Beer (0.5 litre bottle)
|
INR 150
|
INR 98 - INR 250
|
|
Imported Beer (0.33 litre bottle)
|
INR 255
|
INR 150 - INR 450
|
|
Cigarettes 20 Pack (Marlboro)
|
INR 350
|
INR 250 - INR 400
|
|
Transportation
|
|
One-way Ticket (Local)
|
INR 30
|
INR 15 - INR 60
|
|
Monthly Pass
|
INR 900
|
INR 250 - INR 2,000
|
|
Taxi Start (Normal Tariff)
|
INR 80
|
INR 29 - INR 150
|
|
Taxi per km
|
INR 25
|
INR 15 - INR 50
|
|
Taxi 1-hour Waiting
|
INR 150
|
INR 100 - INR 200
|
|
Gasoline (1 litre)
|
INR 100
|
INR 96 - INR 110
|
|
VW Golf (New)
|
INR 1,200,000
|
INR 1,000,000 - INR 1,800,000
|
|
Toyota Corolla Sedan (New)
|
INR 1,950,000
|
INR 1,600,000 - INR 2,500,000
|
|
Utility
|
|
Basic Utilities (85m² Apartment)
|
INR 3,400
|
INR 2,000 - INR 8,000
|
|
Mobile Plan (10 GB+ Data)
|
INR 300
|
INR 200 - INR 600
|
|
Internet (60 Mbps or More)
|
INR 600
|
INR 500 - INR 1,000
|
|
Sports and Leisure
|
|
Fitness Club (Monthly Fee)
|
INR 1,300
|
INR 500 - INR 3,000
|
|
Tennis Court (1 Hour Weekend)
|
INR 600
|
INR 300- INR 1,012
|
|
Cinema Ticket
|
INR 300
|
INR 200 - INR 500
|
|
Childcare
|
|
Preschool (Full Day, Private, Monthly)
|
INR 6,000
|
INR 2,700 - INR 15,000
|
|
International Primary School (Yearly)
|
INR 1.5 lakhs
|
INR 72,000 - INR 4.4 lakhs
|
|
Clothing and Shoes
|
|
Jeans (Levis or Similar)
|
INR 2,000
|
INR 999 - INR 4,000
|
|
Summer Dress (Zara, H&M)
|
INR 2,200
|
INR 1,000 - INR 4,000
|
|
Nike Running Shoes
|
INR 3,900
|
INR 2,000 - INR 7,000
|
|
Men's Leather Business Shoes
|
INR 2,800
|
INR 1,500 - INR 5,000
|
|
Rent Per Month
|
|
Apartment (1 BHK, City Centre)
|
INR 16,000
|
INR 8,000 - INR 58,000
|
|
Apartment (1 BHK, Outside Centre)
|
INR 10,000
|
INR 5,000 - INR 47000
|
|
Apartment (3 BHK, City Centre)
|
INR 37,000
|
INR 18,000 - INR 1.5 lakhs
|
|
Apartment (3 BHK, Outside Centre)
|
INR 22,900
|
INR 12,000 - INR 75,000
|
|
Buy Apartment Price
|
|
Price/m² (City Centre)
|
INR 1.3 lakhs
|
INR 65,000 - INR 5.6 lakhs
|
|
Price/m² (Outside Centre)
|
INR 74,000
|
INR 40,000- INR 2.6 lakhs
|
|
Salaries and Financing
|
|
Avg Monthly Net Salary (After Tax)
|
INR 47000
|
—
|
|
Mortgage Interest Rate (20 Years Fixed)
|
8.99%
|
7.00% - 12.00%
|
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Average Cost of Living in US for Bachelors, Couples & Families
Below is the average monthly cost of living in the USA for individuals, couples, and families:
|
Expense Category
|
Singles
|
Couples
|
Families
|
|
Accommodation
|
$1,000 – $4,000
|
$3,000 – $5,000
|
$1,500 – $8,000
|
|
Food (per meal)
|
$12 – $35
|
$50 – $140
|
$100 – $300
|
|
Transportation
|
$40 – $130
|
$80 – $250
|
$150 – $500
|
|
Utilities
|
$125 – $350
|
$250 – $700
|
$400 – $1,000
|
|
Entertainment (cinema ticket)
|
$10 – $20
|
$20 – $40
|
$40 – $80
|
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Living Expenses in USA for International Students
Housing is often the biggest monthly expense for individuals and families living in the United States, and costs can vary greatly depending on the city and type of housing.
Buying a Home
Here is a look at the median home values in different parts of the U.S.:
|
City/Area
|
Median Home Value (USD)
|
|
National Average
|
$226,800
|
|
San Jose, CA / Honolulu, HI
|
$338,900
|
|
Flint, MI / El Paso, TX
|
Below $130,000
|
Cost of Living in USA with Rent
Below is a comparison of the average monthly rent for a one-bedroom apartment in different U.S. cities:
|
City
|
Average Monthly Rent (1BHK)
|
|
San Francisco
|
$4,000
|
|
New York City
|
$3,300
|
|
Boston
|
$3,200
|
|
Texas (avg.)
|
$2,000
|
|
Ohio (avg.)
|
$1,000
|
Additional Housing Expenses
Other housing-related costs you should be aware of include:
- Property Taxes – Based on local tax rates and property value
- Homeowners Insurance – Varies by location and home type
- Maintenance & Repairs – Especially for older or larger homes
- Utilities – May or may not be included in rent
Cost of Education in the US for a Single Person
The table below gives an overview of the average yearly expenses for undergraduate students in the U.S.
|
Institution Type
|
Tuition Fees (per year)
|
Housing & Accommodation (per year)
|
|
Public Four-Year Colleges
|
$30,780
|
$13,310
|
|
Private Non-Profit Four-Year Colleges
|
$43,350
|
$15,250
|
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Cost of Living in US: Transportation Costs
Transportation is a key part of daily life in the U.S., and costs can vary based on the mode of travel and the city. Here's a breakdown of typical transportation expenses:
Average Transportation Costs
|
Expense Type
|
Average Cost (USD)
|
|
Public Transportation (Single Ride)
|
NYC: $2.75, LA: $1.75
|
|
Ride-Sharing (Per Ride)
|
$30 – $50 (Airport to University)
|
|
Car Rental (Per Week)
|
$300 – $500
|
|
Car Ownership (Used Car)
|
$2,000 – $10,000 (one-time purchase)
|
Public Transportation
|
City
|
Single Ride (USD)
|
Monthly Pass (USD)
|
|
New York City
|
$2.75
|
$127
|
|
Los Angeles
|
$1.75
|
$100
|
Ride-Sharing Services
|
Trip Type
|
Average Cost (USD)
|
|
Airport to University (Longer)
|
$30 – $50
|
|
Short City Ride
|
$10 – $20
|
Car Rental Costs
|
Rental Duration
|
Average Cost (USD)
|
|
1 Day (Standard Car)
|
$60 – $80
|
|
1 Week
|
$300 – $500
|
Car Ownership
|
Ownership Type
|
Estimated Cost (USD)
|
|
Used Car (One-Time)
|
$2,000 – $10,000
|
|
Insurance & Registration (Annual)
|
Several hundred dollars
|
|
Maintenance & Repairs
|
Varies by car age and condition
|
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Cost of Living in US: Food Cost
Food is a major part of the monthly budget, and prices can vary depending on where and how you shop or dine. Here is a detailed look at typical food-related expenses in the U.S.
Average Food Expenses Overview
|
Expense Type
|
Average Cost (USD)
|
|
Groceries (Monthly)
|
$250 – $350
|
|
Eating Out
|
McDonald's: $7, Applebee’s: $15, Cheesecake Factory: $30
|
|
Farmers' Market
|
Usually cheaper than grocery stores
|
|
Gluten-Free Bread
|
$5
|
|
Regular Bread
|
$2
|
|
Wine (Per Bottle)
|
$10
|
Grocery Costs
|
Store Type
|
Monthly Cost (USD)
|
|
Supermarkets (Walmart, Kroger)
|
$250 – $350
|
|
Premium/Organic Stores
|
Higher, depending on the choice
|
Eating Out
|
Restaurant Type
|
Average Cost per Meal (USD)
|
|
Fast Food (McDonald’s)
|
$7
|
|
Casual Dining (Applebee’s)
|
$15
|
|
Upscale (Cheesecake Factory)
|
$30
|
Farmers' Markets
|
Item Type
|
Cost Comparison
|
|
Fruits & Vegetables
|
Usually cheaper than regular grocery stores
|
Special Dietary Needs
|
Product
|
Average Price (USD)
|
|
Gluten-Free Bread
|
$5
|
|
Regular Bread
|
$2
|
Cost of Living in US: Utility
Utilities are essential for day-to-day living, and their cost varies by location, provider, and usage. Here is an overview of common utility expenses across the United States.
Average Utility Expenses Overview
|
Utility Type
|
Average Cost
|
|
Electricity
|
$0.09 to $0.35 per kWh
|
|
Gas
|
$2.00 to $3.00 per therm
|
|
Water
|
$2.50 per 1,000 gallons
|
|
Sewer Services
|
$4.50 per 1,000 gallons
|
|
Garbage Collection
|
$17.00 per month
|
Electricity
|
Detail
|
Information
|
|
Cost Range
|
$0.09 – $0.35 per kWh
|
|
National Average
|
$0.13 per kWh
|
|
Additional Charges
|
Up to 10% in taxes and service fees
|
Gas
|
Region
|
Average Cost per Therm
|
|
General Range
|
$2.00 – $3.00
|
|
Cold States (e.g. Minnesota)
|
Higher due to demand
|
Water
|
Detail
|
Average Cost
|
|
National Average
|
$2.50 per 1,000 gallons
|
|
Low Range
|
$0.50 per 1,000 gallons
|
|
High Range
|
$7.00 per 1,000 gallons
|
|
States with Higher Cost
|
California (due to drought)
|
Sewer Services
|
Region/Type
|
Average Cost per 1,000 Gallons
|
|
National Average
|
$4.50
|
|
Low Range
|
$2.00
|
|
High Range
|
$18.00
|
Garbage Collection
|
Service Type
|
Monthly Cost Range
|
|
National Average
|
$17.00
|
|
Lowest
|
$10.00
|
|
Highest
|
$30.00
|
Cost of Living in US: Childcare Costs
Below are the childcare options and their associated costs in the United States.
|
Type of Childcare
|
Average Weekly Cost
|
Description
|
Additional Information
|
|
Daycare Centers
|
$200 – $400
|
Structured care with educational activities for infants to preschoolers. State-licensed.
|
Costs depend on location and facility.
|
|
Home-based Daycare
|
$150 – $300
|
Smaller personal care often runs from caregivers’ homes. More affordable. Licensing varies by state.
|
Check if licensed for safety.
|
|
Nannies
|
$600 – $800
|
Personalised care at home is ideal for busy families. More expensive.
|
Available on platforms like Care.com and Sittercity.
|
|
Preschools (Private)
|
$1,377/month (full day)
|
Focus on social and educational activities for children aged 3-5.
|
The average monthly cost for a full-day private preschool.
|
|
International Primary School
|
$22,582/year
|
International schools offer primary education, typically for expatriate families.
|
Annual cost for one child.
|
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Cost of Living in US: Miscellaneous Expenses
Apart from essential expenses like housing, food, and utilities, several other costs contribute to the average cost of living in the U.S. Here are miscellaneous monthly expenditures.
Average Miscellaneous Expenses
|
Category
|
Average Monthly Cost / Range
|
|
Entertainment
|
Movie: $15/ticket, Events: $20 – $100
|
|
Healthcare
|
$400 – $1,000
|
|
Internet
|
$30 – $200
|
|
Cable TV
|
$50 – $200
|
|
Personal Care
|
$50 – $70
|
Entertainment
|
Type of Entertainment
|
Cost
|
|
Movie Ticket
|
$15 per ticket
|
|
Sporting Events & Concerts
|
$20 – $100+ per ticket
|
|
Mid-range Dinner
|
$15 – $30 per person
|
Healthcare
|
Expense Type
|
Estimated Monthly Cost
|
|
Health Insurance Premiums
|
$400 – $1,000+
|
|
Out-of-pocket Costs & Deductibles
|
Additionally, based on the plan
|
Internet and Cable
|
Service Type
|
Cost Range (Monthly)
|
|
Internet
|
$30 – $200
|
|
Cable
|
$50 – $200
|
|
Extra Charges
|
Installation, rentals, taxes
|
Clothing
|
Type of Clothing
|
Estimated Cost per Item
|
|
Low-End (T-Shirts, Jeans)
|
$10 – $30
|
|
High-End / Designer
|
$50 – $300+
|
Personal Care
|
Item Type
|
Price Range
|
|
Basics (Shampoo, Lotion)
|
$3 – $10 per item
|
|
Premium (Makeup, Skincare)
|
$15 – $50+ per item
|
Gym
|
Gym Brand
|
Monthly Price (USD)
|
|
Planet Fitness
|
From $15
|
|
24 Hour Fitness
|
From $9.99 - $64.99
|
|
LA Fitness
|
From $39.99
|
|
Gold's Gym
|
From $29.99
|
|
Equinox
|
From $200
|
|
Anytime Fitness
|
$41
|
|
Crunch Fitness
|
From $67
|
|
Fitness Club (average)
|
$46.60 (roughly €42)
|
Mobile Phone Plan
When setting up mobile service in the U.S., you can choose between prepaid SIM cards and contract plans. Prepaid options are great for newcomers as they require no credit checks, while contracts offer more stability but need ID and credit approval.
Major Mobile Service Providers
|
Provider
|
Plan Type
|
Monthly Cost Range
|
Features
|
|
Verizon
|
Contract/Prepaid
|
$35 – $80
|
Excellent coverage, especially in rural areas; unlimited data, calls, texts
|
|
AT&T
|
Contract/Prepaid
|
$30 – $75
|
Reliable service, wide coverage, flexible plan options
|
|
T-Mobile
|
Prepaid/Contract
|
$30 – $70
|
Affordable pricing; unlimited data options available
|
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Budget-Friendly Providers
|
Provider
|
Plan Type
|
Monthly Cost
|
Features
|
|
Mint Mobile
|
Prepaid
|
Starts at $15
|
4GB data; no contracts; great for budget users
|
|
Visible
|
Prepaid
|
$30
|
Runs on Verizon’s network; unlimited data and calls
|
eSIM Availability
|
Provider
|
Details
|
|
T-Mobile
|
Compatible with most phones; low/no activation fee
|
|
AT&T
|
Supports eSIM activation online or in-store
|
|
Verizon
|
Offers eSIM for compatible devices
|
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Average Cost of Living in U.S. Per Year
The table below outlines the average yearly expenses international students might incur while studying in the United States:
|
Expense Category
|
Estimated Yearly Cost (USD)
|
|
Books and Study Materials
|
900 – 2,000
|
|
Travel
|
300 – 700
|
|
Accommodation
|
9,800 – 11,100
|
|
Electricity
|
1,200 – 1,800
|
|
Food (On-Campus)
|
3,000
|
|
Food (Off-Campus)
|
4,800 – 7,200
|
|
Phone Subscription
|
600
|
|
Home Internet
|
540 – 600
|
|
Health Insurance
|
700 – 1,100
|
|
Clothing
|
500
|
|
Water, Trash, Sewer
|
600 – 900
|
Average Cost of Living in US Per Month
Living in the USA can be expensive, and how much you spend depends on where you live and your lifestyle. Here is what a person might spend each month:
|
Expense
|
Monthly Cost (USD)
|
|
Rent (1-bedroom apartment)
|
$1,500 – $2,500
|
|
Utilities (electricity, water, etc.)
|
$150 – $300
|
|
Groceries
|
$300 – $500
|
|
Eating Out
|
$150 – $300
|
|
Transportation (bus, gas, insurance)
|
$100 – $300
|
|
Health Insurance
|
$200 – $600
|
|
Entertainment
|
$100 – $300
|
|
Internet & Phone
|
$80 – $150
|
|
Clothes
|
$50 – $150
|
|
Other Personal Expenses
|
$100 – $200
|
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Cost of Living in US for Different States
The cost of living in the USA varies greatly depending on the city or state. For Indian or international students, big cities like New York and San Francisco tend to be more expensive than suburban areas like Texas or New Orleans.
Below is a comparison of average monthly living expenses in urban and suburban cities.
|
City
|
Average Monthly Expenses
|
|
New York
|
USD 3,300
|
|
California
|
USD 4,000
|
|
Boston
|
USD 3,316
|
|
San Francisco
|
USD 4,000
|
Suburban Cities
|
City
|
Average Monthly Expenses
|
|
Atlanta
|
USD 2,200
|
|
New Orleans
|
USD 2,000
|
|
Philadelphia
|
USD 1,300
|
|
Seattle
|
USD 2,500
|
|
Texas
|
USD 2,000
|
|
Illinois
|
USD 1,470
|
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Cost of Living in New York City
|
Category
|
Singles
|
Couples
|
Families
|
|
Accommodation
|
USD 3,000–5,000/month
|
USD 3,500–10,000/month
|
USD 6,500–15,000/month
|
|
Food
|
USD 17–55/meal
|
USD 80–200/meal
|
USD 150–400/meal
|
|
Transportation
|
USD 120–170/month
|
USD 200–300/month
|
USD 400–500/month
|
|
Utilities
|
USD 100–300/month
|
USD 200–500/month
|
USD 400–800/month
|
|
Entertainment
|
USD 15–25/ticket
|
USD 30–50/ticket
|
USD 60–100/ticket
|
Cost of Living in Los Angeles
|
Category
|
Singles
|
Couples
|
Families
|
|
Accommodation
|
USD 2,000–3,500/month
|
USD 3,000–5,000/month
|
USD 4,000–7,000/month
|
|
Food
|
USD 20–40/meal
|
USD 70–170/meal
|
USD 100–300/meal
|
|
Transportation
|
USD 70–110/month
|
USD 140–200/month
|
USD 280–400/month
|
|
Utilities
|
USD 100–300/month
|
USD 200–600/month
|
USD 400–1,000/month
|
|
Entertainment
|
USD 50–100/ticket
|
USD 100–200/ticket
|
USD 200–400/ticket
|
Cost of Living in Chicago
|
Category
|
Singles
|
Couples
|
Families
|
|
Accommodation
|
USD 2,000–3,000/month
|
USD 2,500–4,500/month
|
USD 4,000–6,000/month
|
|
Food
|
USD 15–40/meal
|
USD 65–150/meal
|
USD 100–300/meal
|
|
Transportation
|
USD 70–100/month
|
USD 140–200/month
|
USD 280–400/month
|
|
Utilities
|
USD 100–300/month
|
USD 500–600/month
|
USD 800–1,000/month
|
|
Entertainment
|
USD 12–20/month
|
USD 24–40/month
|
USD 48–80/month
|
Cost of Living in Houston
|
Category
|
Singles
|
Couples
|
Families
|
|
Accommodation
|
USD 1,200–2,000/month
|
USD 2,000–4,000/month
|
USD 4,000–8,000/month
|
|
Food
|
USD 10–40/meal
|
USD 50–150/meal
|
USD 100–300/meal
|
|
Transportation
|
USD 70–120/month
|
USD 140–240/month
|
USD 280–500/month
|
|
Utilities
|
USD 150–400/month
|
USD 300–800/month
|
USD 600–1,000/month
|
|
Entertainment
|
USD 10–20/month
|
USD 20–40/month
|
USD 40–80/month
|
Cost of Living in Miami
|
Category
|
Singles
|
Couples
|
Families
|
|
Accommodation
|
USD 2,200–3,800/month
|
USD 3,500–6,000/month
|
USD 4,000–7,500/month
|
|
Food
|
USD 20–50/meal
|
USD 70–175/meal
|
USD 150–300/meal
|
|
Transportation
|
USD 100–125/month
|
USD 200–250/month
|
USD 400–500/month
|
|
Utilities
|
USD 100–250/month
|
USD 200–500/month
|
USD 400–1,000/month
|
|
Entertainment
|
USD 12–25/month
|
USD 24–50/month
|
USD 48–100/month
|
Factors Impacting the Cost of Living in the US for Indian Students
Here are the significant factors that influence living costs in the U.S.:
1. Location Matters
Big cities, especially on the East and West coasts like New York and Los Angeles, are more expensive than smaller towns or rural areas.
2. Lifestyle Habits
Daily choices such as how often you eat out, travel, or engage in entertainment can significantly impact your monthly spending.
3. Housing Type
Whether you rent, own a home, or share an apartment significantly influences your overall living expenses.
4. Utilities and Bills
The cost of electricity, water, phone, and internet services can vary depending on your state and service provider.
5. Healthcare Costs
Medical care in the U.S. is expensive. Most people rely on health insurance to reduce the burden of medical expenses.
Wondering if Canada or the USA is the best choice for you? Compare education systems, costs, and PR options. Get in touch today for expert advice to help you decide where to study!
Cost of Living in US: Expensive States to Live In
Below are the top five most expensive states, the cost of living.
|
State
|
Average Home Price
|
Monthly Energy Bill
|
Annual Homeowners Insurance
|
|
California
|
$1,708 (San Jose)
|
$295
|
$2,124
|
|
Hawaii
|
$1,674 (Honolulu)
|
$360
|
$1,883
|
|
Massachusetts
|
$961 (Boston)
|
$303
|
$2,226
|
|
Montana
|
$792 (Bozeman)
|
$177
|
$1,755
|
|
Colorado
|
$651 (Denver)
|
$145
|
$2,650
|
What is the Average Income in the USA?
Income levels in the USA can vary significantly based on factors like job type, industry, and location. Here is a general income estimate for students, singles, couples, and families:
- Students: Budget between USD 1,100 to USD 1,200 per month.
- Singles: Monthly budget of USD 1,000 to USD 1,500.
- Couples: Combined monthly income of USD 6,372.
- Families (4 people): Typical monthly expenses range from USD 7,189.
Below are the salaries in popular job sectors
|
Job Profile
|
Median Salary (USD)
|
|
Market Research Analyst
|
65,810
|
|
Financial Manager
|
134,180
|
|
Computer Manager
|
151,150
|
|
Software Developer
|
110,140
|
|
Web Developer
|
77,200
|
|
Technical Writer
|
74,650
|
|
Statistician
|
93,290
|
|
Medical Assistant
|
35,850
|
|
Health Services Manager
|
104,280
|
|
Nurse Practitioner
|
116,670
|
Cost of Living in US Compared to Other Countries
The cost of living in the USA, especially in cities like New York and Los Angeles, is generally higher than in many other countries. Housing, healthcare, education, and transportation can be costly.
Here is a comparison of expenses with other major cities:
|
City
|
Accommodation (Monthly)
|
Transportation (Monthly)
|
Dining for Two (3 Courses)
|
Other Monthly Expenses
|
|
New York
|
Starting USD 3,000
|
Starting USD 200
|
Starting USD 80
|
Starting USD 100
|
|
London
|
Starting EUR 2,000
|
Starting EUR 200
|
Starting EUR 100
|
Starting EUR 200
|
|
Jakarta
|
Starting IDR 5,000,000
|
Starting IDR 100,000
|
Starting IDR 50,000/meal
|
Starting IDR 750,000
|
|
Sydney
|
Starting AUD 650
|
Starting AUD 160
|
Starting AUD 150
|
Starting AUD 190
|
|
Madrid
|
Starting EUR 1,000
|
Starting EUR 50
|
Starting EUR 60
|
Starting EUR 150
|
Tips for Reducing the Cost of Living in US
Here are some practical tips to help reduce the cost of living in the USA:
- Share an apartment or consider renting a more affordable place.
- Cook meals at home instead of dining out to save money.
- Cancel unused subscriptions and memberships.
- Use public transportation to reduce the cost of owning a private vehicle.
- Conserve energy by using LED bulbs and turning off lights when not in use.
- Look for discounts for students, seniors, or employees before making purchases.
- Avoid credit card debt, as it can lead to high interest charges.
- Stick to a shopping list to avoid impulse buying.
- Use budgeting apps to track your spending and find areas to save.
- Look for free or inexpensive local activities, like community events or museums.
The cost of living in US can be expensive, but with smart budgeting and planning, you can manage it well. Knowing the average costs in advance helps you prepare financially and avoid surprises once you arrive.
Why Propelld?
Propelld helps students by offering easy and flexible education loans. It has a quick approval process, doesn't ask for too many documents, and lets you pay in smaller parts over time. This makes it easier for students to focus on their studies without worrying too much about money.
The following are the primary benefits of Propelld.
|
Particulars
|
Details
|
|
Max Loan Amount
|
50 Lakhs
|
|
Collateral
|
Not Required
|
|
Moratorium
|
Available
|
|
Processing Time
|
10 Times Faster than Banks
|
|
Disbursal Time
|
7 Days
|
|
Approval Rate
|
Higher than Other Banks
|
|
Special USP
|
Marks Based Approval
|
|
% Financed
|
100% of Fees
|
Take the next step in your academic journey - Apply for an education loan today!
Are you parent of a JEE/NEET aspirant?
Join the group and get latest updates, expert advice on counselling and college selection. Completely FREE!
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Cost of Living in US: Childcare Costs
Below are the childcare options and their associated costs in the United States.
|
Type of Childcare
|
Average Weekly Cost
|
Description
|
Additional Information
|
|
Daycare Centers
|
$200 – $400
|
Structured care with educational activities for infants to preschoolers. State-licensed.
|
Costs depend on location and facility.
|
|
Home-based Daycare
|
$150 – $300
|
Smaller personal care often runs from caregivers’ homes. More affordable. Licensing varies by state.
|
Check if licensed for safety.
|
|
Nannies
|
$600 – $800
|
Personalised care at home is ideal for busy families. More expensive.
|
Available on platforms like Care.com and Sittercity.
|
|
Preschools (Private)
|
$1,377/month (full day)
|
Focus on social and educational activities for children aged 3-5.
|
The average monthly cost for a full-day private preschool.
|
|
International Primary School
|
$22,582/year
|
International schools offer primary education, typically for expatriate families.
|
Annual cost for one child.
|
Study abroad 10x faster than banks with Propelld’s easy loans and low interest rates!
Cost of Living in US: Miscellaneous Expenses
Apart from essential expenses like housing, food, and utilities, several other costs contribute to the average cost of living in the U.S. Here are miscellaneous monthly expenditures.
Average Miscellaneous Expenses
|
Category
|
Average Monthly Cost / Range
|
|
Entertainment
|
Movie: $15/ticket, Events: $20 – $100
|
|
Healthcare
|
$400 – $1,000
|
|
Internet
|
$30 – $200
|
|
Cable TV
|
$50 – $200
|
|
Personal Care
|
$50 – $70
|
Entertainment
|
Type of Entertainment
|
Cost
|
|
Movie Ticket
|
$15 per ticket
|
|
Sporting Events & Concerts
|
$20 – $100+ per ticket
|
|
Mid-range Dinner
|
$15 – $30 per person
|
Healthcare
|
Expense Type
|
Estimated Monthly Cost
|
|
Health Insurance Premiums
|
$400 – $1,000+
|
|
Out-of-pocket Costs & Deductibles
|
Additionally, based on the plan
|
Internet and Cable
|
Service Type
|
Cost Range (Monthly)
|
|
Internet
|
$30 – $200
|
|
Cable
|
$50 – $200
|
|
Extra Charges
|
Installation, rentals, taxes
|
Clothing
|
Type of Clothing
|
Estimated Cost per Item
|
|
Low-End (T-Shirts, Jeans)
|
$10 – $30
|
|
High-End / Designer
|
$50 – $300+
|
Personal Care
|
Item Type
|
Price Range
|
|
Basics (Shampoo, Lotion)
|
$3 – $10 per item
|
|
Premium (Makeup, Skincare)
|
$15 – $50+ per item
|
Gym
|
Gym Brand
|
Monthly Price (USD)
|
|
Planet Fitness
|
From $15
|
|
24 Hour Fitness
|
From $9.99 - $64.99
|
|
LA Fitness
|
From $39.99
|
|
Gold's Gym
|
From $29.99
|
|
Equinox
|
From $200
|
|
Anytime Fitness
|
$41
|
|
Crunch Fitness
|
From $67
|
|
Fitness Club (average)
|
$46.60 (roughly €42)
|
Mobile Phone Plan
When setting up mobile service in the U.S., you can choose between prepaid SIM cards and contract plans. Prepaid options are great for newcomers as they require no credit checks, while contracts offer more stability but need ID and credit approval.
Major Mobile Service Providers
|
Provider
|
Plan Type
|
Monthly Cost Range
|
Features
|
|
Verizon
|
Contract/Prepaid
|
$35 – $80
|
Excellent coverage, especially in rural areas; unlimited data, calls, texts
|
|
AT&T
|
Contract/Prepaid
|
$30 – $75
|
Reliable service, wide coverage, flexible plan options
|
|
T-Mobile
|
Prepaid/Contract
|
$30 – $70
|
Affordable pricing; unlimited data options available
|
Compare top lenders for collateral-free study loans—choose wisely!
Budget-Friendly Providers
|
Provider
|
Plan Type
|
Monthly Cost
|
Features
|
|
Mint Mobile
|
Prepaid
|
Starts at $15
|
4GB data; no contracts; great for budget users
|
|
Visible
|
Prepaid
|
$30
|
Runs on Verizon’s network; unlimited data and calls
|
eSIM Availability
|
Provider
|
Details
|
|
T-Mobile
|
Compatible with most phones; low/no activation fee
|
|
AT&T
|
Supports eSIM activation online or in-store
|
|
Verizon
|
Offers eSIM for compatible devices
|
Check eligibility, compare rates, and apply for a loan in minutes!
Average Cost of Living in U.S. Per Year
The table below outlines the average yearly expenses international students might incur while studying in the United States:
|
Expense Category
|
Estimated Yearly Cost (USD)
|
|
Books and Study Materials
|
900 – 2,000
|
|
Travel
|
300 – 700
|
|
Accommodation
|
9,800 – 11,100
|
|
Electricity
|
1,200 – 1,800
|
|
Food (On-Campus)
|
3,000
|
|
Food (Off-Campus)
|
4,800 – 7,200
|
|
Phone Subscription
|
600
|
|
Home Internet
|
540 – 600
|
|
Health Insurance
|
700 – 1,100
|
|
Clothing
|
500
|
|
Water, Trash, Sewer
|
600 – 900
|
Average Cost of Living in US Per Month
Living in the USA can be expensive, and how much you spend depends on where you live and your lifestyle. Here is what a person might spend each month:
|
Expense
|
Monthly Cost (USD)
|
|
Rent (1-bedroom apartment)
|
$1,500 – $2,500
|
|
Utilities (electricity, water, etc.)
|
$150 – $300
|
|
Groceries
|
$300 – $500
|
|
Eating Out
|
$150 – $300
|
|
Transportation (bus, gas, insurance)
|
$100 – $300
|
|
Health Insurance
|
$200 – $600
|
|
Entertainment
|
$100 – $300
|
|
Internet & Phone
|
$80 – $150
|
|
Clothes
|
$50 – $150
|
|
Other Personal Expenses
|
$100 – $200
|
Looking to elevate your finance career? Learn about the eligibility, leading universities, and career opportunities for MS in Finance in the USA.
Cost of Living in US for Different States
The cost of living in the USA varies greatly depending on the city or state. For Indian or international students, big cities like New York and San Francisco tend to be more expensive than suburban areas like Texas or New Orleans.
Below is a comparison of average monthly living expenses in urban and suburban cities.
|
City
|
Average Monthly Expenses
|
|
New York
|
USD 3,300
|
|
California
|
USD 4,000
|
|
Boston
|
USD 3,316
|
|
San Francisco
|
USD 4,000
|
Suburban Cities
|
City
|
Average Monthly Expenses
|
|
Atlanta
|
USD 2,200
|
|
New Orleans
|
USD 2,000
|
|
Philadelphia
|
USD 1,300
|
|
Seattle
|
USD 2,500
|
|
Texas
|
USD 2,000
|
|
Illinois
|
USD 1,470
|
Financing your studies abroad will be made easy! Learn how to get an education loan for Abroad studies.
Cost of Living in New York City
|
Category
|
Singles
|
Couples
|
Families
|
|
Accommodation
|
USD 3,000–5,000/month
|
USD 3,500–10,000/month
|
USD 6,500–15,000/month
|
|
Food
|
USD 17–55/meal
|
USD 80–200/meal
|
USD 150–400/meal
|
|
Transportation
|
USD 120–170/month
|
USD 200–300/month
|
USD 400–500/month
|
|
Utilities
|
USD 100–300/month
|
USD 200–500/month
|
USD 400–800/month
|
|
Entertainment
|
USD 15–25/ticket
|
USD 30–50/ticket
|
USD 60–100/ticket
|
Cost of Living in Los Angeles
|
Category
|
Singles
|
Couples
|
Families
|
|
Accommodation
|
USD 2,000–3,500/month
|
USD 3,000–5,000/month
|
USD 4,000–7,000/month
|
|
Food
|
USD 20–40/meal
|
USD 70–170/meal
|
USD 100–300/meal
|
|
Transportation
|
USD 70–110/month
|
USD 140–200/month
|
USD 280–400/month
|
|
Utilities
|
USD 100–300/month
|
USD 200–600/month
|
USD 400–1,000/month
|
|
Entertainment
|
USD 50–100/ticket
|
USD 100–200/ticket
|
USD 200–400/ticket
|
Cost of Living in Chicago
|
Category
|
Singles
|
Couples
|
Families
|
|
Accommodation
|
USD 2,000–3,000/month
|
USD 2,500–4,500/month
|
USD 4,000–6,000/month
|
|
Food
|
USD 15–40/meal
|
USD 65–150/meal
|
USD 100–300/meal
|
|
Transportation
|
USD 70–100/month
|
USD 140–200/month
|
USD 280–400/month
|
|
Utilities
|
USD 100–300/month
|
USD 500–600/month
|
USD 800–1,000/month
|
|
Entertainment
|
USD 12–20/month
|
USD 24–40/month
|
USD 48–80/month
|
Cost of Living in Houston
|
Category
|
Singles
|
Couples
|
Families
|
|
Accommodation
|
USD 1,200–2,000/month
|
USD 2,000–4,000/month
|
USD 4,000–8,000/month
|
|
Food
|
USD 10–40/meal
|
USD 50–150/meal
|
USD 100–300/meal
|
|
Transportation
|
USD 70–120/month
|
USD 140–240/month
|
USD 280–500/month
|
|
Utilities
|
USD 150–400/month
|
USD 300–800/month
|
USD 600–1,000/month
|
|
Entertainment
|
USD 10–20/month
|
USD 20–40/month
|
USD 40–80/month
|
Cost of Living in Miami
|
Category
|
Singles
|
Couples
|
Families
|
|
Accommodation
|
USD 2,200–3,800/month
|
USD 3,500–6,000/month
|
USD 4,000–7,500/month
|
|
Food
|
USD 20–50/meal
|
USD 70–175/meal
|
USD 150–300/meal
|
|
Transportation
|
USD 100–125/month
|
USD 200–250/month
|
USD 400–500/month
|
|
Utilities
|
USD 100–250/month
|
USD 200–500/month
|
USD 400–1,000/month
|
|
Entertainment
|
USD 12–25/month
|
USD 24–50/month
|
USD 48–100/month
|
Factors Impacting the Cost of Living in the US for Indian Students
Here are the significant factors that influence living costs in the U.S.:
1. Location Matters
Big cities, especially on the East and West coasts like New York and Los Angeles, are more expensive than smaller towns or rural areas.
2. Lifestyle Habits
Daily choices such as how often you eat out, travel, or engage in entertainment can significantly impact your monthly spending.
3. Housing Type
Whether you rent, own a home, or share an apartment significantly influences your overall living expenses.
4. Utilities and Bills
The cost of electricity, water, phone, and internet services can vary depending on your state and service provider.
5. Healthcare Costs
Medical care in the U.S. is expensive. Most people rely on health insurance to reduce the burden of medical expenses.
Wondering if Canada or the USA is the best choice for you? Compare education systems, costs, and PR options. Get in touch today for expert advice to help you decide where to study!
Cost of Living in US: Expensive States to Live In
Below are the top five most expensive states, the cost of living.
|
State
|
Average Home Price
|
Monthly Energy Bill
|
Annual Homeowners Insurance
|
|
California
|
$1,708 (San Jose)
|
$295
|
$2,124
|
|
Hawaii
|
$1,674 (Honolulu)
|
$360
|
$1,883
|
|
Massachusetts
|
$961 (Boston)
|
$303
|
$2,226
|
|
Montana
|
$792 (Bozeman)
|
$177
|
$1,755
|
|
Colorado
|
$651 (Denver)
|
$145
|
$2,650
|
What is the Average Income in the USA?
Income levels in the USA can vary significantly based on factors like job type, industry, and location. Here is a general income estimate for students, singles, couples, and families:
- Students: Budget between USD 1,100 to USD 1,200 per month.
- Singles: Monthly budget of USD 1,000 to USD 1,500.
- Couples: Combined monthly income of USD 6,372.
- Families (4 people): Typical monthly expenses range from USD 7,189.
Below are the salaries in popular job sectors
|
Job Profile
|
Median Salary (USD)
|
|
Market Research Analyst
|
65,810
|
|
Financial Manager
|
134,180
|
|
Computer Manager
|
151,150
|
|
Software Developer
|
110,140
|
|
Web Developer
|
77,200
|
|
Technical Writer
|
74,650
|
|
Statistician
|
93,290
|
|
Medical Assistant
|
35,850
|
|
Health Services Manager
|
104,280
|
|
Nurse Practitioner
|
116,670
|
Cost of Living in US Compared to Other Countries
The cost of living in the USA, especially in cities like New York and Los Angeles, is generally higher than in many other countries. Housing, healthcare, education, and transportation can be costly.
Here is a comparison of expenses with other major cities:
|
City
|
Accommodation (Monthly)
|
Transportation (Monthly)
|
Dining for Two (3 Courses)
|
Other Monthly Expenses
|
|
New York
|
Starting USD 3,000
|
Starting USD 200
|
Starting USD 80
|
Starting USD 100
|
|
London
|
Starting EUR 2,000
|
Starting EUR 200
|
Starting EUR 100
|
Starting EUR 200
|
|
Jakarta
|
Starting IDR 5,000,000
|
Starting IDR 100,000
|
Starting IDR 50,000/meal
|
Starting IDR 750,000
|
|
Sydney
|
Starting AUD 650
|
Starting AUD 160
|
Starting AUD 150
|
Starting AUD 190
|
|
Madrid
|
Starting EUR 1,000
|
Starting EUR 50
|
Starting EUR 60
|
Starting EUR 150
|
Tips for Reducing the Cost of Living in US
Here are some practical tips to help reduce the cost of living in the USA:
- Share an apartment or consider renting a more affordable place.
- Cook meals at home instead of dining out to save money.
- Cancel unused subscriptions and memberships.
- Use public transportation to reduce the cost of owning a private vehicle.
- Conserve energy by using LED bulbs and turning off lights when not in use.
- Look for discounts for students, seniors, or employees before making purchases.
- Avoid credit card debt, as it can lead to high interest charges.
- Stick to a shopping list to avoid impulse buying.
- Use budgeting apps to track your spending and find areas to save.
- Look for free or inexpensive local activities, like community events or museums.
The cost of living in US can be expensive, but with smart budgeting and planning, you can manage it well. Knowing the average costs in advance helps you prepare financially and avoid surprises once you arrive.
Why Propelld?
Propelld helps students by offering easy and flexible education loans. It has a quick approval process, doesn't ask for too many documents, and lets you pay in smaller parts over time. This makes it easier for students to focus on their studies without worrying too much about money.
The following are the primary benefits of Propelld.
|
Particulars
|
Details
|
|
Max Loan Amount
|
50 Lakhs
|
|
Collateral
|
Not Required
|
|
Moratorium
|
Available
|
|
Processing Time
|
10 Times Faster than Banks
|
|
Disbursal Time
|
7 Days
|
|
Approval Rate
|
Higher than Other Banks
|
|
Special USP
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Marks Based Approval
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% Financed
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100% of Fees
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FAQs for Cost of Living in US
What are some common miscellaneous expenses for students in the US?
Students usually spend extra money on entertainment, internet, clothing, personal care, and healthcare.
What is the average cost of living in the USA?
The average cost of living in the USA varies significantly based on location and personal lifestyle. Expenses typically range from $2,500 to $3,500 per month. Individuals may spend around $1,000 to $2,000 monthly on essentials, while couples or families face higher living costs.
How much money do I need to live in the USA?
The amount needed to live in the USA can differ depending on your location, lifestyle, and circumstances. A single person's monthly budget of $2,500 to $3,500 is often sufficient to cover housing, food, utilities, transportation, and healthcare.
How much money is needed to live comfortably in the USA?
To live comfortably in the USA, a single person typically requires an annual income of approximately $96,500. This amount covers living essentials debt repayment and allows room for savings and discretionary spending. The required income for a family of four to maintain a comfortable lifestyle could range from $200,000 or more, depending on the area.
What is considered a good salary in the USA?
A "good" salary in the U.S. depends on location and individual financial needs. The national average wage in 2023 is approximately $65,470, but in high-cost cities like New York or San Francisco, a good salary starts around $70,000 or higher.
How much do Indians earn in the USA?
The median household income for Indian Americans was around $145,000 in 2022, which is notably higher than the overall median for Asian Americans ($100,000). Despite only 1.5% of the U.S. population, Indian Americans contribute significantly to the nation’s tax revenue, estimated at 5-6% of total income tax collection.
What benefits do Indians get in the USA?
Indian nationals residing in the USA may qualify for various government benefits, including:
- Food assistance
- Health insurance
- Housing aid
- Utility bill assistance
- Social Security benefits
- Welfare (TANF) for eligible individuals
- Financial help for Native Americans
Can I permanently settle in the USA?
Yes, individuals with the right qualifications—such as specific skills, education, or work experience—can apply for permanent residency through an employment-based immigrant visa. There are five categories under this visa, each with different eligibility criteria.
How much cash can I carry from India to the USA?
When travelling from India to the USA, you can carry up to 25,000 INR in Indian currency. For foreign currency (e.g., USD), you can carry up to $5,000 in cash without declaring it.
Which jobs are best for Indians to settle in the USA?
Some of the top job opportunities for Indian nationals looking to settle in the USA include:
- Nurse Practitioners: 46% job growth; $126,260 median annual salary
- Data Scientists: 36% job growth; $108,020 median annual salary
- Information Security Analysts: 33% job growth; $120,360 median annual salary
- Medical and Health Services Managers: 29% job growth; $110,680 median annual salary
How long does it take to get PR in the USA?
To gain a Permanent Residency (PR) or a Green Card, you typically must reside in the USA for at least five years. However, this duration can be reduced to three years if you are married to a U.S. citizen. Additional requirements must also be met, such as demonstrating good moral character, passing an English language test, and completing a citizenship test.
How much money can be transferred from India to the USA without paying tax?
Non-resident Indians (NRIs) can transfer up to $1 million from their NRO (Non-Resident Ordinary) account to their NRE (Non-Resident External) account without incurring any tax under Section 206C(1G) of the Income Tax Act. There are no tax implications for such transfers.
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