Bank of India Education Loan College List 2024 & Loan Application

Vaishali Pandey
Updated On:
Mar 18, 2025

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Although it can require a significant financial investment, education need not be prohibitively expensive. With the help of the Bank of India Education Loan, your academic aspirations can come true.

Read this blog to learn the entire Bank of India Education loan college list, key terms associated with the loan, and more about BOI education loan in this blog post. All it takes to get on the path to success is a loan!

Check out this blog for:

  • A comprehensive list of all colleges covered under Bank of India education loan. Also, have the pdf download.
  • Know about Star Vidya- the type covering premier institutes for education loan, and the abroad education loan details.

Bank of India Education Loan College List 

The BOI education loan college list is vast and covers several reputed institutes nationwide. We have picked the top 15 from each list. Keep reading to get an idea of the Bank of India Education Loan College list: 

List A - Bank of India Education Loan College list

List B-Bank of India Education Loan College list

List C- Bank of India Education Loan College list

College Name

City

National Institute of Technology (NIT), Agartala

Agartala

National Institute of Technology (NIT), Calicut

Calicut

National Institute of Technology (NIT), Durgapur

Durgapur

National Institute of Technology (NIT), Hamirpur

Hamirpur

National Institute of Technology (NIT), Jamshedpur

Jamshedpur

National Institute of Technology (NIT), Kurukshetra

Kurukshetra

National Institute of Technology (NIT), Patna

Patna

National Institute of Technology (NIT), Raipur

Raipur

National Institute of Technology (NIT), Rourkela

Rourkela

National Institute of Technology (NIT), Silchar

Silchar

National Institute of Technology (NIT), Srinagar

Srinagar

National Institute of Technology (NIT), Surathkal

Surathkal

National Institute of Technology (NIT), Tiruchirapalli

Tiruchirapalli

National Institute of Technology (NIT), Warangal

Warangal

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Bank of India Education Loans Types

Bank of India provides the following types of Education Loans: 

1. BOI Star Education Loan Scheme

2. BOI Star Vidya Loan Scheme

3. BOI Star Education Loan for Studies Abroad

4. BOI Star Skill Loan Scheme

5. BOI Star Top-Up Loan for Higher Studies

6. BOI Star Premier Education Loan Scheme

Types of Bank of India Education Loans 

To know comprehensively about Bank of India Education Loans, their types, features and how to apply, do read. Bank of India Education Loan: Interest Rate 2024 & How to Apply

Also Read: Education Loan Eligibility, Interest Rates and How to Apply

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Star Vidya Education Loan College List

Among the other education loans that the Bank of India provides, the Star Vidya Loan is a scheme for students studying at premier institutions in India.

Here is a pdf download for Star Vidya Education Loan College List. 


Bank of India Education Loan College List Abroad

Bank of India’s Star Education Loan – Studies Abroad is designed to support students aspiring to study overseas by covering tuition fees, travel, and other academic expenses. The loan is available for full-time degree and postgraduate programs in both medical (excluding nursing) and non-medical fields at recognized foreign institutions.

Click here to download the pdf  with complete details of the BOI Star Education Loan.

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There are several other benefits of opting for a Propelld education loan. They are: 

Feature Details
Max Loan Amount50 Lacs
CollateralNot Required
MoratoriumAvailable
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Approval RateHigher than Banks
Special USPMarks Based Approval
% Financed100% of Fees

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FAQ: Bank of India Education Loan College List

What is the maximum loan amount available for education loans from the Bank of India?

Depending on the institution and course, the maximum loan amount for elite institutions can be up to ₹30 lakhs for domestic education and ₹1.5 crore for studies abroad.

Which colleges are there in the Bank Of India Education Loan College List?

BOI's education loan schemes cover many institutions, including IITs, IIMs, NITs, and other reputable institutions. The Bank of India Education Loan College list is divided further into 4 categories: List A, B, and C, which determine the loan amount and interest rates.

Are there any special concessions for female students?

Female students can benefit from a 0.50% interest rate concession across different loan schemes.

Is collateral required for Bank of India education loans?

Students don’t need collateral for loans up to ₹7.5 lakhs. Above this amount, tangible security and co-borrowers are necessary.

What is the interest rate for education loans from the Bank of India?

Interest rates vary, starting from 9.05% for specific institutions and up to 10.45% for others, depending on the institution list (A, B, C) the student belongs to.

What is the repayment period for BOI education loans?

The repayment period can extend to 15 years, depending on the loan amount and repayment terms.

Does the Bank of India cover travel expenses under education loans?

Yes, travel expenses for studies abroad are also covered by the Bank of India Education Loan Scheme under specific loan schemes.

Are part-time courses covered under the Bank of India’s education loan?

Yes, BOI loans full-time and part-time courses from recognised institutions under the Bank of India Education Loan College List, including evening courses at approved institutions.

Is there any margin requirement for education loans?

For loans up to ₹4 lakhs, there is no margin requirement. However, for loans above ₹4 lakhs, a 5% margin for studies in India is required.

What expenses are covered under the Bank of India education loan?

The covered expenses include tuition fees, hostel charges, examination fees, travel costs, and the purchase of necessary equipment, such as laptops.

Can I apply for a Bank of India education loan online?

You can apply for a loan through the Bank of India website, the Vidya Lakshmi Portal, or by visiting a branch.

Is there an interest subsidy available for education loans?

Yes, schemes like the Central Sector Interest Subsidy (CSIS) and Padho Pardesh are available for eligible students and offer interest subsidies during the moratorium period.

What documents are required for the loan application?

Essential documents include proof of admission, identification, income proof, and co-borrower details.

What are the eligibility criteria for Bank of India education loans?

The student must be an Indian national, have secured admission to a recognised institution under the Bank of India Education Loan College List, and have an excellent academic record.

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