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BOI Edu Loan College List 2024

Bank of India Education Loan College List 2025- Download pdf

Written By
Vaishali Pandey
&
Reviewed By
Shailesh Jain
Updated On:
Nov 20, 2025
|
5 Minutes
mins read
Vaishali Pandey
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Updated On:
Nov 20, 2025

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Table of Contents

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Education can be expensive, but it doesn’t have to stop your academic journey. The Bank of India (BOI) Education Loan helps students fund higher studies in India and abroad with structured schemes and competitive interest rates.

This guide covers the entire Bank of India education loan college list (A, B, C), BOI loan types, abroad college list PDFs, and quick alternatives if your college isn’t covered.

Key Takeaways

  • Bank of India offers multiple education loan schemes covering premier Indian institutes, NITs, IITs, IIMs, and recognized foreign universities.
  • BOI’s approved college lists (A, B, and C) determine loan eligibility, sanctioned amounts, and applicable interest rates.
  • Students can choose from Star Vidya, Star Education Loan, Skill Loan, and abroad study loans depending on the course and institute category.
  • Loans up to ₹7.5 lakh are collateral-free, while higher amounts require security and co-borrowers, with repayment periods extending up to 15 years.
  • BOI covers tuition, hostel fees, travel costs, exam fees, and essential academic equipment—making it suitable for domestic and international education.

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Bank of India Education Loan College List

(Updated) 

The BOI education loan college list is vast and covers several reputed institutes nationwide. We have picked the top 15 from each list. Keep reading to get an idea of the Bank of India Education Loan College list: 

List A - Bank of India Education Loan College list

College Name City
Indian Institute of Management (IIM), Ahmedabad Ahmedabad
Indian Institute of Management (IIM), Bangalore Bangalore
Indian Institute of Management (IIM), Kolkata Kolkata
Indian Institute of Management (IIM), Indore Indore
Indian Institute of Management (IIM), Kozhikode Kozhikode
Indian Institute of Technology (IIT), Madras Madras
Indian Institute of Technology (IIT), Bombay Bombay
Indian Institute of Technology (IIT), Delhi Delhi
Indian Institute of Technology (IIT), Kanpur Kanpur
Indian Institute of Technology (IIT), Kharagpur Kharagpur
Xavier Labour Relations Institute (XLRI) Jamshedpur
Indian School of Business, Hyderabad Hyderabad
Indian Institute of Foreign Trade (IIFT) Delhi & Kolkata
S.P. Jain Institute of Management and Research (SPJIMR) Mumbai
Indian Institute of Management (IIM), Shillong Shillong

List B-Bank of India Education Loan College list

College Name City
Institute of Management Technology (IMT), Ghaziabad Ghaziabad
Faculty of Management Studies (FMS), Delhi Delhi
Narsee Monjee Institute of Management & Higher Studies (NMIMS), Mumbai Mumbai
Nirma Institute of Management, Ahmedabad Ahmedabad
National Institute of Industrial Training (NITIE), Mumbai Mumbai
Jamnalal Bajaj Institute of Management Studies (JBIMS), Mumbai Mumbai
Xavier Institute of Management (XIM), Bhubaneswar Bhubaneswar
Management Development Institute (MDI), Gurgaon Gurgaon
Symbiosis Institute of Business Management (SIBM), Pune Pune
Birla Institute of Technology & Science (BITS), Pilani Pilani
Marine Engineering College, Kolkata Kolkata
Delhi College of Engineering (DCE), Delhi Delhi
Madras Medical College (MMC), Chennai Chennai

List C- Bank of India Education Loan College list

College Name City
National Institute of Technology (NIT), Agartala Agartala
National Institute of Technology (NIT), Calicut Calicut
National Institute of Technology (NIT), Durgapur Durgapur
National Institute of Technology (NIT), Hamirpur Hamirpur
National Institute of Technology (NIT), Jamshedpur Jamshedpur
National Institute of Technology (NIT), Kurukshetra Kurukshetra
National Institute of Technology (NIT), Patna Patna
National Institute of Technology (NIT), Raipur Raipur
National Institute of Technology (NIT), Rourkela Rourkela
National Institute of Technology (NIT), Silchar Silchar
National Institute of Technology (NIT), Srinagar Srinagar
National Institute of Technology (NIT), Surathkal Surathkal
National Institute of Technology (NIT), Tiruchirapalli Tiruchirapalli
National Institute of Technology (NIT), Warangal Warangal

To easily know if your institution is eligible, you can download explore the Bank of India education loan college list pdf and compare it with other banks' approved colleges.

Must Read: Documents Required for applying for an Education Loan

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Get 100% fees financed, no collateral, and approvals in as fast as 24–48 hours. 

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Bank of India Education Loans Types

Bank of India provides the following types of Education Loans: 

1. BOI Star Education Loan Scheme

2. BOI Star Vidya Loan Scheme

3. BOI Star Education Loan for Studies Abroad

4. BOI Star Skill Loan Scheme

5. BOI Star Top-Up Loan for Higher Studies

6. BOI Star Premier Education Loan Scheme

Types of Bank of India Education Loans 

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To know comprehensively about Bank of India Education Loans, their types, features and how to apply, do read. Bank of India Education Loan: Interest Rate 2025 & How to Apply

Also Read: Education Loan Eligibility, Interest Rates and How to Apply

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Get Education Loan 10X Faster than Banks.

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Star Vidya Education Loan College List

Among the other education loans that the Bank of India provides, the Star Vidya Loan is a scheme for students studying at premier institutions in India.

For the complete list, download pdf for Star Vidya Education Loan College List.‍

Bank of India Education Loan College List Abroad

Bank of India’s Star Education Loan – Studies Abroad is designed to support students aspiring to study overseas by covering tuition fees, travel, and other academic expenses. The loan is available for full-time degree and postgraduate programs in both medical (excluding nursing) and non-medical fields at recognized foreign institutions.

Download the pdf  with complete details of the BOI Star Education Loan.

If you want to understand how interest rates and other charges work, read our interest rates policy and compare with other lenders to get the best deal.

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Instant Approval, Hassle-Free Process – Secure Your Education Loan in as low as 2 Days!

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Students planning to study overseas can review the colleges in the above list and go through the complete details of the Bank of India education loan to ensure their institution is eligible under the bank’s approved list.

Bank of India's education loan offers strong coverage and structured benefits for students enrolled in approved institutions. However, the process can sometimes be slower and may require collateral, especially for higher loan amounts.

If you need faster approvals, zero collateral, flexible repayment, and 100% digital processing, Propelld is a student-friendly alternative trusted by thousands.

Take the next step confidently — 👉 Apply for a Propelld Education Loan Today and secure your academic future without delays.

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FAQ: Bank of India Education Loan College List

What is the maximum loan amount available for education loans from the Bank of India?

Depending on the institution and course, the maximum loan amount for elite institutions can be up to ₹30 lakhs for domestic education and ₹1.5 crore for studies abroad.

Which colleges are there in the Bank Of India Education Loan College List?

BOI's education loan schemes cover many institutions, including IITs, IIMs, NITs, and other reputable institutions. The Bank of India Education Loan College list is divided further into 4 categories: List A, B, and C, which determine the loan amount and interest rates.

Are there any special concessions for female students?

Female students can benefit from a 0.50% interest rate concession across different loan schemes.

Is collateral required for Bank of India education loans?

Students don’t need collateral for loans up to ₹7.5 lakhs. Above this amount, tangible security and co-borrowers are necessary.

What is the interest rate for education loans from the Bank of India?

Interest rates vary, starting from 9.05% for specific institutions and up to 10.45% for others, depending on the institution list (A, B, C) the student belongs to.

What is the repayment period for BOI education loans?

The repayment period can extend to 15 years, depending on the loan amount and repayment terms.

Does the Bank of India cover travel expenses under education loans?

Yes, travel expenses for studies abroad are also covered by the Bank of India Education Loan Scheme under specific loan schemes.

Are part-time courses covered under the Bank of India’s education loan?

Yes, BOI loans full-time and part-time courses from recognised institutions under the Bank of India Education Loan College List, including evening courses at approved institutions.

Is there any margin requirement for education loans?

For loans up to ₹4 lakhs, there is no margin requirement. However, for loans above ₹4 lakhs, a 5% margin for studies in India is required.

What expenses are covered under the Bank of India education loan?

The covered expenses include tuition fees, hostel charges, examination fees, travel costs, and the purchase of necessary equipment, such as laptops.

Can I apply for a Bank of India education loan online?

You can apply for a loan through the Bank of India website, the Vidya Lakshmi Portal, or by visiting a branch.

Is there an interest subsidy available for education loans?

Yes, schemes like the Central Sector Interest Subsidy (CSIS) and Padho Pardesh are available for eligible students and offer interest subsidies during the moratorium period.

What documents are required for the loan application?

Essential documents include proof of admission, identification, income proof, and co-borrower details.

What are the eligibility criteria for Bank of India education loans?

The student must be an Indian national, have secured admission to a recognised institution under the Bank of India Education Loan College List, and have an excellent academic record.

About the Author

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Vaishali Pandey
Content Marketer
Check out full profile

A banker turned content marketer with expertise in growth-focused content strategies for the finance and digital sectors.  She currently drives data-backed content initiatives at Propelld, through high-impact storytelling.

Before moving into content marketing, Vaishali spent nearly a decade in banking, across their asset and lending divisions and spent almost a decade in finance. An MBA in Marketing and a writer at heart, she finally took up content marketing and now simplifies money talks for the readers.

She is also a certified digital marketer (MICA), combining data-driven insights with creative storytelling to deliver measurable business growth.

Beyond work, Vaishali is a handcrafted brand founder, avid reader, and travel & food blogger, blending creativity and strategy in everything she does.

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Shailesh Jain
Chartered Accountant, Finance Strategist, Associate Director
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A seasoned Chartered Accountant, Shailesh Jain is a finance and compliance leader specializing in corporate finance, financial operations, and fintech-driven lending models. At Propelld, he scales education loan offerings by shaping financial strategies, optimizing operations, and ensuring regulatory excellence, driving sustainable growth in the edtech and fintech space.

An expert in Fintech & Edtech innovation, Shailesh leverages financial insights to transform education lending, combining analytical rigor with strategic foresight. Previously, he led the finance team at Khatabook, building a new lending venture, and has worked with PwC, ICICI Bank, and Mulberry Silks, gaining strong expertise in audit, risk mitigation, and strategic decision-making.

Passionate about financial innovation, he continues to advance education financing in India, creating efficient, scalable, and compliant lending ecosystems.

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